BYS

Bhagyalaxmi Scheme

The prime goal of this scheme aims to promote the birth of girl children in below poverty line(BPL) families and to raise the status of the girl child in the family in particular and society in general. Financial assistance is provided to the girl child through her mother/father or natural guardian.

State Composite

States / UT: Karnataka

Nodal department: Woman and Child Development Department

Scheme for: Family

Scheme profile

Scheme open date: 2006-01-01

Categories: Social welfare & Empowerment, Women and Child

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Below Poverty Line, Female Children, Financial Aid, Bhagyalaxmi Yojana

Details

Detail
The Karnataka state government will give female children financial aid under the Karnataka Bhagya Lakshmi Scheme. The payment of this support is to be made through the mother, father, or legal guardian provided that all requirements are met.

The objective of this scheme

  • To promote the birth of girl children among families identified as below the poverty line.
  • To increase the status of girl child thereby raising the status of the society.
  • To Promote the birth of girl child in economically weaker families and to raise their status within the family and society.
  • To provide Financial assistance to the girl child through her mother/father/natural guardian subject to the fulfilment of certain conditions




Benefits

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  • [ { "children": [ { "text": "Beneficiary: Mother/Father/Natural guardian" } ] }
  • { "children": [ { "text": "The child gets health insurance coverage up to a maximum of Rs. 25 000 a year." } ] }
  • { "children": [ { "text": "The annual scholarship of Rs. 300 to Rs. 1 000 up to the tenth standard is given to the girl" } ] }
  • { "children": [ { "text": "To Promote the birth of girl children in economically weaker families and to raise their status within the family and society." } ] }
  • { "children": [ { "text": "To provide Financial assistance to the girl child through her mother/father/natural guardian subject to the fulfilment of certain conditions" } ] }
  • { "children": [ { "text": "Apart from these benefits the parents have got Rs. 1 lakh in case of an accident and Rs. 42 500 for the natural death of the beneficiary. At the end of 18 years

Benefits

Beneficiary: Mother/Father/Natural guardian

The child gets health insurance coverage up to a maximum of Rs. 25,000 a year.

The annual scholarship of Rs. 300 to Rs. 1,000 up to the tenth standard is given to the girl

To Promote the birth of girl children in economically weaker families and to raise their status within the family and society.

To provide Financial assistance to the girl child through her mother/father/natural guardian subject to the fulfilment of certain conditions

Apart from these benefits, the parents have got Rs. 1 lakh in case of an accident and Rs. 42,500 for the natural death of the beneficiary. At the end of 18 years, the beneficiary would be paid Rs.34, 751.

Certain interim payments such as annual scholarships and insurance benefits have made available to the beneficiary on continued fulfilment of the eligibility criteria

The annual scholarship amount for Bhagya Laxmi Scheme is given in the table below:

A scholarship of Rs.300 per annum for girls in classes 1st to 3rd

A scholarship of Rs.500 per annum for girls in classes 4th

A scholarship of Rs.600 per annum for girls in classes 5th

A scholarship of Rs.700 per annum for girls in classes 6th and 7th

A scholarship of Rs.800 per annum for girls in classes 8th

A scholarship of Rs.1,000 per annum for girls in classes 9th and 10th

Eligibility

Eligibility

  1. A girl’s birth must be registered within a year after her birth date.
  2. Girls shouldn’t engage in child labour.
  3. Benefits from the Bhagyalakshmi scheme are available to BPL families with up to 2 female children.
  4. Girls should have been immunized correctly in the health department’s program.
  5. Girl children must be born after 31 March 2006 in a BPL family.
  6. A girl must have completed the eighth grade to be eligible for the maturity amount
  7. She cannot have been married off before turning 18 years old.

Application Process

Online

Application Process

First of all, go to the official website of Bhagya Laxmi Yojana Karnataka.

The homepage of the website will open on the screen.

Now click on the Bhagya Laxmi Yojana Application form link.

The PDF of the application form will open on the screen.

Now, fill in the form with all the required details.

Finally submit the form to the concerned authority.

Offline

To apply offline, the candidates may contact either of these:

Aanganwadi Center

Grampanchayat Office

NGOs

Authorized Banks

Municipal Corporations

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who can apply for the Bhagya Laxmi scheme?
The mother/father or the natural guardians of the girl child can apply for the Bhagya Laxmi scheme.
How much scholarship is offered to the girl child under the scheme?
The scheme offers scholarship to the girl child as below- * A scholarship of Rs.300 per annum for girls in classes 1st to 3rd * A scholarship of Rs.500 per annum for girls in classes 4th * A scholarship of Rs.600 per annum for girls in classes 5th * A scholarship of Rs.700 per annum for girls in classes 6th and 7th * A scholarship of Rs.800 per annum for girls in classes 8th * A scholarship of Rs.1,000 per annum for girls in classes 9th and 10th
Does the girl child also get health insurance in the scheme?
Yes, the Bhagya Laxmi scheme offers a health insurance of upto Rs. 25,000 per year
If one have 3 girl children ,Can I get the benefits of this scheme?
In such a case, the first two girl children of families that are below the poverty line will be able to benefit from the scheme while the third one won't.
What is the benfit of Bhagyalaxshmi Scheme?
To promote the birth of girl children among families identified as below poverty line.
Should the girls be vaccinated?
The girl should be immunized under the health department Programme.
After what age the girl can be married?
The girl must not get married before 18 years.
What is the minimum education girls must have?
The girl must complete the 8th Standard.
How many girl child are eligible for this scheme?
Bhagyalakshmi scheme are available to BPL families with up to 2 female children.
What is the mode for applying this scheme ?
Both Online and Offline.
What is the official link to apply for this scheme ?
Visit the official website blakshmi.kar.nic.in
What are the documents required
Application form of the Bhagya Laxmi Scheme, Certified copy of the birth certificate of the girl child,Income details of the parents, Address proof of the parents of the girl child, BPL card, Bank details of the girl child card, Photograph of child with parents, Family Planning certificate.
Where can I check the eligibity criteria?
You can visit : https://gadag.nic.in/en/scheme/bhagyalaxmi/
How can I apply offline?
You can visit: Aanganwadi Center, Grampanchayat Office, NGOs, Authorized Banks

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status