DB(ABOCWWB)

Death Benefit (A.B.O.C.W.W.B)

6.2/10

Under this scheme, financial assistance shall be given to the nominees/dependents of a registered worker towards death benefit, in case of normal death or due to an accident during the course of employment.

State Cash

States / UT: Assam

Nodal department: Labour & Welfare Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Financial assistance, Crisis/Disaster/Accident

Target beneficiaries: Family

Tags: Death, Financial Assistance, Building Worker, Construction Worker, Labour

Details

The scheme “Death Benefit” was started by the Assam Building and Other Construction Workers Welfare Board (A.B.O.C.W.W.B), Labour Welfare Department, Government of Assam. Under this scheme, financial assistance shall be given to the nominees/dependents of a registered worker towards death benefit, in case of normal death or due to an accident during the course of employment.

Benefits

  • 1. The financial assistance of ₹50 000/- shall be given to the nominees/dependents of a registered construction worker in case of normal death during the course of employment. 1. The financial assistance of ₹3 00 000/- shall be given to the nominee/dependents of a registered construction worker in case the death is due to an accident during the course of employment
  1. The financial assistance of ₹50,000/- shall be given to the nominees/dependents of a registered construction worker in case of normal death during the course of employment.
  2. The financial assistance of ₹3,00,000/- shall be given to the nominee/dependents of a registered construction worker, in case the death is due to an accident during the course of employment.

Eligibility

  • The applicant should be a permanent resident of Assam.
  • The applicant should be a nominee/dependent of deceased worker.
  • The deceased worker should have been engaged in any building and other construction work.
  • The deceased worker should have been registered with the Assam Building and Other Construction Workers Welfare Board.
  • The deceased worker should have had an active membership with the Board.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.2
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 7.0/10 Challenging
Financial impact 8.0/10 Good
Literacy barrier 6.0/10 Moderate
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact8.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity3.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides essential financial assistance to the dependents of registered construction workers who have passed away, addressing a critical need for support during difficult times.

Key challenges addressed

  • Financial support for families of deceased construction workers

Most beneficial for

  • Families of registered construction workers in Assam

Likely challenges

  • Complex application process for semi-literate individuals
  • Digital dependency may exclude some applicants

Practical insights for citizens

The scheme is practical but may face challenges in reaching all eligible families due to digital barriers.

Rural challenges

  • Limited internet access in rural areas
  • Dependence on local CSCs for assistance

Digital challenges

  • High digital dependency may exclude non-tech-savvy individuals

Implementation bottlenecks

  • Verification delays due to bureaucratic processes

Awareness challenges

  • Low awareness among potential beneficiaries about the scheme

Application analysis

Application mode
Online + CSC assisted
Documents burden
Minimal, but specific documentation required
Verification complexity
Moderate, involves multiple verification steps
Office dependency
Moderate, requires interaction with government officials
DBT dependency
Yes, relies on digital payment systems
CSC support
Available through local CSCs
Estimated citizen effort
Moderate effort required to navigate the application process

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Equal
  • Target income group Low-income families
  • Occupation reach Construction workers and their dependents

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
High, as it provides immediate financial relief
Financial meaningfulness
Very meaningful, especially for low-income families
Long-term impact
Positive, as it helps families cope with loss and financial instability

Plain-language guidance

This scheme offers financial help to families of construction workers who have died. If you are a dependent of a registered worker, you can apply for cash assistance online.

Who should apply
Dependents of registered construction workers in Assam.
Who may struggle
Individuals who are semi-literate or lack digital skills.
Best application route
Apply via local CSC with assistance for online application.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Application Process to apply under the scheme:

Step 01: The eligible applicants may apply through the portal. https://abocwwb.assam.gov.in/
Step 02: The eligible applicants may login in through ID No./registered phone number. On the home page of the portal, click on ‘Login Now’ and enter the Mobile Number or User ID. OTP received on the registered mobile number should be entered to complete the login.
Step 03: The individual console of the applicant gets opened with various functions such as detail updating, Fees due, and benefits eligible.
Step 04: Click on ‘Benefit’ and select the applicable scheme (Death Benefit) under the benefit and the portal redirects to an online application form specific to the scheme.
Step 05: The applicant may fill up the application with all mandatory fields and upload the necessary documents.
Step 06: The applicant submits the application form and a tracking/reference number is generated as a future reference for the applicant.

