DAYNULMSHGUK

Deen Dayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM): Self-Help Group - Uttarakhand

Empowering urban poor women in Uttarakhand, this initiative promotes the formation of self-help groups to enhance livelihoods through income-generating activities. Beneficiaries receive a one-time incentive of ₹10,000, along with access to bank loans and government subsidies to support their self-employment efforts, ensuring improved economic stability.

State Composite

States / UT: Uttarakhand

Nodal department: Urban Development

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Business & Entrepreneurship, Women and Child

Target beneficiaries: Individual

Tags: Self-Employment, Loan, Urban Area, Employment, Self-Help Group

Details

The “Self-Help Group” is an initiative under the Deen Dayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM), implemented by the Nagar Nigam Dehradun under the Department of Urban Development, Government of Uttarakhand. The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.

Benefits

  • - In urban local body areas, urban poor women are provided with benefits under the scheme
  • A one-time amount of ₹10,000/- is given to each group as an incentive by the Government of India
  • Through bank loans, various activities are carried out by the groups to improve women’s livelihoods
  • To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government
  • In urban local body areas, urban poor women are provided with benefits under the scheme.
  • A one-time amount of ₹10,000/- is given to each group as an incentive by the Government of India.
  • Through bank loans, various activities are carried out by the groups to improve women’s livelihoods.
  • To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government.

Eligibility

  1. The beneficiary must be a resident of Uttarakhand.
  2. The beneficiary must be a woman.
  3. To form a Self-Help Group, the beneficiary must belong to an urban body.
  4. The beneficiary must have an Aadhaar card & one passport-size photograph.
  5. The annual income of the beneficiary's family must be less than ₹3.00 lakh.

Exclusions


Application Process

Offline

To form self-help groups, municipal employees involved in the project visit wards and hold group meetings with women. After the meetings, they encourage women to form groups and a self-help group is then formed.
After formation of the group, a savings account is opened for the group in any nationalized bank, into which the women of the group deposit their monthly savings. The women in the group are encouraged to take up self-employment. Actions for self-employment are carried out at the urban local body level through banks under the CCL (Cash Credit Limit) facility.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who is eligible to form a self-help group?
Women must belong to urban local body areas, have an Aadhaar card, provide one passport-size photograph, and come from families with an annual income of less than ₹3.00 lakh. <br>
What benefits do SHGs receive under the scheme?
Each SHG receives a one-time incentive of ₹10,000/- from the Government of India. <br>
How do SHGs improve the livelihood of women?
SHGs can carry out various income-generating activities through bank loans and government-supported subsidies. <br>
Are there subsidies available for self-employment activities?
Yes, subsidies are provided jointly by the Government of India and the State Government to encourage groups to adopt self-employment. <br>
How are self-help groups formed?
Municipal employees visit wards, hold group meetings with women, and encourage them to form self-help groups. After agreement, the group is formally established. <br>
How do women contribute to the SHG?
Women in the group deposit monthly savings into the group’s bank account and participate in income-generating or self-employment activities. <br>

References

Apply

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status