Dduby

Deen Dayal Upadhyaya Bunkar Yojana

DDUBY is a government initiative in Arunachal Pradesh to provide affordable credit to women weavers, offering an interest subvention of 7% on short-term loans and working capital requirements.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: अरुणाचल प्रदेश

नोडल विभाग: Industries Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

श्रेणियाँ: व्यवसाय और उद्यमिता, महिला और बाल

टैग: Women Weavers, Loan, Women Empowerment

विवरण

The Deen Dayal Upadhyaya Bunkar Yojana (DDUBY) is a scheme launched by the Government of Arunachal Pradesh to empower women weavers by facilitating their access to affordable credit from banks. The scheme aims to provide financial support to women engaged in weaving activities, encouraging entrepreneurship and sustainable livelihoods.
Under this scheme, women weavers can avail themselves of a 7% interest subvention on short-term credit, cash credit limit, working capital limit, weavers' credit card, and Swarojgar credit card obtained from commercial banks and regional rural banks. The scheme covers loans disbursed during the current financial year, subject to a maximum period of one year.

लाभ

  • [ [ { "children": [ { "text": "7% interest subvention on short-term loans and working capital requirements." } ] }
  • { "children": [ { "text": "Access to affordable credit for women weavers." } ] }
  • { "children": [ { "text": "Encouragement of entrepreneurship and sustainable livelihoods." } ] }
  • { "children": [ { "text": "Financial support for working capital needs." } ] }
  • { "children": [ { "text": "Inclusion of all categories of women weavers regardless of unit size or number of looms." } ] }
  • { "children": [ { "text": "Integration with the Pradhan Mantri Mudra Yojana." } ] }
  • { "children": [ { "text": "Promotion of timely loan repayment through education and awareness." } ] } ] ]

7% interest subvention on short-term loans and working capital requirements.

Access to affordable credit for women weavers.

Encouragement of entrepreneurship and sustainable livelihoods.

Financial support for working capital needs.

Inclusion of all categories of women weavers, regardless of unit size or number of looms.

Integration with the Pradhan Mantri Mudra Yojana.

Promotion of timely loan repayment through education and awareness.

पात्रता

  • Gender: The scheme is exclusively for women weavers.
  • Weaving Activity: Applicants should be engaged in weaving activities as their primary occupation.
  • Ownership of Working Loom(s): Applicants must possess or have ownership of a working loom(s).
  • Individual or Group: Both individual women weavers and groups of women weavers are eligible to apply. Companies and partnership firms are not eligible.
  • Unit Size and Number of Looms: There is no restriction based on unit size or the number of looms. Weavers of all categories and scales are eligible to apply.

आवेदन प्रक्रिया

Offline

Step 1: Download the application form or access the online form from the official website of the scheme.

Step 2: Fill in the required details accurately, including personal information, details of weaving activities, and loan requirements.

Step 3: Attach the necessary documents as specified in the document details section (mentioned below).

Step 4: Submit the completed application form along with the supporting documents to the designated bank branch or through the Circle Officer.

Step 5: Follow up with the bank or authorities for updates on the application status.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Can men apply for the Deen Dayal Upadhyaya Bunkar Yojana?
No, the scheme is exclusively for women weavers.
Are companies and partnership firms eligible for the scheme?
No, the scheme is applicable only to individual women weavers or groups of women weavers.
What is the maximum loan amount eligible for the interest subvention?
The interest subvention is applicable for working capital loans up to Rs. 2.00 lakh, irrespective of the loan amount extended by the bank.
Can I apply if I don't own a working loom?
Ownership or possession of a working loom(s) is a requirement for eligibility under the scheme.
Is there any age limit to apply for the scheme?
The scheme does not specify any age restrictions for applicants.
How long does it take for the loan amount to be disbursed?
The loan amount will be disbursed after the completion of the application process and approval by the bank. The time may vary depending on the bank's procedures.
Is collateral required to avail the benefits of the scheme?
No, the scheme does not require collateral for short-term credit, cash credit limit, working capital limit, weavers' credit card, or Swarojgar credit card up to Rs. 2.00 lakh.
Are loans availed from cooperative banks eligible for the interest subvention?
No, loans from cooperative banks are not eligible for the interest subvention. Only loans from commercial banks and regional rural banks are eligible.

संदर्भ

आवेदन करें

अभी आवेदन करें

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status