Post-Application Process:

Step 01: Successfully submitted applications pop up in the concerned Officers console. The officer may assign a subordinate to make verifications through the portal.
Step 02: Subsequent to preliminary verification, the application is placed in the scrutiny committee for detailed checks.
Step 03: Minutes of the Scrutiny Committee meeting get uploaded and Forwarded to the H.O.
Step 04: Applications/ Pops up in the Officer’s Console of Head Office. Officer assigns to the Assistant concerned and allotted with the District concerned.
Step 05: The assistant processes the application through PFMS. Account details get auto-verified in PFMS.
Step 06: On successful PFMS verification, Print Advice is generated through PFMS.
Step 07: Approving authority approves for disbursement of the benefit through PFMS.
(User Manual)

Online - via CSC

  • Applicants can approach the nearest CSC (VLE) for required assistance.
  • In case VLE assistance is utilized, VLEs shall ensure recording reference/tracking numbers at their end and also providing the same to the applicant.
  • An applicant can directly check for the status of an application or make telephonic inquiries to the concerned VLE by providing a tracking ID. VLEs shall ensure telephone numbers are displayed in centers at all times.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the Death Benefit Scheme?

Death Benefit Scheme introduced by the Assam Building and Other Construction Workers Welfare Board, Labour Welfare Department, Government of Assam. It provides financial assistance to the nominees/dependents of registered construction workers in the unfortunate event of the worker's death, whether it occurs due to natural causes during employment or as a result of an accident on the job.

Who is eligible to avail the Death Benefit under this scheme?

The nominees or dependents of a registered construction worker, as recognized by the A.B.O.C.W.W.B., are eligible to avail of the Death Benefit in case of the worker's normal death during the course of employment or death due to an accident on the job.

What is the financial assistance provided under the Scheme for a normal death during employment?

The scheme offers a financial assistance of ₹50,000/- to the nominees or dependents of a registered construction worker in the event of the worker's normal death during the course of employment.

What financial assistance is provided if the registered worker's death is a result of an accident during employment?

In case of the worker's death due to an accident during the course of employment, the scheme provides financial assistance of ₹3,00,000/- to the nominee or dependents of the registered construction worker.

Can non-residents of Assam apply for the Death Benefit under this scheme?

No, only permanent residents of Assam are eligible to apply for the Death Benefit.

What kinds of construction work are considered under this scheme?

The scheme covers individuals engaged in any building and other construction work.

Is it mandatory for the deceased worker to be registered with the A.B.O.C.W.W.B.?

Yes, the deceased worker must have been registered with the Assam Building and Other Construction Workers Welfare Board.

Can the Death Benefit be availed if the deceased worker's membership with the Board was not active at the time of death?

No, the deceased worker should have had an active membership with the A.B.O.C.W.W.B. at the time of death.

How to apply under the scheme?

The eligible applicant may apply through the official portal. https://abocwwb.assam.gov.in/

References

Official Website
https://labourcommissioner.assam.gov.in/portlet-innerpage/various-welfare-benefits-for-registered-construction-workers
Application Portal
https://abocwwb.assam.gov.in/
User Manual
https://labourcommissioner.assam.gov.in/sites/default/files/swf_utility_folder/departments/coi_labour_uneecopscloud_com_oid_14/portlet/level_2/sop_bocw_online_mode_for_uploading.pdf

Apply

Apply now

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Frequently asked questions

What is the purpose of Death Benefit (A.B.O.C.W.W.B)?
Death Benefit (A.B.O.C.W.W.B) is a government welfare initiative designed to support Family, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Death Benefit (A.B.O.C.W.W.B)?
Eligibility for Death Benefit (A.B.O.C.W.W.B) may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Death Benefit (A.B.O.C.W.W.B)?
Benefits under Death Benefit (A.B.O.C.W.W.B) may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Death Benefit (A.B.O.C.W.W.B)?
Death Benefit (A.B.O.C.W.W.B) is managed by Labour & Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Death Benefit (A.B.O.C.W.W.B)?
Yes, eligible applicants may be able to apply online for Death Benefit (A.B.O.C.W.W.B) through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Death Benefit (A.B.O.C.W.W.B)?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Death Benefit (A.B.O.C.W.W.B)?
Applications for Death Benefit (A.B.O.C.W.W.B) may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Death Benefit (A.B.O.C.W.W.B)?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Death Benefit (A.B.O.C.W.W.B) available in all states?
No, Death Benefit (A.B.O.C.W.W.B) is primarily available for eligible residents of Assam and may be implemented through state government departments and local administrative offices.
Can residents outside Assam apply for Death Benefit (A.B.O.C.W.W.B)?
Eligibility for Death Benefit (A.B.O.C.W.W.B) is generally limited to residents of Assam unless otherwise specified in the official scheme guidelines.
Can CSC centres help users apply for Death Benefit (A.B.O.C.W.W.B)?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Death Benefit (A.B.O.C.W.W.B)?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Death Benefit (A.B.O.C.W.W.B)?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Death Benefit (A.B.O.C.W.W.B) in Assam?
Users in Assam may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Death Benefit (A.B.O.C.W.W.B) applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.