DB(MBOCWWB)
Death Benefit (MBOCWWB)
6.5/10Under the scheme, financial assistance shall be provided to the nominees or dependents of registered construction workers in the event of their natural or accidental death during the course of employment.
States / UT: Meghalaya
Nodal department: Labour and Employment Department
Scheme for: Family
Scheme profile
DBT (direct benefit transfer): No
Categories: Social welfare & Empowerment
Sub-categories: Crisis/Disaster/Accident
Target beneficiaries: Family
Tags: Death, Building Worker, Construction Worker, Labour, Financial Assistance
Details
The scheme “Death Benefit” is a social security scheme, implemented by the Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB), Labour Department, Government of Meghalaya. Under the scheme, financial assistance shall be provided to the nominees or dependents of registered construction workers in the event of their natural or accidental death during the course of employment.
Benefits
- 1. Under the scheme an amount of ₹2 00 000/- shall be given to the nominees or dependents of registered construction workers towards death benefit in case of natural death. 1. If the death is due to an accident during the course of employment the nominee or dependent of registered construction workers shall be given ₹3 00 000/- towards death benefit. 1. The amount of ₹2 00 000/- for Natural Death & ₹5 00 000/- for Accidental Death shall be given to the nominees or dependents of registered construction workers who are not covered under any insurance scheme. 1. There shall be no bar for the nominee to claim any other death or accidental death benefit under any insurance scheme covering the beneficiaries (i.e. PMJJBY/PMSBY/etc.)
- Under the scheme, an amount of ₹2,00,000/- shall be given to the nominees or dependents of registered construction workers towards death benefit, in case of natural death.
- If the death is due to an accident during the course of employment, the nominee or dependent of registered construction workers shall be given ₹3,00,000/- towards death benefit.
- The amount of ₹2,00,000/- for Natural Death & ₹5,00,000/- for Accidental Death shall be given to the nominees or dependents of registered construction workers who are not covered under any insurance scheme.
- There shall be no bar for the nominee to claim any other death or accidental death benefit under any insurance scheme covering the beneficiaries (i.e. PMJJBY/PMSBY/etc.).
Eligibility
- The applicant should be a legal nominee or dependent of the deceased worker.
- The deceased worker should have been a resident of the Meghalaya.
- The deceased worker should have been engaged in any building or other construction work.
- The deceased worker should have been registered under the Meghalaya Building & Other Construction Workers Welfare Board.
- The financial assistance shall be given to the nominees or dependents of deceased registered workers in the event of their natural or accidental death during their course of employment.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact9.0
- Rural utility6.0
- Awareness4.5
- Simplicity5.0
- Inclusivity6.0
What problem does this scheme solve?
The scheme provides essential financial support to the families of deceased construction workers, addressing a critical need for social security.
Key challenges addressed
- Financial assistance for families after the death of a construction worker
Most beneficial for
- Families of registered construction workers
Likely challenges
- Digital literacy and access issues for rural applicants
Practical insights for citizens
Practical but requires digital access and literacy
Rural challenges
- Limited internet access
- Lack of digital literacy
Digital challenges
- Dependence on online application process
Implementation bottlenecks
- Verification delays
Awareness challenges
- Low awareness among potential beneficiaries
Application analysis
- Application mode
- Online portal
- Documents burden
- Minimal, requires death certificate
- Verification complexity
- Moderate, involves eligibility checks
- Office dependency
- Low, primarily online
- DBT dependency
- None
- CSC support
- Limited
- Estimated citizen effort
- Moderate, requires online registration and application
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time payment
- Benefit practicality
- High, provides immediate financial relief
- Financial meaningfulness
- Significant, especially for low-income families
- Long-term impact
- Positive, supports family stability after loss
Plain-language guidance
This scheme helps families of construction workers who have died by providing financial support. If a registered worker passes away, their family can receive up to ₹5,00,000.
- Who should apply
- Legal nominees or dependents of deceased registered construction workers.
- Who may struggle
- Individuals with low digital literacy or limited internet access.
- Best application route
- Apply online through the Meghalaya Building and Other Construction Workers Welfare Board portal.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Online Worker Registration Process (Portal):
Step 01: The applicants may visit the online Portal: https://megbocwwb.gov.in/bocw_services/login.htm
Step 02: The applicant can register by creating a new account, on the home page click on the ‘Worker’ button and enter all the mandatory information.
Step 03: After filling in all the details, click on ‘Register’.
Step 04: After successful registration, the applicant will see the message “Registered Successfully”.
Application Process for Death Benefit:
Step 01: Visit the online Portal: https://megbocwwb.gov.in/bocw_services/login.htm
Step 02: Enter your User ID (Registered Mobile Number), Password, and Enter Security Code. Click on Login.
Step 03: After successful login, click on the “Death Benefit” scheme from the Dashboard.
Step 04: Fill in all the required information and necessary enclosures.
Step 05: Click ‘Submit’ to apply for benefits.
Application Process to Track/Update:
Step 01: Visit the online Portal: https://megbocwwb.gov.in/bocw_services/login.htm
Step 02: Enter your User ID (Registered Mobile Number), Password, and Enter Security Code. Click on Login.
