BAUUYISMS

Dr.Babasaheb Ambedkar Udyog Uday Yojana: Assistance for Interest Subsidy (Manufacturing Sector)

The scheme "Dr.Babasaheb Ambedkar Udyog Uday Yojana" aims to support SC/ST entrepreneurs and strengthen MSMEs, making them globally competitive.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: गुजरात

नोडल विभाग: Industries and Mines Department

योजना किसके लिए: Infra

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

योजना प्रारंभ तिथि: 2020-08-07

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship

लक्षित लाभार्थी: Business Entity, Industries

टैग: Business, Entrepreneurship, MSMEs, Start Up, Scheduled Caste, Scheduled Tribe

विवरण

The scheme "Dr.Babasaheb Ambedkar Udyog Uday Yojana" is an umbrella scheme launched by the Industries and Mines Department, Gujarat. It aims to empower the state's dynamic MSME sector, which significantly contributes to employment, GDP, and exports. Effective from August 7th, 2020 to August 6th, 2025, this initiative supports SC/ST entrepreneurs and strengthens MSMEs, making them globally competitive.
The component "Assistance for Interest Subsidy (Manufacturing Sector)" provides financial relief to enterprises in the manufacturing sector by offering an interest subsidy on term loans. Additional benefits are available for women entrepreneurs, differently-abled entrepreneurs, startups, and young entrepreneurs below 35 years of age.

लाभ

Financial Assistance: Category of Taluka Quantum of Incentive Category I8% on Term Loan with a maximum amount of ₹35 00 000/- per annum for a period of 7 yearsCategory II7% on Term Loan with a maximum amount of ₹30 00 000/- per annum for a period of 6 years Category III &amp;amp;amp; Municipal Corporation Areas6% on Term Loan with a maximum amount of ₹25 00 000/- per annum for a period of 5 years

Financial Assistance:

Category of Taluka Quantum of Incentive Category I8% on Term Loan with a maximum amount of ₹35,00,000/- per annum for a period of 7 yearsCategory II7% on Term Loan with a maximum amount of ₹30,00,000/- per annum for a period of 6 years Category III &amp; Municipal Corporation Areas6% on Term Loan with a maximum amount of ₹25,00,000/- per annum for a period of 5 years

पात्रता

The firm must be a Micro/Small/Medium enterprise run by SC/ST entrepreneur.
The enterprise must be a manufacturing enterprise.
The enterprise must be engaged in the manufacturing sector.
The term loan should be availed from a recognized bank or financial institution.
The loan must be sanctioned before the enterprise starts commercial production.
If the enterprise installs a solar/renewable energy plant, it must be for captive consumption.
The enterprise must bear a minimum of 2% interest on the term loan.
The application must be submitted within the prescribed timeline.

> Note:

SC/ST Enterprise: SC/ST Enterprise means the enterprise in which contribution of SC/ST entrepreneur is 51% or more.

अपवर्जन

Enterprises whose term loan is sanctioned after one year from the commencement of commercial production.
Enterprises defaulting on loan repayments as per RBI and bank guidelines.
Enterprises seeking reimbursement for penal interest or other bank charges.
Enterprises availing interest subsidy under any Central Government scheme where the total subsidy exceeds the total interest paid.

आवेदन प्रक्रिया

Online

Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "New Investor Registration" to access the registration form.
Step-2: Fill in the Registration Form. Click on "Submit".
Step-3: Verify the E-mail ID using the link sent on your registered E-mail ID.
Step-4: After verification, you will be registered successfully.

Post-Registration Process:

Step-1: Visit the Investor Facilitation Portal (IFP) portal. Click on "Login".
Step-2: Enter the email address and password you used during registration.
Step-3: Click the "Login" button to access your account.
Step-4: Now fill in the required details and mandatory documents about your business to complete the application process.

Helpdesk: Contact Here.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the "Dr. Babasaheb Ambedkar Udyog Uday Yojana"?: It is a special scheme introduced under the Industrial Policy 2020 to provide financial assistance and support to Scheduled Caste (SC) and Scheduled Tribe (ST) entrepreneurs in the MSME sector.
What sectors are prioritized under the Industrial Policy 2020?: The policy prioritizes industries such as Auto and Auto Components, Chemicals and Petrochemicals, Pharmaceuticals, Cement, Textiles, Engineering, Gems and Jewellery, and Ceramics.
How does the scheme promote export competitiveness?: The scheme emphasizes "Vocal for Local to become Global," strengthening integrated value chains and encouraging MSMEs to enhance their export potential.
What is the duration of the scheme?: The scheme is effective from August 7, 2020, and will remain in operation until August 6, 2025.
What is the objective of the component "Assistance for Interest Subsidy (Manufacturing Sector)"?: The component "Assistance for Interest Subsidy (Manufacturing Sector)" provides financial support to enterprises in the manufacturing sector by subsidizing the interest on term loans.
Who is eligible to apply for the interest subsidy?: Enterprises engaged in the manufacturing sector with a valid term loan sanctioned before the commencement of commercial production are eligible to apply.
What is the maximum interest subsidy that an enterprise can receive?: The maximum interest subsidy an enterprise can receive is 8% for Category I Taluka, 7% for Category II Taluka, and 6% for Category III Taluka, including additional benefits.
For how many years will the interest subsidy be provided?: The subsidy will be provided for a period of 5 to 7 years, depending on the category of the taluka where the enterprise is located.
Can an existing manufacturing enterprise apply for the subsidy?: Yes, an existing enterprise can apply, provided it meets the eligibility criteria and has a valid term loan sanctioned before commercial production starts.
What is the minimum interest an enterprise has to bear?: Every enterprise must bear a minimum of 2% interest on the term loan, regardless of the subsidy received.
Can an enterprise apply for the subsidy after starting commercial production?: An enterprise can apply within one year from the first loan disbursement or before commercial production begins, whichever is later.
Can an enterprise avail both State and Central Government interest subsidies?: Yes, but the total interest subsidy from both the State and Central Government cannot exceed the total interest paid to the financial institution.
What happens if an enterprise defaults on loan repayment?: If an enterprise defaults on loan repayment, the default period will be deducted from the subsidy calculation, and the enterprise may lose eligibility.
Can an enterprise receive interest subsidy for installing a solar or renewable energy system?: Yes, existing enterprises that install solar or other renewable energy systems for captive consumption are eligible for an additional interest subsidy.

परिभाषाएँ

Micro, Small and Medium Enterprise
New Enterprise
Existing Enterprise
Expansion
Gross Fixed Capital Investment (GFCI)
Forward integration, Backward Integration and Diversification
Term Loan
Pipeline Enterprises

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Business Entrepreneurship MSMEs Start Up Scheduled Caste Scheduled Tribe

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।