BAUUYISSS

Dr.Babasaheb Ambedkar Udyog Uday Yojana: Assistance for Interest Subsidy (Service Sector)

The scheme "Dr.Babasaheb Ambedkar Udyog Uday Yojana" aims to support SC/ST entrepreneurs and strengthen MSMEs, making them globally competitive.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Industries and Mines Department

योजना किसके लिए: Infra

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

योजना प्रारंभ तिथि: 2020-08-07

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: Business Entity, Industries

टैग: Business, Entrepreneurship, MSMEs, Start Up, Scheduled Caste, Scheduled Tribe

विवरण

The scheme "Dr.Babasaheb Ambedkar Udyog Uday Yojana" is an umbrella scheme launched by the Industries and Mines Department, Gujarat. It aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports. Effective from August 7th, 2020 to August 6th, 2025, this initiative supports SC/ST entrepreneurs and strengthens MSMEs, making them globally competitive.
The component "Assistance for Interest Subsidy (Service Sector)" provides an interest subsidy on the term loan to support micro-enterprises in the service sector.

लाभ

Financial Assistance: Category of Taluka Quantum of Incentive Category I8% on Term Loan with a maximum amount of ₹35 00 000/- per annum for a period of 7 yearsCategory II7% on Term Loan with a maximum amount of ₹30 00 000/- per annum for a period of 6 years Category III &amp;amp;amp; Municipal Corporation Areas6% on Term Loan with a maximum amount of ₹25 00 000/- per annum for a period of 5 years Additional Subsidy: 1% extra interest subsidy for registered startups in the service sector with Udyam/MSME Registration

Financial Assistance:

Category of Taluka Quantum of Incentive Category I8% on Term Loan with a maximum amount of ₹35,00,000/- per annum for a period of 7 yearsCategory II7% on Term Loan with a maximum amount of ₹30,00,000/- per annum for a period of 6 years Category III &amp; Municipal Corporation Areas6% on Term Loan with a maximum amount of ₹25,00,000/- per annum for a period of 5 years> Additional Subsidy: 1% extra interest subsidy for registered startups in the service sector with Udyam/MSME Registration.

पात्रता

The firm must be a Micro/Small/Medium enterprise run by SC/ST entrepreneur.
The enterprise must be a manufacturing enterprise.
Only new MSMEs in the service sector (as per Annexure A and B) are eligible. - The enterprise must have a term loan sanctioned for new machinery, equipment, or furniture/fixtures.
The loan should be sanctioned within one year before the commencement of commercial production.
Enterprises must have proper tax and business registrations.

> Note:

SC/ST Enterprise: SC/ST Enterprise means the enterprise in which contribution of SC/ST entrepreneur is 51% or more.

अपवर्जन

Enterprises whose term loan is sanctioned after one year from the commencement of commercial production.
Enterprises defaulting on loan repayments as per RBI and bank guidelines.
Enterprises seeking reimbursement for penal interest or other bank charges.
Enterprises availing interest subsidy under any Central Government scheme where the total subsidy exceeds the total interest paid.

आवेदन प्रक्रिया

Online

Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "New Investor Registration" to access the registration form.
Step-2: Fill in the Registration Form. Click on "Submit".
Step-3: Verify the E-mail ID using the link sent on your registered E-mail ID.
Step-4: After verification, you will be registered successfully.

Post-Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "Login".
Step-2: Enter the email address and password you used during registration.
Step-3: Click the "Login" button to access your account.
Step-4: Now fill in the required details and mandatory documents about your business to complete the application process.

Helpdesk: Contact

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the "Dr. Babasaheb Ambedkar Udyog Uday Yojana"?: It is a special scheme introduced under the Industrial Policy 2020 to provide financial assistance and support to Scheduled Caste (SC) and Scheduled Tribe (ST) entrepreneurs in the MSME sector.
What sectors are prioritized under the Industrial Policy 2020?: The policy prioritizes industries such as Auto and Auto Components, Chemicals and Petrochemicals, Pharmaceuticals, Cement, Textiles, Engineering, Gems and Jewellery, and Ceramics.
How does the scheme promote export competitiveness?: The scheme emphasizes "Vocal for Local to become Global," strengthening integrated value chains and encouraging MSMEs to enhance their export potential.
What is the duration of the scheme?: The scheme is effective from August 7, 2020, and will remain in operation until August 6, 2025.
Who is eligible to apply for the interest subsidy scheme?: Only new MSMEs in the service sector, as listed in Annexure A and B, are eligible to apply for the interest subsidy scheme.
What type of expenses are covered under the subsidy?: The subsidy covers interest on term loans taken for new machinery, equipment, and furniture/fixtures, excluding land and building.
What is the maximum subsidy amount an enterprise can receive?: The maximum subsidy amount depends on the Taluka category: Category I: Up to ₹35,00,000/- per annum for 7 years. Category II: Up to ₹30,00,000/- per annum for 6 years. Category III & Municipal Corporation Areas: Up to ₹25,00,000/- per annum for 5 years.
Is there any additional benefit for startups?: Yes, registered startups in the service sector with Udyam/MSME registration receive an additional 1% interest subsidy.
Can an enterprise apply for the subsidy if it has already started commercial production?: No, the application must be submitted within one year from the date of loan disbursement or before the commencement of commercial production, whichever is later.
Can an enterprise avail of subsidies from both the Central and State Government?: Yes, an enterprise can avail of both subsidies; however, the total subsidy amount from both sources cannot exceed the total interest paid to the bank or financial institution.
What happens if an enterprise defaults on loan repayment?: If an enterprise defaults on loan repayment as per RBI guidelines, the interest subsidy will not be provided for the default period.
Is there any penalty for late submission of the application?: Yes, late applications will be considered with deductions for the late period from the maximum permissible subsidy.
Is MSME/Udyam registration mandatory for availing the subsidy?: Yes, an enterprise must have MSME/Udyam registration to be eligible for the interest subsidy scheme.
Can an existing business apply for this scheme?: No, only new MSMEs in the service sector are eligible to apply under this scheme.
Will the interest subsidy cover penal interest or other bank charges?: No, the interest subsidy will only cover the standard interest on the term loan and will not include penal interest or any additional bank charges.
When will the subsidy amount be reimbursed?: The subsidy will be reimbursed only after the enterprise has commenced commercial production or started providing services.

परिभाषाएँ

Micro, Small and Medium Enterprise
New Enterprise
Existing Enterprise
Expansion
Gross Fixed Capital Investment (GFCI)
Forward integration, Backward Integration and Diversification
Term Loan
Pipeline Enterprises

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Business Entrepreneurship MSMEs Start Up Scheduled Caste Scheduled Tribe

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।