BEIS

Back Ended Interest Subsidy (BEIS)

"Back Ended Interest Subsidy" by the Govt of Tamil Nadu, is introduced with the objective of reducing financial burdens of all new micro and small manufacturing enterprises who have already availed loans from banks/ other government organizations by assisting them through a subsidy on term loans.

राज्य नकद

राज्य / केंद्र शासित प्रदेश: तमिलनाडु

नोडल विभाग: Micro Small and Medium Enterprises Department

योजना किसके लिए: Infra

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): नहीं

श्रेणियाँ: व्यवसाय और उद्यमिता, बैंकिंग, वित्तीय सेवाएँ और बीमा

उप-श्रेणियाँ: Setting up / start-up / entrepreneurship, Taxes, Loan, Banking and money, Credit Linked Subsidy

लक्षित लाभार्थी: Business Entity

टैग: Interest, Subsidy, MSME, Enterprise, Loan

विवरण

The scheme "Back Ended Interest Subsidy (BEIS)" by the Micro Small and Medium Enterprises Department, Government of Tamil Nadu, is introduced with the objective of reducing financial burdens of all new micro and small manufacturing enterprises who have already availed loans from banks/ other government organizations by assisting them through a subsidy on term loans for a period of 5 years.

लाभ

- Subsidy of 5% on term loans subject to a maximum of ₹20,00,000is given for a period of 5 years to all new micro and small manufacturing enterprises for term loans up to ₹2,00,00,000obtained for Credit Guarantee Fund Trust Scheme (CGTMSE)
Subsidy of 5% on term loans subject to a maximum of ₹25,00,000is given for a period of 5 years to all new micro and small manufacturing enterprises for term loans up to ₹5,00,00,000obtained for technology up-gradation / modernization
The maximum amount of BEIS payable per loan shall be ₹10,00,000only on loans taken up to ₹1,00,00,000. Mode of Payment Interest subsidy shall be reimbursed once in three months on a quarterly basis to the financial institutions

Subsidy of 5% on term loans subject to a maximum of ₹ 20,00,000 is given for a period of 5 years to all new micro and small manufacturing enterprises for term loans up to ₹ 2,00,00,000 obtained for Credit Guarantee Fund Trust Scheme (CGTMSE).
Subsidy of 5% on term loans subject to a maximum of ₹ 25,00,000 is given for a period of 5 years to all new micro and small manufacturing enterprises for term loans up to ₹ 5,00,00,000 obtained for technology up-gradation / modernization.
The maximum amount of BEIS payable per loan shall be ₹ 10,00,000 only on loans taken up to ₹ 1,00,00,000.

Mode of Payment

Interest subsidy shall be reimbursed once in three months on a quarterly basis to the financial institutions.

पात्रता

Micro and Small Enterprises who have availed of term loan under Technology upgradation/modernization schemes, National Equity Funds Scheme (Renamed as Micro / Small Enterprises Funding Scheme), Scheme for ISO Certification / R & D under NSIC -SIDCO Consortium and Credit Guarantee Fund Trust Scheme.
New Enterprises that have set up their facilities, or existing Micro, Small, and Medium Enterprises, which upgrade their existing plant and machinery with state-of-the-art technology, with or without expansion, by induction of well-established and improved technologies in specified sub-sectors / products as listed in the guidelines on Credit Linked Capital Subsidy Scheme (CLCSS) Scheme of Government of India.

आवेदन प्रक्रिया

Online

*Access the User Manual for Online Application here

Step 1: Registration

Visit the Official Website/Portal of the Micro, Small, and Medium Enterprises Department of the Government of Tamil Nadu. In the top ribbon, click "Login / Registration".- In the registration form, fill in the mandatory details accurately, Name, Date of Birth, Aadhaar Number, Email ID, and Mobile Number. Create a new password. The password must contain a minimum of 8 characters, 1 Upper Case Letter, 1 Lower Case Letter, and 1 Numeric Field.
Fill in the captcha code, and click "Register".

Step 2: Login

Visit the Login Page and click "Login", and then fill in the credentials received on your registered Email ID and the registered Mobile Number.

Step 3: Form Filling

After successfully logging in, hover over "Schemes" in the top ribbon, and then click on the concerned scheme from the dropdown.
On the next page, hover over "Apply Online" in the top ribbon, and then click on "New Application" from the dropdown.
Fill in all the mandatory fields of the Application Form. Carefully review all the information provided, acknowledge and agree to the terms and conditions, declaration, and privacy policy, and then click "Proceed".
Note down the reference number appearing on the screen and then click "Close".

Step 4: Upload Documents

Now, hover over "Schemes" in the top ribbon, and then click "Upload Documents" from the dropdown.
On the next page, provide the Application ID and click "Submit".
On the next page, upload all the mandatory documents in the specified format and size.
After uploading the documents, click "View" to verify the documents uploaded for correctness.

Step 5: Submission

Fill in all the checkboxes appearing at the bottom of the screen and then click "Submit Application".
The message regarding the submission of the online application to GM/DIC / RJD will be received on your mobile phone.

(Optional) Step 6: Track Application Status
You can check the status of your application here. The portal may provide updates via email or SMS regarding your application status.

*Access the Preview of the Application Form here
*Access the Sample of a Filled Application Form here

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

What are the eligible schemes under which micro and small enterprises can avail term loans for BEIS?: Eligible schemes include Technology Upgradation/Modernization, National Equity Fund, ISO Certification/R&D under NSIC-SIDCO Consortium, and Credit Guarantee Fund Trust Scheme.
What is the application timeline for the BEIS scheme?: The application timeline for BEIS is not explicitly mentioned. Please refer to the scheme guidelines for specific details.
Are there any exclusions for enterprises applying for BEIS?: The scheme guidelines do not provide information on exclusions. Refer to the detailed scheme documentation for specific exclusions.
How often is the interest subsidy reimbursed under BEIS?: Interest subsidy is reimbursed once in three months on a quarterly basis to the financial institutions.
What is the maximum subsidy amount for term loans up to ₹1,00,00,000 under BEIS?: The maximum BEIS payable per loan is ₹10,00,000 for loans up to ₹1,00,00,000.
How much subsidy can a micro-enterprise receive under BEIS for term loans obtained through CGTMSE?: Micro-enterprises can avail a 5% subsidy, capped at ₹20,00,000, for a 5-year period on term loans up to ₹2,00,00,000 through CGTMSE.
What is the objective of the Back Ended Interest Subsidy (BEIS) scheme?: BEIS aims to alleviate financial burdens for new micro and small manufacturing enterprises by providing a 5% subsidy on term loans for a period of 5 years.
Are there any additional charges covered by the government, such as penal interest, for belated payments under BEIS?: The government does not cover penal interest or charges for belated payments; only the interest subsidy is considered under BEIS.
Is there a specific period during which the unit should be in operation to claim the interest subsidy under BEIS?: Yes, the unit should be in operation during the claimed period for interest subsidy under the BEIS scheme.
Can existing Micro, Small, and Medium Enterprises apply for BEIS if they upgrade their plant and machinery?: Yes, existing enterprises upgrading their plant and machinery with advanced technology are eligible for BEIS under certain conditions.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Interest Subsidy MSME Enterprise Loan

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।