BTUS

Bank Tie-Up Scheme

राज्य वस्तु रूप

राज्य / केंद्र शासित प्रदेश: पंजाब

नोडल विभाग: Department of Finance

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

श्रेणियाँ: बैंकिंग, वित्तीय सेवाएँ और बीमा, सामाजिक कल्याण और सशक्तिकरण

उप-श्रेणियाँ: Loan, Citizen empowerment

लक्षित लाभार्थी: व्यक्तिगत

टैग: Loan, Scheduled Caste, Below Poverty Line, Social Welfare, Subsidy

विवरण

Through the "Bank Tie-Up Scheme", the Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC) arranges loans through banks, and subsidy is provided by PSCLDFC. The permanent residents of Punjab belonging to Scheduled Castes and living Below Poverty Line are eligible under this scheme. This is a 100% State Sponsored Scheme, and only the permanent residents of the state of Punjab can apply for this scheme.

लाभ

[ [ { "children": [ { "text": "Subsidy: "
"bold": true }
{ "text": "Capital subsidy upto 50% of the total amount subject to a maximum of ₹10 000/-." } ] }
{ "children": [ { "text": "Sources of Funds: "
"bold": true }
{ "text": "The subsidy is provided by Govt. of India out of SCA." } ] }
{ "children": [ { "text": "Loan: "
"bold": true }
{ "text": "The loan amount is provided by various banks operating in the State. " } ] }
{ "children": [ { "text": "Rate of Interest: "
"bold": true }

Subsidy: Capital subsidy upto 50% of the total amount subject to a maximum of ₹ 10,000/-.

Sources of Funds: The subsidy is provided by Govt. of India out of SCA.

Loan: The loan amount is provided by various banks operating in the State.

Rate of Interest: Charged by the Banks as per RBI guidelines.

पात्रता

The applicant should be a citizen of India.
The applicant should be a domicile / permanent resident of the state of Punjab.
The applicant should be from Below Poverty Line (BPL).
The applicant should be from the Scheduled Caste category.
The annual income of the family of the applicant (from all sources) should be ₹ 67,649/- per annum (for rural areas); ₹ 88,756/- per annum (for urban areas).
The applicant should not already be availing the benefits of the scheme.

आवेदन प्रक्रिया

Offline

Step 1: Take a print of the format of the Application Form (F orm-I, Form-II) from the official website of the Punjab Scheduled Castes Land Development & Finance Corporation (PSCLDFC). The format of the application form is also available free of cost at the District Offices.

Step 2: Fill in all the mandatory fields, paste the passport-sized photograph (signed across), and attach all the (self-attested) mandatory documents.

Step 3: Submit the duly filled and signed application form along with the documents to the District Office.

Step 4: Acquire the receipt/acknowledgment of the successful submission of the application form from the District Office.

Post-Application Processes:

Step 1: The District Manager sponsors the application to the concerned bank branch for joint verification.

Step 2: The cases are sanctioned & subsidy is claimed by the banks.

Step 3: Then these cases are referred to the District level committee chaired by the ADC.

Step 4: The loan is disbursed to the beneficiaries by the banks along with the subsidy.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

How Much Shall Be The Capital Subsidy? Is There An Upper Ceiling?: Subsidy: Capital Subsidy upto 50% of the total amount subject to a maximum of ₹ 10,000/-.
What Would Be The Sources Of Funds?: Sources of Funds: The subsidy is provided by Govt. of India out of SCA.
What Is The Full Form Of SCA?: The full form of SCA is "Special Central Assistance".
By Which Bank Will The Amount Of The Loan Be Provided?: The loan amount is provided by various banks operating in the State.
What Are The Income Criteria For This Scheme?: The annual income of the family of the applicant (from all sources) should be ₹ 67,649/- per annum (for rural areas); ₹ 88,756/- per annum (for urban areas).
In Which Case Does The Copy Of The Registry Become A Mandatory Document?: The copy of the registry becomes a mandatory document if the property is self-purchased.
How Much Shall Be The Rate Of Interest On The Loan?: The rate of Interest will be charged by the Banks as per RBI guidelines.
Where Can I Find The Link To The Scheme Guidelines?: You can find the Scheme Guidelines at this link - https://pbscfc.punjab.gov.in/?q=node/25
Where Can I Find The Link To The Loan Application Form?: The Loan Application Form can be found at this link - https://pbscfc.punjab.gov.in/sites/default/files/bank_tieup_scheme_form.pdf https://pbscfc.punjab.gov.in/sites/default/files/CORPORATION-1-6%20PAGES.PDF
What Is The Full Form Of BPL?: The full form of BPL is "Below Poverty Line".
Is The Residential Certificate / Domicile Certificate Of The State Of Punjab, A Mandatory Document For This Scheme?: Yes, the Residential Certificate / Domicile Certificate of the State of Punjab is a mandatory document for this scheme.
Can I Reapply To This Scheme If I Am Already Availing The Benefits Of This Scheme?: No, you can not reapply to this scheme if you already have availed of its benefits.
Is This A State Funded Or A Centrally Funded Scheme?: This is a 100% State Funded scheme.
Is There Any Application Fee?: No, the entire application process is entirely free of cost.
Is There Any Compensation For The Delay In The Disbursal Of The Scheme Benefits?: No, there is no such mention in the scheme guidelines.
How Do I Know If A Field In The Application Form Is Mandatory?: The mandatory fields have an asterisk (*) mark at the end.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Loan Scheduled Caste Below Poverty Line Social Welfare Subsidy

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।