Bihar State Journalist Insurance Scheme

The "Bihar State Journalist Insurance Scheme, 2014" was launched by the Information and Public Relations Department, Government of Bihar. The scheme aims to provide financial benefits of ₹5,00,000/- & facilities under a group mediclaim & personal accident insurance scheme to working media representatives. Under this scheme, spouse and two dependent children of the media representative will be included in this Insurance Scheme.

Insurance Period:

This insurance is valid for one year with provisions for annual renewal.

• Personal accident insurance coverage up to ₹5,00,000/-
• Medical expense coverage up to ₹5,00,000/- for the insured and their dependents.

NOTE: Media representatives contribute 20% of the premium, while the remaining 80% is covered by the government.

1. The applicant should be a journalist/media representative.
2. Independent journalists must hold a valid press accreditation card.
3. The applicant should have a minimum of 5 years of work experience in journalism.
4. The media representative's age is between 21-70 years.
5. The media representative should be residing and working in Bihar.
6. The media representative educational qualification should be matriculation or equivalent for the insurance.
7. The media representative should cover 50% of news or comments in journalists from newspapers, magazines, news agencies, electronic media, and independent journalists with valid press accreditation.
8. The media representative's spouse and two dependent children are included in this Insurance Scheme.
9. The media representative's son's age is up to 23 years (or 25 if studying any bonafide institutions), and the daughter will be covered until marriage.
10. A media representative affiliated with a private news channel must ensure that the channel's telecast reaches at least 20 districts in the state.

The maternity related cases are not covered under mediclaim policy of this insurance scheme.

Offline

Application Process:

Step 1: The interested applicant can download the application form from the official website.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the District Public Relation Officer.
Step 4: Request a receipt or acknowledgment from the District Public Relation Officer to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Claim Process:

Step 1: Claims for accidents or treatment must be reported to the insurance company and IPRD within seven days.
Step 2: Submit required documents, including medical reports and accident details.