CMS-G

Combined Merit Scholarship

5.1/10

The scheme aims to provide merit-based scholarship to students of Assam studying in first semester degree and master degree courses in recognized institutions. It benefits academically meritorious students who have obtained at least 60% marks in their last qualifying examination.

State Cash

States / UT: Assam

Nodal department: Higher Education Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Education & Learning

Sub-categories: Scholarships and student finance

Target beneficiaries: Individual

Tags: Student, Scholarship, Merit, Education, Degree, Academic

Details

The scheme "Combined Merit Scholarship" by the Higher Education Department, Government of Assam, aims to provide financial assistance to students of Assam studying in first semester degree courses and master's degree courses in any recognized colleges or universities in the state and other states of the country, focusing on students with uniformly good academic records and at least 60% marks in last qualifying examinations. The scheme provides access to poor students of the state and helps them achieve the benefits of higher education through merit-based scholarship support for undergraduate and postgraduate studies. The applicant must be selected and admitted in degree or master's degree courses in any recognized universities or colleges and must be domiciled in Assam. The scheme is implemented by Higher Education Department. The applications for this scheme are accepted online.

Benefits

  • Financial Assistance
  • For Degree Courses: ₹300/- per month
  • For Master Degree Courses: ₹500/- per month
  • The scheme provides 200 scholarships for degree students (three years duration) and 100 scholarships for master degree students (two years duration). Selection: Based on merit and budget allocation. Coverage: Students pursuing general degree and master degree courses in Arts, Science, and Commerce disciplines. Mode of Disbursement Mode: Direct Benefit Transfer system. Conditions: Subject to selection by the selection committee and financial sanction approval. Conditions for Availment
  • The applicant must maintain enrollment in the respective degree or master's degree course throughout the scholarship period
  • Academic performance standards must be maintained as per institutional and scheme requirements
  • Regular attendance and compliance with all institutional rules and regulations
  • Bank account must remain active and updated for Direct Benefit Transfer disbursement

Financial Assistance

  • For Degree Courses: ₹300/- per month.
  • For Master Degree Courses: ₹500/- per month.
  • The scheme provides 200 scholarships for degree students (three years duration) and 100 scholarships for master degree students (two years duration).

Selection: Based on merit and budget allocation.
Coverage: Students pursuing general degree and master degree courses in Arts, Science, and Commerce disciplines.

Mode of Disbursement

Mode: Direct Benefit Transfer system.
Conditions: Subject to selection by the selection committee and financial sanction approval.

Conditions for Availment

  • The applicant must maintain enrollment in the respective degree or master's degree course throughout the scholarship period.
  • Academic performance standards must be maintained as per institutional and scheme requirements.
  • Regular attendance and compliance with all institutional rules and regulations.
  • Bank account must remain active and updated for Direct Benefit Transfer disbursement.

Eligibility

  • The applicant must be pursuing general degree or master's degree courses in Arts, Science, or Commerce discipline in any recognized institution.
  • The applicant must be domiciled in Assam (Permanent Resident Certificate document mandatory).
  • The applicant must have obtained minimum 60% marks in Higher Secondary examination for those applying for Combined Merit Degree Scholarship scheme.
  • The applicant must have obtained minimum 60% marks in General Degree (Three Year Degree Course) examination for those applying for Combined Merit Master Degree Scholarship scheme.
  • The applicant must possess relevant qualification from any recognized institution.
  • The applicant must have a valid bank account in their name (preferably in State Bank of India).

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.1
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 5.0/10 Moderate
Application complexity 6.0/10 Moderate
Financial impact 4.0/10 Moderate
Literacy barrier 8.0/10 Challenging
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact4.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity4.0
  • Inclusivity6.0

What problem does this scheme solve?

The Combined Merit Scholarship provides essential financial support to academically meritorious students in Assam, facilitating access to higher education.

Key challenges addressed

  • Financial assistance for higher education
  • Support for students with good academic records

Most beneficial for

  • Students pursuing degree and master's courses in Assam

Likely challenges

  • Complex application process
  • Requirement of digital literacy

Practical insights for citizens

Practical for eligible students but challenging for those lacking digital skills

Rural challenges

  • Limited internet access
  • Need for assistance in application process

Digital challenges

  • Dependence on online application
  • Need for digital literacy

Implementation bottlenecks

  • Verification delays
  • Budget constraints affecting scholarship availability

Awareness challenges

  • Limited outreach in rural areas
  • Need for better information dissemination

Application analysis

Application mode
Online portal
Documents burden
Moderate, requires multiple documents
Verification complexity
High, involves institutional verification
Office dependency
Moderate, requires submission to institution
DBT dependency
High, relies on Direct Benefit Transfer
CSC support
Limited
Estimated citizen effort
High, multiple steps involved

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Equal
  • Target income group Low-income students
  • Occupation reach Students in higher education

Benefit analysis

Benefit type
Cash
Benefit frequency
Monthly
Benefit practicality
Moderate, dependent on maintaining eligibility
Financial meaningfulness
Moderate, provides some support but not sufficient for all expenses
Long-term impact
Positive, encourages higher education among low-income students

Plain-language guidance

The Combined Merit Scholarship helps students in Assam with financial support for their degree and master's courses. To apply, you need to meet certain academic criteria and submit an online application.

