CMCHIS-TN

Chief Minister’s Comprehensive Health Insurance Scheme - Tamil Nadu

Launched on July 23, 2009, the Chief Minister’s Comprehensive Health Insurance Scheme, also known as Kalaingar Kaappittu Thittam, provides cashless hospitalization for specific ailments and procedures. From January 2022 to 2027, it offers coverage of up to ₹5,00,000 per family per year for Tamil Nadu residents with a family income not exceeding ₹1,20,000 annually, implemented through United India Insurance Company.

State In Kind

States / UT: Tamil Nadu

Nodal department: Welfare of Differently Abled Persons Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Social welfare & Empowerment

Sub-categories: Insurance

Target beneficiaries: Individual, Family

Tags: Differently Abled Person, Health, Insurance, Family

Details

Chief Minister Comprehensive Health Insurance Scheme launched on 23.07.2009 as Kalaingar Kaappittu Thittam. Now the scheme from January 2022 to 2027 is implemented through United India Insurance Company. The scheme provides quality health care to the eligible person through empanelled government and private hospitals to reduce the financial hardship to the enrolled families and move towards universal health coverage by effectively linking with the public health system.
This scheme provides free health insurance coverage to families residing in Tamil Nadu with an annual income of less than ₹1,20,000.

Totally 1090 procedures, 8 follow up procedures and 52 diagnostic procedures are covered under CMCHIS in 800 Government 900 Private empanelled hospitals.

Benefits

  • 1. The scheme seeks to provide cashless hospitalization-specific ailments and procedures. 1. The scheme provides coverage up to ₹5 00 000per family per year on a floater basis for the ailments and procedures covered under the scheme
  1. The scheme seeks to provide cashless hospitalization-specific ailments and procedures.
  2. The scheme provides coverage up to ₹ 5,00,000 per family per year on a floater basis for the ailments and procedures covered under the scheme.

Eligibility

  • The applicant should be a resident of Tamil Nadu.
  • The applicant should have their name included in the family card.
  • The applicant’s family income should not exceed ₹1,20,000 per annum.
  • The applicant should submit a family card, an Aadhaar card, and an income certificate issued by VAO/Revenue Authorities, along with a self-declaration.

Exclusions


Application Process

Offline

Step 1: The interested applicant should visit (during office hours) the insurance office in the Collectorate and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
Step 2: In the application form, fill in all the mandatory fields and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the District Differently Abled Welfare Officer.
Step 4: Request a receipt or acknowledgement from the District Differently Abled Welfare Officer to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission and a unique identification number (if applicable).

HELPLINE:

A 24-hour call centre has been set up at TNHSP with sufficient manpower with a toll-free helpline number 1800 425 3993. The toll-free line is competent to answer the query in Tamil.

Email:

tnhealthinsurance@gmail.com

cmchis@uiic.co.in

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the purpose of the Chief Minister’s Comprehensive Health Insurance Scheme?
The Chief Minister's Comprehensive Health Insurance Scheme aims to provide universal health care by offering comprehensive health insurance coverage to differently abled persons and their family members.
Who is eligible to benefit from this health insurance scheme?
All differently abled persons and their family members are eligible for enrollment in the health insurance scheme, without any income ceiling.
Are there any income restrictions for enrollment in the scheme?
No, there are no income restrictions for enrollment in the scheme.
What is the residency requirement for eligibility under this scheme?
To be eligible, at least one member of the family should be a differently abled person, and the family should be residents of Tamil Nadu.
Is there a specific office or authority designated to handle grievances?
The Assistant Special Officer at the Commissionerate for Welfare of the Differently Abled handles grievances related to the scheme.
Are there any fees or charges associated with enrollment in the health insurance scheme?
There are no fees or charges associated with enrollment in the health insurance scheme.
Can family members of differently abled persons also enroll in the scheme?
Yes, family members of differently abled persons can also enroll in the scheme.
How does the scheme ensure coverage for all family members?
Coverage under the scheme extends to all family members of the differently abled person.
What type of health services are covered under the insurance scheme?
The health insurance scheme covers a wide range of health services, including hospitalization, surgeries, and medical treatments.
Are there any exclusions or limitations to the coverage provided?
Exclusions or limitations to the coverage provided are typically outlined in the scheme's terms and conditions.

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status