BSJIS

Bihar State Journalist Insurance Scheme

The Bihar State Journalist Insurance Scheme, 2014, is launched by the Information & Public Relations Department, Government of Bihar. It aims to provide financial benefits & facilities under a group mediclaim & personal accident insurance scheme to working media representatives in the state of Bihar

राज्य नकद

राज्य / केंद्र शासित प्रदेश: बिहार

नोडल विभाग: Information and Public Relations Department Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: कौशल और रोजगार, बैंकिंग, वित्तीय सेवाएँ और बीमा

उप-श्रेणियाँ: बीमा, Working conditions, health and safety

लक्षित लाभार्थी: Journalist

टैग: Journalist, Mediclaim, Accident, Media

विवरण

The "Bihar State Journalist Insurance Scheme, 2014" was launched by the Information and Public Relations Department, Government of Bihar. The scheme aims to provide financial benefits of ₹5,00,000/- & facilities under a group mediclaim & personal accident insurance scheme to working media representatives. Under this scheme, spouse and two dependent children of the media representative will be included in this Insurance Scheme.

Insurance Period:

This insurance is valid for one year with provisions for annual renewal.

लाभ

- Personal accident insurance coverage up to ₹5,00,000/-
Medical expense coverage up to ₹5,00,000/- for the insured and their dependents. NOTE: Media representatives contribute 20% of the premium, while the remaining 80% is covered by the government

Personal accident insurance coverage up to ₹5,00,000/-
Medical expense coverage up to ₹5,00,000/- for the insured and their dependents.

NOTE: Media representatives contribute 20% of the premium, while the remaining 80% is covered by the government.

पात्रता

The applicant should be a journalist/media representative.
Independent journalists must hold a valid press accreditation card.
The applicant should have a minimum of 5 years of work experience in journalism.
The media representative's age is between 21-70 years.
The media representative should be residing and working in Bihar.
The media representative educational qualification should be matriculation or equivalent for the insurance.
The media representative should cover 50% of news or comments in journalists from newspapers, magazines, news agencies, electronic media, and independent journalists with valid press accreditation.
The media representative's spouse and two dependent children are included in this Insurance Scheme.
The media representative's son's age is up to 23 years (or 25 if studying any bonafide institutions), and the daughter will be covered until marriage.
A media representative affiliated with a private news channel must ensure that the channel's telecast reaches at least 20 districts in the state.

अपवर्जन

The maternity related cases are not covered under mediclaim policy of this insurance scheme.

आवेदन प्रक्रिया

Offline

Application Process:

Step 1: The interested applicant can download the application form from the official website.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the District Public Relation Officer.
Step 4: Request a receipt or acknowledgment from the District Public Relation Officer to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Claim Process:

Step 1: Claims for accidents or treatment must be reported to the insurance company and IPRD within seven days.
Step 2: Submit required documents, including medical reports and accident details.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What benefits are provided under the scheme?: Personal accident insurance up to ₹5 lakhs and medical expense coverage up to ₹5 lakhs for the insured and dependents.
What is the contribution ratio for the premium?: The government covers 80% of the premium, while the media representative contributes 20%.
How long is the insurance valid?: The insurance is valid for one year with an option for annual renewal.
What is the age limit for dependent children?: Sons up to 23 years (or 25 if studying) and daughters until marriage.
Are pre-existing conditions covered?: Yes, declared and undeclared diseases are covered with no waiting period.
What happens if a media representative leaves their organization?: The editor/resident editor/employer/Bureau Chief must inform IPRD and the insurance company immediately.
Can media representatives apply if they have other insurance?: Yes, but they must declare any other insurance or mediclaim policies in the application.
How is the insurance premium decided?: Based on quotations from government public sector insurance companies and negotiated by IPRD officials.
What is the role of the Journalist Insurance Scheme Cell?: To process and monitor applications, verify eligibility, and ensure smooth operation of the scheme.
How is the insurance amount transferred?: The insurance becomes effective once the total amount, including the media representative's share, is transferred to the insurance company's account.
How are premium payments made?: Payments are made through banker's cheque, demand draft, or electronic transfer to the designated account.
What is the process for renewing the insurance?: Renewal paperwork must be completed before the end of the current insurance period.
Are there any restrictions on the hospitals for treatment?: Treatment in hospitals tied up with the contracted insurance company is covered under the cashless facility; other treatments are reimbursed.
How can I check the status of my application?: Check the status through the IPRD website or contact the District Public Relation Officer.

आधिकारिक लिंक

संदर्भ

Guidelines

आवेदन करें

अभी आवेदन करें

Journalist Mediclaim Accident Media

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।