DAYALU

Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)

6.1/10

The objective of this scheme is to provide socio-financial security to eligible residents of Haryana. The scheme provides financial assistance in the event of death (natural/accidental) or permanent disability (caused by an accident) of a family member whose annual income is less than ₹1.80 lakh.

State Cash

States / UT: Haryana

Nodal department: Planning Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Health & Wellness, Banking,Financial Services and Insurance

Sub-categories: Disease and conditions, Financial assistance, Aids/Appliances

Target beneficiaries: Individual, Family

Tags: DAYALU, Financial Assistance, Death, Permanent Disablity

Details

The Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) was launched by the Planning Department, Haryana Government during the financial year 2023-24. This scheme provides financial assistance in the event of death (natural or accidental) or permanent disability (caused by an accident) of a family member whose annual income is less than ₹1.80 lakh, as verified in the Family Information Data Repository (FIDR) database. The scheme became effective from 1st April 2023.
The assistance offered under this scheme will vary depending on the age of the individual at the time of death or permanent disability, with eligibility for individuals above the age of 6 years and up to 60 years. The scheme covers only death or permanent disability resulting from an accident. The implementing agency for this scheme will be Haryana Parivar Suraksha Nyas (HPSN), Government of Haryana.
Objective:
To provide socio-financial security to eligible residents of the State.

Benefits

  • The scheme will provide the below mentioned assistance which would vary depending on the age of the beneficiary: Sl. No. Age Compensation Amount 1Above 6 years and up to 12 years₹1 lakh2Above 12 years and up to 18 years₹2 lakh3Above 18 years and up to 25 years₹3 lakh4Above 25 years and up to 45 years₹5 lakh5Above 45 years and up to 60 years₹3 lakh Note: For beneficiaries enrolled under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) & Pradhan Mantri Suraksha Bima Yojana (PMSBY), assistance paid under DAYALU will be adjusted considering the compensation received from PMJJBY or PMSBY: Mode of Disbursement:
  • The assistance amount will be paid directly into the bank account registered in the PPP database or linked to the Aadhaar number of the Head of the family
  • In case of permanent disability, the assistance amount shall be paid to the beneficiary in his bank account registered in the PPP database or bank account linked to the Aadhaar number. Frequency of Disbursement: One-time financial assistance. Expected Time of Disbursement: The claim must be filed within three months of death or permanent disability

The scheme will provide the below mentioned assistance which would vary depending on the age of the beneficiary:
Sl. No.AgeCompensation Amount1Above 6 years and up to 12 years₹ 1 lakh2Above 12 years and up to 18 years₹ 2 lakh3Above 18 years and up to 25 years₹ 3 lakh4Above 25 years and up to 45 years₹ 5 lakh5Above 45 years and up to 60 years₹3 lakhNote: For beneficiaries enrolled under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) & Pradhan Mantri Suraksha Bima Yojana (PMSBY), assistance paid under DAYALU will be adjusted considering the compensation received from PMJJBY or PMSBY:
Mode of Disbursement:

  • The assistance amount will be paid directly into the bank account registered in the PPP database or linked to the Aadhaar number of the Head of the family.
  • In case of permanent disability, the assistance amount shall be paid to the beneficiary in his bank account registered in the PPP database or bank account linked to the Aadhaar number.

Frequency of Disbursement:
One-time financial assistance.
Expected Time of Disbursement:
The claim must be filed within three months of death or permanent disability.

Eligibility

  1. The applicant must be a resident of Haryana.
  2. The applicant refers to either:
    • The beneficiary (in case of permanent disability), or
    • An eligible relative (in case of death) applying for financial assistance under this scheme.
  3. The family income of the beneficiary must be less than ₹1.80 lakh per annum, as verified in the Family Information Data Repository (FIDR) database.
  4. The beneficiary must possess a Family ID/Parivar Pehchaan Patra (PPP) number.
  5. The beneficiary must be above 6 years and up to 60 years of age.
  6. The scheme is effective from 1st April 2023. Claims for deaths or disabilities occurring before this date will not be entertained by the Trust.
  7. Financial assistance will be provided only in cases of:
    • Death (natural or accidental), or
    • Permanent disability (caused by an accident).
  8. Permanent disability is defined as 70% or more disability resulting from an accident, as certified by the Medical Authority.
    Other Terms & Conditions:
    All registered Construction workers, Industrial Labours, Other labours, Private Sector Employee, Private contractual workers, Unorganised workers etc. registered under Haryana Labour Welfare Board (HLWB) and Haryana Building and Other Construction Workers Welfare Board (HBOCW) having annual family income below Rs. 1.80 lakh will be given compensation by HLWB/HBOCW and in case the Labour department rejects the particular claim then the compensation will be given under DAYALU scheme as per their eligibility.
    In case of death, the assistance amount shall be paid:
  9. In case Member of family is deceased then assistance will be given to the Head of the Family.
  10. In case Head of Family is deceased then assistance will be given-
    • Eldest of the family below the age of 60 years.
    • In case no elder family member is below the age of 60 years then the family member immediate above the age of 60 years.
  11. In case no family member is alive after the death in the family then no assistance will be paid.
  12. In case the alive family members are below the age of 18 years then the assistance will be paid only at the time of any member attaining the age above 18 years, subject to para 5 below.
  13. In case the applications for compensation received after 1st January, 2024 where the age of the beneficiary is above 25 years and upto 45 years and there is a minor girl child in the family then out of the compensation of ₹5 lakh, ₹2.5 lakh will be given to the minor girl child in her bank account linked with her Aadhaar number, if exists, and the balance of the compensation will be given as per the scheme.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.1
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 3.0/10 Challenging
Application complexity 4.0/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 8.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact9.0
  • Rural utility3.0
  • Awareness4.5
  • Simplicity6.0
  • Inclusivity7.0

What problem does this scheme solve?

