DAYNULM

Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)

6.3/10

The Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) was launched on April 1, 2014, by the Ministry of Housing and Urban Affairs, Government of India, as a restructured version of the Swarn Jayanti Urban Employment Scheme.

State

States / UT: Rajasthan

Ministry / nodal: Ministry of Housing and Urban Affairs

Nodal department: Local Self Government Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Urban Poor, Women, Street Vendors, Urban Homeless

Tags: Urban Livelihoods, Self-Employment, Skill Training, Women Empowerment, Street Vendors, Urban Homeless, Financial Inclusion, Social Development, BPL, Government Scheme, Rajasthan, Employment

Details

The Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) was launched on April 1, 2014, by the Ministry of Housing and Urban Affairs, Government of India, as a restructured version of the Swarn Jayanti Urban Employment Scheme. Initially, the scheme was implemented in 40 urban local bodies of the state, including 33 district headquarters and seven urban local bodies with a population of over one lakh. In the financial year 2016-17, the implementation area was expanded to all urban local bodies in the state. The scheme aims to provide self-employment opportunities through low-interest bank loans and skill training for urban poor families, including BPL, State BPL, Aastha card holders, Antyodaya families, and those with an annual income below 3 lakh. It emphasizes the social and economic development of urban poor women by organizing them into groups and providing financial assistance for the construction, operation, and maintenance of shelters for urban homeless individuals.

Benefits

  • - Youth benefit from skill training in the Employment Through Skill Training & Placement (EST&P) component
  • Candidates benefit from subsidized loans in the Self-Employment Program (SEP) component
  • Urban Self-Help Groups (SHGs) receive support in the Social Mobilization & Institutional Development (SM&ID) component
  • Support for street vendors in the Urban Street Vendor Support (SUSV) component
  • Shelters for urban homeless individuals in the Shelter for Urban Homeless (SUH) component
  • Youth benefit from skill training in the Employment Through Skill Training & Placement (EST&P) component.
  • Candidates benefit from subsidized loans in the Self-Employment Program (SEP) component.
  • Urban Self-Help Groups (SHGs) receive support in the Social Mobilization & Institutional Development (SM&ID) component.
  • Support for street vendors in the Urban Street Vendor Support (SUSV) component.
  • Shelters for urban homeless individuals in the Shelter for Urban Homeless (SUH) component.

Eligibility

Urban poor families, including BPL, State BPL, Antyodaya families, Aastha card holders, and families with an annual income below 3 lakh.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.3
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 7.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 5.0/10 Moderate
Literacy barrier 4.0/10 Moderate
Women inclusivity 9.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact5.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity9.0

What problem does this scheme solve?

The scheme aims to improve livelihoods for urban poor through skill training and self-employment opportunities.

Key challenges addressed

  • Unemployment among urban poor
  • Lack of skill development
  • Financial inclusion for marginalized groups

Most beneficial for

  • Urban poor families
  • Women
  • Street vendors

Likely challenges

  • Complex application process for some beneficiaries
  • Limited awareness among target groups
  • Digital divide affecting access

Practical insights for citizens

The scheme is practical for urban beneficiaries but may face challenges in reaching rural populations.

Rural challenges

  • Limited access to urban local bodies
  • Lack of awareness in rural areas

Digital challenges

  • Dependence on online application for some components
  • Limited internet access in rural areas

Implementation bottlenecks

  • Complexity in coordinating between various urban local bodies
  • Potential delays in loan disbursement

Awareness challenges

  • Low awareness among target beneficiaries
  • Need for outreach programs

Application analysis

Application mode
Hybrid
Verification complexity
Moderate
Office dependency
Moderate
CSC support
Limited
Estimated citizen effort
Moderate

Estimated beneficiary reach

  • Rural / urban reach Urban-only
  • Gender reach High
  • Target income group Urban poor families with income below ₹3 lakh
  • Occupation reach Street vendors, self-employed individuals

Benefit analysis

Benefit practicality
Practical for skill training and self-employment support
Financial meaningfulness
Moderately meaningful due to potential for income generation
Long-term impact
Positive impact on urban livelihoods and women's empowerment

Plain-language guidance

This scheme helps urban poor families by providing skill training and support for self-employment. It aims to improve their livelihoods and empower women.

Who should apply
Urban poor families, especially women and street vendors.
Who may struggle
Semi-literate individuals and those unfamiliar with online applications.
Best application route
Apply through the local Urban Local Body office or online for certain components.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Candidates can apply through the scheme website for the EST&D component, and for other components, candidates can apply offline at the concerned Urban Local Body (ULB). More information can be found at Department Website and Beneficiary Data Portal.

References

Scheme page (portal)
https://jaipur.rajasthan.gov.in/scheme/detail/216
Department website
https://www.lsg.urban.rajasthan.gov.in/

Apply

Apply now

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Frequently asked questions

What is the purpose of Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) is a government welfare initiative designed to support Individual, Urban Poor, Women, Street Vendors, Urban Homeless through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Eligibility for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Benefits under Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) is managed by Local Self Government Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Yes, eligible applicants may be able to apply online for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Applications for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM).
Is Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) available in all states?
No, Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
Can residents outside Rajasthan apply for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Eligibility for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
Is Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) only for women beneficiaries?
Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) support self-employment or financial assistance for women?
Depending on scheme guidelines, Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Can CSC centres help users apply for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) in Rajasthan?
Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Deendayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.