Step 03: From the menu, click on ‘Track Application Status’.
Step 04: Click on ‘View Details’ to view your application.
Step 05: Click on ‘Application History’ to view the application history.
Step 06: Click on ‘Update’ to update your application.
Note: Once your application is under process or processed, you cannot update it.
(Worker’s User Manual)
Offline
Step 01: A nominee who is entitled to a death benefit under the rule shall submit to the Secretary or any other officer authorized by him an application in Form No. XL.
Step 02: A Certificate regarding the death/accident death issued by Registrar of Births & Deaths shall be produced along with the application and the other documents specified by the BOARD.
Step 03: The Secretary or the Officer authorized by him may on receipt of the application conduct an enquiry with regard to the eligibility of the applicant
Step 04: If the Secretary or the Officer authorized by him is satisfied that the person who has applied for financial assistance is entitled to such benefit he may sanction the amount.
Note: A person aggrieved by any decision taken may file an appeal before the BOARD within 60 days from the date of receipt of the order under the sub-rule and the decision of the BOARD thereon shall be final.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Who administers the scheme?
The scheme is administered by the Meghalaya Building and Other Construction Workers Welfare Board (MBOCWWB), under the Labour Department of the Government of Meghalaya.
- What are the benefits provided under the Death Benefit scheme for natural death?
An amount of ₹2,00,000/- is given to the nominees or dependents of registered construction workers in case of natural death.
- What benefits are available if the death is due to an accident during employment?
If the death is due to an accident during the course of employment, the nominee or dependent of registered construction workers shall receive ₹3,00,000/- towards death benefit.
- Are there any distinctions in benefits for those not covered under any insurance scheme?
Yes, for those not covered under any insurance scheme, ₹2,00,000/- for Natural Death and ₹5,00,000/- for Accidental Death shall be provided to the nominees or dependents of registered construction workers.
- Can nominees still claim benefits from other insurance schemes alongside the Death Benefit scheme?
Yes, there is no bar for the nominee to claim any other death or accidental death benefit under any insurance scheme covering the beneficiaries, such as PMJJBY/PMSBY, etc.
- Who is eligible to apply for the scheme?
The applicant should be a legal nominee or dependent of the deceased worker who was engaged in building or other construction work and registered under the Meghalaya Building & Other Construction Workers Welfare Board.
- How does applicant apply under this scheme?
Applications can be made online at http://megbocwwb.gov.in/bocw_services
- Can the application be tracked?
Yes, applications can be tracked from the Dashboard after logging into http://megbocwwb.gov.in/bocw_services
Official links
- https://www.myscheme.gov.in/schemes/dbmbocwwb
- https://megbocwwb.gov.in/schemes_death
- https://meglc.gov.in/acts/MBOCW%20Amendment%20Rules%202017.pdf
- https://meglc.gov.in/acts/Amendment%20-rules-bocw-2018.pdf
- https://megbocwwb.gov.in/bocw_services/login.htm
- https://megbocwwb.gov.in/forms/benefit/deathbenefit.pdf
References
- Scheme Details
- https://megbocwwb.gov.in/schemes_death
- Amendment Notification-2017
- https://meglc.gov.in/acts/MBOCW%20Amendment%20Rules%202017.pdf
- Amendment Notification-2019
- https://meglc.gov.in/acts/Amendment%20-rules-bocw-2018.pdf
- Online Application Portal
- https://megbocwwb.gov.in/bocw_services/login.htm
- Application Form For Death Benefit
- https://megbocwwb.gov.in/forms/benefit/deathbenefit.pdf
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Death Benefit (MBOCWWB)?
- Death Benefit (MBOCWWB) is a government welfare initiative designed to support Family, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Death Benefit (MBOCWWB)?
- Eligibility for Death Benefit (MBOCWWB) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Death Benefit (MBOCWWB)?
- Benefits under Death Benefit (MBOCWWB) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Death Benefit (MBOCWWB)?
- Death Benefit (MBOCWWB) is managed by Labour and Employment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Death Benefit (MBOCWWB)?
- Yes, eligible applicants may be able to apply online for Death Benefit (MBOCWWB) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Death Benefit (MBOCWWB)?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Death Benefit (MBOCWWB)?
- Applications for Death Benefit (MBOCWWB) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Death Benefit (MBOCWWB)?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is Death Benefit (MBOCWWB) available in all states?
- No, Death Benefit (MBOCWWB) is primarily available for eligible residents of Meghalaya and may be implemented through state government departments and local administrative offices.
- Can residents outside Meghalaya apply for Death Benefit (MBOCWWB)?
- Eligibility for Death Benefit (MBOCWWB) is generally limited to residents of Meghalaya unless otherwise specified in the official scheme guidelines.
- Can CSC centres help users apply for Death Benefit (MBOCWWB)?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Death Benefit (MBOCWWB)?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Death Benefit (MBOCWWB)?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Death Benefit (MBOCWWB) in Meghalaya?
- Users in Meghalaya may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Death Benefit (MBOCWWB) applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.