The DAYALU scheme aims to provide financial assistance to families in Haryana facing death or permanent disability of a member with low income, enhancing socio-financial security.

Key challenges addressed

  • Financial insecurity due to death or permanent disability
  • Support for low-income families

Most beneficial for

  • Low-income families
  • Families with members facing disability or death

Likely challenges

  • Awareness of the scheme among rural populations
  • Application complexity for semi-literate individuals

Practical insights for citizens

The scheme is practical but requires improvements in outreach and support for rural applicants.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • Dependence on digital platforms for application
  • Need for Aadhaar linked bank accounts

Implementation bottlenecks

  • Verification delays
  • Awareness and outreach issues

Awareness challenges

  • Low awareness in rural areas
  • Need for community engagement

Application analysis

Application mode
Online portal
Documents burden
Moderate, requires several documents including Family ID and death/disability certificate
Verification complexity
Moderate, income verification through FIDR database
Office dependency
Low, primarily online
DBT dependency
High, requires bank account linked to Aadhaar
CSC support
Limited
Estimated citizen effort
Moderate, requires understanding of online application process

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Equal
  • Target income group Families with annual income below ₹1.80 lakh
  • Occupation reach Unorganised workers, low-income families

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time financial assistance
Benefit practicality
Practical, but dependent on timely application and verification
Financial meaningfulness
Significant for low-income families, especially in times of crisis
Long-term impact
Potentially stabilizing for families facing financial distress due to loss or disability

Plain-language guidance

The DAYALU scheme helps families in Haryana with financial support if a member dies or becomes disabled. It is aimed at those with low income.

Who should apply
Residents of Haryana with an annual income below ₹1.80 lakh facing death or permanent disability in the family.
Who may struggle
Semi-literate individuals and those unfamiliar with online applications.
Best application route
Apply via the official DAYALU scheme portal with your Family ID.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Step 1: Visit the official DAYALU scheme portal.
Step 2: Select the Apply Option: Click on "Apply Scheme" to begin your application.
Step 3: On the registration page, select the scheme and enter your Parivar Pehchan Patra (PPP) number. Register using the OTP sent to your registered mobile number.
Step 4: Select the family member who has passed away or is permanently disabled.
Step 5: Fill in the necessary information, including Date of Death (if applicable), Registration Number, and Issuing Authority and Attach the relevant death or disability certificate.
Step 6: Click "Apply Scheme" to complete the application submission.

Note: Submit the claim within three months of the death or permanent disability.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the purpose of the DAYALU scheme?

The scheme provides financial assistance to families in Haryana in case of the death or permanent disability of a member with an annual income below ₹1.80 lakh.

Who is eligible to apply for this scheme?

Residents of Haryana aged above 5 years and up to 60 years, having a Family ID (PPP) and an annual income below ₹1.80 lakh, are eligible.

How is the income of a family verified under this scheme?

The income is verified through the Family Information Data Repository (FIDR) database.

What is the maximum financial assistance provided under the scheme?

The highest financial assistance provided is ₹5 lakh for beneficiaries aged above 25 years and up to 40 years.

How is the assistance amount determined?

The assistance amount varies depending on the age of the beneficiary at the time of death or permanent disability.

Is there any adjustment for beneficiaries enrolled in PMJJBY and PMSBY?

Yes, the assistance is adjusted if the beneficiary has received compensation under PMJJBY or PMSBY.

How can a claim be filed under this scheme?

The claim must be filed online through the scheme's portal within three months of the death or permanent disability. https://dapsy.finhry.gov.in/get-family-id

Who will receive the assistance amount in case of death?

The amount will be paid to the Head of the family or the eldest member below 60 years if the Head of the family is deceased.

Where will the assistance amount be credited?

The amount will be credited to the bank account registered in the PPP database or linked to the Aadhaar of the Head of the family.

What documents are required for applying under this scheme?

Documents include the Family ID (PPP), bank details, Aadhaar card, and death/disability certificate, among others.

What happens if the claim is not filed within three months?

The claim must be filed within the stipulated period; otherwise, it may not be processed.

Is there a separate department handling this scheme?

Yes, the Haryana Parivar Suraksha Nyas (HPSN) is responsible for implementing this scheme.

Can a family member below 6 years apply?

No, the scheme is only applicable to individuals aged above 6 years.

Can multiple members of a family receive benefits under this scheme?

Yes, each eligible member of a family can receive benefits in case of death or permanent disability.

References

Notification
https://dapsy.finhry.gov.in/document/Gazette_169-2024_Ext_20766.pdf
Official Website
https://dapsy.finhry.gov.in/
Guideline
https://cdnbbsr.s3waas.gov.in/s3bbaa9d6a1445eac881750bea6053f564/uploads/2023/03/2023032425.pdf

Apply

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Frequently asked questions

What is the purpose of Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) is a government welfare initiative designed to support Family, Individual, Family through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Eligibility for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Benefits under Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) is managed by Planning Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Yes, eligible applicants may be able to apply online for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Applications for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU).
Is Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) available in all states?
No, Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
Can residents outside Haryana apply for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Eligibility for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
Does Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) provide healthcare or insurance support?
Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) in Haryana?
Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Deen Dayal Upadhyaya Antyodaya Parivar Suraksha Yojana (DAYALU) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.