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Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability

6.4/10

Under the Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana, families of workers or craftsmen in Bihar who suffer from total permanent disability due to accidents are eligible for financial assistance of ₹75,000. This scheme, launched by the Labour Resources Department of Bihar, aims to provide social security to individuals working in the unorganized sector. To qualify, applicants must be residents of Bihar, aged between 18 and 65 years, and must work as a worker or craftsman in the unorganized sector. Total permanent disability is defined as the loss of both eyes, both hands, or both legs, or a combination of one eye, one hand, and one leg. The age of the applicant is calculated as of July 1st of any year. Applications can be submitted to the concerned District Officer or Labour Welfare Committee.

State Cash

States / UT: Bihar

Nodal department: Labour Resources Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2011-04-01

Categories: Health & Wellness, Social welfare & Empowerment

Sub-categories: Crisis/Disaster/Accident, Financial assistance

Target beneficiaries: Individual

Tags: Social Security, Unorganised Worker, Craftsmen

Details

The “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana” launched by the Labour Resources Department, Bihar, aims to provide social security through various types of financial assistance to workers and artisans in the unorganized sector.

Benefits

  • - Financial Assistance: ₹75,000/-
  • Financial Assistance: ₹75,000/-.

Eligibility

  1. The applicant must be a resident of Bihar state.
  2. The applicant must work as a worker or craftsman in the unorganized sector within Bihar.
  3. The applicant's age must be between 18 and 65 years.

Note:

- Applicant's age will be calculated as of the 1st of July of any year.
- **Total Permanent Disability:** Total permanent disability means that due to an accident, both the eyes or both hands or both legs of a worker or artisan become useless or one eye, one hand and one leg become useless. Apart from this, if both the eyes become useless due to paralysis or the brain stops working, then it will also be considered as permanent disability.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.4
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 7.0/10 Good
Application complexity 7.0/10 Challenging
Financial impact 8.0/10 Good
Literacy barrier 4.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.0/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact8.0
  • Rural utility7.0
  • Awareness4.0
  • Simplicity3.0
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides essential financial support to families of workers facing total permanent disability, addressing a significant gap in social security for unorganized sector workers.

Key challenges addressed

  • Financial assistance for families of permanently disabled workers
  • Social security for unorganized sector workers

Most beneficial for

  • Workers and craftsmen in the unorganized sector
  • Families of individuals with total permanent disabilities

Likely challenges

  • Awareness of the scheme among potential beneficiaries
  • Application complexity for semi-literate individuals

Practical insights for citizens

Practical for those aware of the scheme, but barriers exist for the less informed

Rural challenges

  • Limited awareness of the scheme
  • Access to application offices may be difficult

Digital challenges

  • Low digital literacy and access in rural areas

Implementation bottlenecks

  • Potential delays in processing applications

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Offline office
Documents burden
Minimal, no specific documents listed
Verification complexity
Moderate, requires verification of disability
Office dependency
High, requires visit to District Officer or Labour Welfare Committee
DBT dependency
None
CSC support
Limited, primarily offline
Estimated citizen effort
Moderate, requires physical application submission

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income individuals in the unorganized sector
  • Occupation reach Workers and craftsmen in the unorganized sector

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
Practical for immediate financial needs of affected families
Financial meaningfulness
Moderately meaningful, provides substantial support for families
Long-term impact
Positive, aids in financial stability for families of disabled workers

Plain-language guidance

This scheme offers financial help of ₹75,000 to families of workers who become totally disabled due to accidents. It aims to support those working in the unorganized sector in Bihar.

Who should apply
Residents of Bihar working as unorganized sector workers or craftsmen aged 18 to 65.
Who may struggle
Semi-literate individuals may find the application process challenging.
Best application route
Apply directly at the District Officer's office or Labour Welfare Committee.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: Visit the concerned office of the District Officer or Committee.
Step 2: Collect the application form; fill in and attach all the mandatory documents (attested, if required).
Step 3: Submit the complete application to the concerned District Officer or Labour Welfare Committee at the address below.

Office Address:

Labour Resources Department, Government of Bihar

Bihar State Labour Welfare Committee

Niyojan Bhawan, Patna- 800 007

Tel: 062-2520 053

Email-edbslws2017@gmail.com

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the “Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana”?

The scheme aims to provide social security through financial assistance to workers and artisans in the unorganized sector in Bihar.

What financial assistance is provided under the “Total Permanent Disability” component of this scheme?

Under this component, ₹75,000/- is provided as financial assistance to the families of workers or craftsmen in case of permanent disablement.

Who is eligible to apply for the scheme?

The applicant must be a resident of Bihar, work in the unorganized sector as a worker or craftsman, and be aged between 18 and 65 years.

How is the applicant's age calculated for eligibility?

The applicant's age is calculated as of the 1st of July of any given year.

Who is responsible for implementing the scheme?

The scheme is implemented by the Labour Resources Department, Bihar.

Where should the application for the scheme be submitted?

The application may be submitted to the concerned District Officer or Labour Welfare Committee.

Is the scheme applicable to workers in organized sectors?

No, the scheme is only applicable to workers and artisans in the unorganized sector.

Does the scheme cover partial disablement?

No, the financial assistance is provided only in case of total permanent disablement.

References

Guidelines
https://state.bihar.gov.in/labour/cache/40/14-May-21/SHOW_DOCS/Schemes-1.pdf

Apply

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Frequently asked questions

What is the purpose of Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Eligibility for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Benefits under Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability is managed by Labour Resources Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Yes, eligible applicants may be able to apply online for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Applications for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability available in all states?
No, Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability is primarily available for eligible residents of Bihar and may be implemented through state government departments and local administrative offices.
Can residents outside Bihar apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Eligibility for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability is generally limited to residents of Bihar unless otherwise specified in the official scheme guidelines.
Does Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability provide healthcare or insurance support?
Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability in Bihar?
Users in Bihar may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Bihar Shatabdi Asangathit Karyakshetra Kamagaar Evan Shilpakar Samajik Suraksha Yojana: Total Permanent Disability applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.