Deen Dayal Upadhyaya Bunkar Yojana
DDUBY is a government initiative in Arunachal Pradesh to provide affordable credit to women weavers, offering an interest subvention of 7% on short-term loans and working capital requirements.
States / UT: Arunachal Pradesh
Nodal department: Industries Department
Scheme for: Individual
Scheme profile
Categories: Business & Entrepreneurship, Women and Child
Tags: Women Weavers, Loan, Women Empowerment
Details
The Deen Dayal Upadhyaya Bunkar Yojana (DDUBY) is a scheme launched by the Government of Arunachal Pradesh to empower women weavers by facilitating their access to affordable credit from banks. The scheme aims to provide financial support to women engaged in weaving activities, encouraging entrepreneurship and sustainable livelihoods.
Under this scheme, women weavers can avail themselves of a 7% interest subvention on short-term credit, cash credit limit, working capital limit, weavers' credit card, and Swarojgar credit card obtained from commercial banks and regional rural banks. The scheme covers loans disbursed during the current financial year, subject to a maximum period of one year.
Benefits
- [ [ { "children": [ { "text": "7% interest subvention on short-term loans and working capital requirements." } ] }
- { "children": [ { "text": "Access to affordable credit for women weavers." } ] }
- { "children": [ { "text": "Encouragement of entrepreneurship and sustainable livelihoods." } ] }
- { "children": [ { "text": "Financial support for working capital needs." } ] }
- { "children": [ { "text": "Inclusion of all categories of women weavers regardless of unit size or number of looms." } ] }
- { "children": [ { "text": "Integration with the Pradhan Mantri Mudra Yojana." } ] }
- { "children": [ { "text": "Promotion of timely loan repayment through education and awareness." } ] } ] ]
7% interest subvention on short-term loans and working capital requirements.
Access to affordable credit for women weavers.
Encouragement of entrepreneurship and sustainable livelihoods.
Financial support for working capital needs.
Inclusion of all categories of women weavers, regardless of unit size or number of looms.
Integration with the Pradhan Mantri Mudra Yojana.
Promotion of timely loan repayment through education and awareness.
Eligibility
- Gender: The scheme is exclusively for women weavers.
- Weaving Activity: Applicants should be engaged in weaving activities as their primary occupation.
- Ownership of Working Loom(s): Applicants must possess or have ownership of a working loom(s).
- Individual or Group: Both individual women weavers and groups of women weavers are eligible to apply. Companies and partnership firms are not eligible.
- Unit Size and Number of Looms: There is no restriction based on unit size or the number of looms. Weavers of all categories and scales are eligible to apply.
Exclusions
No exclusions are listed for this scheme yet.
Application Process
Offline
Step 1: Download the application form or access the online form from the official website of the scheme.
Step 2: Fill in the required details accurately, including personal information, details of weaving activities, and loan requirements.
Step 3: Attach the necessary documents as specified in the document details section (mentioned below).
Step 4: Submit the completed application form along with the supporting documents to the designated bank branch or through the Circle Officer.
Step 5: Follow up with the bank or authorities for updates on the application status.
Documents Required
No document list is available for this scheme yet.
Official links
References
Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Documents Required for Government Schemes
Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:
- Aadhaar Card
- Income Certificate
- Caste Certificate (if applicable)
- Residence Proof
- Bank Account Details
- Educational Certificates (for student schemes)
How to Apply for Government Schemes?
The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:
- Check eligibility criteria
- Collect required documents
- Fill the application form
- Submit the application online or at the relevant office
- Track application status