DSY

Dilli Swarojgar Yojna

"Dilli Swarojgar Yojna" provides loans up to ₹5,00,000/- at 6% interest for income-generating activities. The scheme targets individuals from SC, ST, OBC, and Minority communities. The loans are disbursed for activities such as vegetable/fruit/flower shops, dairy products, tailoring shops, etc.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: दिल्ली

नोडल विभाग: Social Welfare Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Loan

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Employment, Entrepreneurship, Scheduled Caste, Scheduled Tribe, Minority, Business

विवरण

The scheme "Dilli Swarojgar Yojna" by the Delhi Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minorities Financial and Development Corporation (DSFDC), Government of National Capital Territory (NCT) of Delhi, aims to provide need-based loans up to ₹5,00,000/- at an interest rate of 6% per annum for various income-generating activities. The scheme targets individuals from Scheduled Castes (SC), Scheduled Tribes (ST), Other Backward Classes (OBC), and Minority communities, enabling them to start or expand small businesses. Eligible applicants must be residents of Delhi for the last five years, aged between 18 to 50 years, and have an annual family income not exceeding ₹2,00,000/-. The loans are disbursed for activities such as vegetable/fruit/flower shops, dairy products, tailoring shops, and other permissible non-polluting manufacturing activities.

लाभ

Need-based loans up to ₹5 00 000/- at an interest rate of 6% per annum to support an income-generating activity mentioned in the scheme guidelines

Need-based loans up to ₹5,00,000/- at an interest rate of 6% per annum to support an income-generating activity mentioned in the scheme guidelines.

पात्रता

The applicant should be from one of the following target groups - Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority.
The applicant must be a resident of Delhi for the last five years.
The applicant’s age should be between 18 to 50 years.
The annual family income of the applicant, from all sources, should not exceed ₹2,00,000/-.
The applicant should be willing to pursue one of the income-generating activities given in the scheme guidelines - - The applicant must have a proper workplace for starting the proposed activity, either owned by the applicant or their relative or rented.
The applicant should not have been declared a defaulter under any of the schemes being implemented by the DSFDC.
The applicant should have passed a minimum 8th standard.
The applicant should have technical qualifications for the proposed activity. However, this will not apply to traditional artisans or entrepreneurs already engaged in the activity for which the loan is applied, for the past three years at least.

आवेदन प्रक्रिया

Offline

Step 1: The interested applicant should visit the DSFDC branch offices (Rajpur Road, Mangolpuri, Nand Nagri) or headquarters at Rohini to collect the loan application form for the scheme. Pay the form fee of ₹100/-. Alternatively, take print of the prescribed format of the application form from the official website of DSFDC.
Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents at the nearest DSFDC branch office or headquarters. Pay the processing fee of ₹500/- via demand draft in favor of DSFDC.
Step 4: Request a receipt or acknowledgement.
*Once the application is approved, the applicant will receive a loan sanction letter. The applicant must sign the loan agreement and provide post-sanction documents as listed. After completing all formalities, the loan amount will be disbursed to the applicant’s bank account.
*The applicant must repay the loan as per the agreed terms and conditions. Ensure timely repayment through the Electronic Clearing Service (ECS) or post-dated cheques provided during the application process.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Can I get a loan to start a vegetable or fruit shop under this scheme?: Yes, you can get a loan for starting a vegetable, fruit, or flower shop, as these are among the approved activities for which loans are provided.
I want to open a Beauty Parlour or Barber Shop. Is this activity covered under the scheme?: Yes, Barber Shop/Hair Dressing Saloon/Beauty Parlour are included in the list of activities eligible for loans under this scheme.
Does the scheme provide funding for starting a Cyber Café or Cell Phone Booth?: Yes, Cyber Cafe/Cell Phone Booths are included in the list of businesses that can be funded through this scheme.
Which communities or groups are eligible to apply for this self-employment scheme?: The scheme targets Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minorities as eligible groups.
I've been living in Delhi for 3 years. Am I eligible to apply for this loan?: No, you must be a resident of Delhi for the last five years to be eligible for this scheme.
What are the age requirements for applicants under this scheme?: The applicant's age should be between 18 to 50 years to be eligible for this scheme.
Is there an income ceiling for applicants who want to apply for this loan?: Yes, the annual family income of the applicant, from all sources, should not exceed Rs. 2.00 Lakh.
Do I need to have a physical place to run my business before applying for this loan?: Yes, you must have a proper work place for the proposed activity, either owned by you, your relative, or rented.
What is the minimum educational qualification required to apply for this loan?: The applicant should have passed at least Class VIII (8th standard) examination.
Is technical qualification mandatory for all applicants under this scheme?: Technical qualification is required for the proposed activity, except for traditional artisans or entrepreneurs already engaged in the activity for at least three years.
Where can I get the application form for this self-employment loan scheme?: The form is available at three Branch Offices (Rajpur Road, Mangolpuri, Nand Nagri) and HQ at Rohini, or can be downloaded from the DSFDC official website.
Do I need to submit any proof regarding my work place?: Yes, you need to submit ownership proof of work place such as Electricity Bill, Water Bill, or Telephone Bill (landline of MTNL).

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Loan Employment Entrepreneurship Scheduled Caste Scheduled Tribe Minority Business

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।