DLSK

Direct Loan Scheme Karnataka

The "Direct Loan Scheme" offers financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: कर्नाटक

नोडल विभाग: Social Welfare Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Employee management

लक्षित लाभार्थी: व्यक्तिगत

टैग: Financial Assistance, Subsidy, Unemployed, Scheduled Caste

विवरण

The "Direct Loan Scheme" was implemented by Karnataka Leather Industries Development Corporation Ltd, Department of Social Welfare, Govt of Karnataka. The scheme aims to provide financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses and empower artisans and improve their livelihoods by providing access to capital to start or expand small-scale enterprises.

लाभ

- Financial assistance with a 50% subsidy and 50% loan
Total unit cost is ₹1,00,000/-
Loan repayment in 24 equal installments with a 4% interest rate

Financial assistance with a 50% subsidy and 50% loan.
Total unit cost is ₹1,00,000/-.
Loan repayment in 24 equal installments with a 4% interest rate.

पात्रता

The applicant should be leather artisans.
The applicant should belongs to sub-castes Arundathiyar, Chammadiya, Chamar, Chambar, Chamagar, Madar, Madig, Madiga, Mini Madig, Jambavalu, Haralayya, Machigar, Mochigar, Mochi, muchi, Telugu Mochi, kamaati mocha, Rohidas, Dhor, kakkayya, Kankayya, Samagara, Samagar, Aadhi Anddra, Aadhi Dravida, Aadhi Karnataka among scheduled castes.
The age of the applicant should be 18 years.
The applicant's annual family income should not exceed ₹30,000/- in rural areas and ₹25,000/- in urban areas.
The applicant or their family members must not have received benefits from other schemes, except training programs.
The applicant's family members should not be employed in government or semi-government organizations.

आवेदन प्रक्रिया

Online

Registration Process:

Step-01: Visit the official Seva Sindhu Portal.
Step-02: Choose "New Users Register Here" and fill in your Aadhaar Number and the Captcha code.
Step-03: An OTP will be sent to your Aadhaar-linked mobile number. Enter the OTP to continue.
Step-04: Once your DigiLocker account is created, click "Allow" to proceed.
Step-05: Fill out your email ID, mobile number, create a password, and enter the captcha, then click "Submit".
Step-06: You will receive OTPs on both your email and mobile number. Enter both OTPs and select "Validate".
Step-07: Once validated, a confirmation message will indicate your registration is successful.

Applying for a Scheme:

Step-01: Go to Seva Sindhu Portal and select "Department & Services".
Step-02: Select department "Social Welfare Department" and click on the scheme "Direct Loan Scheme"
Step-03: Click "Apply Online" and enter your registered email ID/mobile number and the OTP.
Step-04: Select the scheme and provide your personal, address, and banking details as required.
Step-05: Once submitted, you will receive an Application ID. You can use this ID to track your application status on the portal.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What is the Direct Loan Scheme?: It is a scheme offering financial assistance to leather artisans with ₹50,000 as a loan and ₹50,000 as a subsidy for starting small businesses.
Who is eligible for the scheme?: Leather artisans from specific SC sub-castes, including Arundathiyar, Chamar, Mochi, etc., are eligible.
What is the age limit for applicants?: The minimum age requirement is 18 years.
Are female artisans given any reservation?: Yes, 33% of the scheme's benefits are reserved for female artisans.
Can physically challenged artisans apply?: Yes, 5% of the scheme's benefits are reserved for physically challenged candidates.
How do I apply for the scheme?: Applications can be submitted online via Suvidha or Seva Sindhu portals.
Can I apply if my family member works in the government?: No, applicants must not have any family member employed in government or semi-government organizations.
What documents are required for the application?: Documents like Aadhaar Card, Caste Certificate, Income Certificate, and Ration Card are needed.
What is the process after application submission?: The District Co-Ordinator verifies applications, and a District Level Selection Committee finalizes the list of beneficiaries.
Where is the final list of selected beneficiaries published?: The final approved list is published on the notice boards of the respective units after administrative approval.

आधिकारिक लिंक

संदर्भ

Guidelines

आवेदन करें

अभी आवेदन करें

Financial Assistance Subsidy Unemployed Scheduled Caste

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।