Who should apply
Students from Assam pursuing higher education with at least 60% marks.
Who may struggle
Students with limited digital skills or access to the internet.
Best application route
Apply via the official online portal of the Directorate of Higher Education, Assam.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Step 1: Online Application Submission
Visit the official website of the Directorate of Higher Education, Government of Assam, and complete the online application form within the specified application period with all required personal, academic, and bank account details.
Step 2: Document Upload and Verification
Upload scanned copies of all required documents including Permanent Resident Certificate, mark sheets, institutional certificate, photograph, and signature as per the prescribed format and specifications.
Step 3: Application Form Printout
After successful online submission, take a printout of the completed application form and ensure all information is accurate and complete before proceeding to the next step.
Step 4: Physical Submission to Institution
Submit the printed application form along with necessary copies of certificates and testimonials to the Registrar, Principal, or Head of the Institution where currently enrolled for verification and forwarding.
Step 5: Institutional Verification and Forwarding
The Registrar, Principal, or Head of the Institution will collect, verify, and submit the hard copies of online forms along with all relevant certificates and testimonials under their seal and signature to the Directorate of Higher Education, Assam, Kahilipara, Guwahati - 781019.
Step 6: Selection Process
The selection committee will evaluate applications strictly on the basis of merit in all cases and selection will be restricted as per budget allocation for the respective categories.
Step 7: Benefit Disbursement
Selected beneficiaries will receive scholarship amounts through Direct Benefit Transfer system directly to their registered bank accounts on a monthly basis.
*Applicants are advised to save a copy of the submitted application form and any acknowledgment received for future reference and correspondence with the implementing authorities.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Can I apply for this financial assistance if I am currently enrolled in a master's degree program in Commerce at a recognized university?

Yes, you can apply if you are pursuing master degree courses in Arts, Science, or Commerce discipline in any recognized institution and meet all other eligibility requirements.

What is the minimum percentage of marks required in my three-year degree course to be eligible for the master degree scholarship?

You must have obtained minimum 60% marks in General Degree (Three Year Degree Course) examination to apply for the master degree scholarship.

How much monthly financial assistance will I receive if I am selected for the undergraduate degree scholarship program?

Selected degree course students receive ₹300/- per month as financial assistance through this merit-based scholarship program.

Is it mandatory for me to have a bank account in a specific bank to receive the scholarship amount?

You must have a valid bank account in your name, preferably in State Bank of India, for receiving scholarship disbursements through Direct Benefit Transfer system.

What academic performance standards must I maintain throughout the scholarship period to continue receiving the financial assistance?

You must maintain enrollment in your respective course, uphold academic performance standards as per institutional and scheme requirements, and ensure regular attendance with compliance to all institutional rules.

Can students from other states of India apply for this scholarship if they are studying in Assam?

No, you must be domiciled in Assam with a Permanent Resident Certificate from District Collector or Sub Divisional Officer as mandatory proof of domicile.

How many total scholarships are available for master degree students and what is the duration of financial assistance?

The scheme provides 100 scholarships for master degree students with financial assistance for two years duration.

What is the minimum percentage requirement in Higher Secondary examination for students applying for the degree course scholarship?

You must have obtained minimum 60% marks in Higher Secondary examination to be eligible for the Combined Merit Degree Scholarship.

Where should I submit the hard copies of my application form and supporting documents after completing the online application process?

Submit printed application form with necessary certificates to your Registrar, Principal, or Head of Institution, who will forward them under seal and signature to Directorate of Higher Education, Assam, Kahilipara, Guwahati - 781019.

How much monthly scholarship amount will I receive if I am pursuing a master's degree course and get selected?

Master degree course students receive ₹500/- per month as financial assistance if selected through the merit-based evaluation process.

Can I apply for this scholarship if I am studying Engineering or Medical courses at a recognized university?

No, the scheme is specifically for students pursuing general degree and master degree courses in Arts, Science, or Commerce disciplines only.

What type of certificate do I need to obtain from my current educational institution during the application process?

You need a certificate from the Registrar or Head of the Institution in which you are currently studying as part of the required documentation.

How many scholarship positions are available for undergraduate degree students and what is the total duration of financial support?

The scheme offers 200 scholarships for degree students with financial assistance provided for three years duration.

What documents must I upload in scanned format when applying online for this merit-based financial assistance program?

You must upload scanned copies of Permanent Resident Certificate, institutional certificate, final mark sheet of last qualifying examination, recent photograph, signature, and provide valid bank account details.

References

Guidelines
https://directorateofhighereducation.assam.gov.in/sites/default/files/swf_utility_folder/departments/dhe_medhassu_in_oid_4/portlet/level_1/files/Combined%20Merit%20Scholarship.pdf

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Combined Merit Scholarship?
Combined Merit Scholarship is a government welfare initiative designed to support Individual, Individual through benefits related to Education & Learning, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Combined Merit Scholarship?
Eligibility for Combined Merit Scholarship may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Combined Merit Scholarship?
Benefits under Combined Merit Scholarship may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Combined Merit Scholarship?
Combined Merit Scholarship is managed by Higher Education Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Combined Merit Scholarship?
Yes, eligible applicants may be able to apply online for Combined Merit Scholarship through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Combined Merit Scholarship?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Combined Merit Scholarship?
Applications for Combined Merit Scholarship may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Combined Merit Scholarship?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Combined Merit Scholarship?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Combined Merit Scholarship.
Is Combined Merit Scholarship available in all states?
No, Combined Merit Scholarship is primarily available for eligible residents of Assam and may be implemented through state government departments and local administrative offices.
Can residents outside Assam apply for Combined Merit Scholarship?
Eligibility for Combined Merit Scholarship is generally limited to residents of Assam unless otherwise specified in the official scheme guidelines.
Can students apply for Combined Merit Scholarship?
Eligible students studying in recognised institutions may apply for Combined Merit Scholarship depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Combined Merit Scholarship?
Combined Merit Scholarship may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Can CSC centres help users apply for Combined Merit Scholarship?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Combined Merit Scholarship?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Combined Merit Scholarship?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Combined Merit Scholarship in Assam?
Users in Assam may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Combined Merit Scholarship applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.