AELS

Arivu Education Loan Scheme

The "Arivu Education Loan Scheme," launched by the Minorities Welfare Department, Government of Karnataka, and implemented by the Karnataka Minorities Development Corporation, offers loans to students pursuing professional courses like MBBS, B.E., B.Tech., MBA, MCA, LLB, and others in various fields

राज्य नकद

राज्य / केंद्र शासित प्रदेश: कर्नाटक

नोडल विभाग: Minorities Welfare Department

योजना किसके लिए: Individual

योजना प्रोफ़ाइल

डीबीटी (प्रत्यक्ष लाभ अंतरण): हाँ

श्रेणियाँ: शिक्षा और अध्ययन, बैंकिंग, वित्तीय सेवाएँ और बीमा

उप-श्रेणियाँ: Loan, Scholarships and student finance

लक्षित लाभार्थी: व्यक्तिगत

टैग: Student, Loan, Minority Community

विवरण

The "Arivu Education Loan Scheme" was launched by the Minorities Welfare Department, Government of Karnataka, and is implemented by the Karnataka Minorities Development Corporation. The scheme aims to provide loans to students who wish to pursue professional courses such as M.B.B.S., M.D., M.S., B.E., B.Tech., M.E., M.Tech., B.D.S., M.D.S., B.Ayush, M.Ayush, M.B.A., M.C.A., L.L.B., B.Arch, M.Arch, B.Sc. in Horticulture, Agriculture, Dairy Technology, Forestry, Veterinary, Animal Sciences, Food Technology, Biotechnology, Fisheries, Sericulture, Home/Community Sciences, Food Nutrition and Dietetics, B.Pharma, M.Pharma, Pharma.D, and D.Pharma.

लाभ

Loan Amount:
The loan amount is granted from ₹50,000/- to ₹5,00,000/- every year until the course duration. Loan Renewal Process:
Renewal and pay 12% of the loan amount issued by the corporation during the previous year at their respective District Office. Loan Repayment:
Repay the loan with service charges of 2% after 6 months of completion of the course

Loan Amount:

The loan amount is granted from ₹50,000/- to ₹5,00,000/- every year until the course duration.

Loan Renewal Process:

Renewal and pay 12% of the loan amount issued by the corporation during the previous year at their respective District Office.

Loan Repayment:

Repay the loan with service charges of 2% after 6 months of completion of the course.

पात्रता

The student should belong to the State Religious Minority Community.
The student should be a permanent resident of the State.
The annual income of the family should not exceed ₹8,00,000/-.

आवेदन प्रक्रिया

Online

Application Process for Fresh Loan:
Step-01: Applicant need to visits the Karnataka Minorities Development Corporation official website.
Step-02: Click "Apply Online" and Enter "Mobile Number" and "Submit".
Step-03: Enter "Aadhaar Number" Fill in the "Captcha" and Select "Next".
Step-04: Applicant will get OTP in his/her Aadhaar Linked Mobile Number.
Step-05: Enter "OTP" and select "Continue", After that Allow the official notice.
Step-06: After verifying the Aadhaar again fill in the "OTP" and Submit.
Step-07: Select the scheme "Sikhligar’s Community Development Scheme" and fill in the basic details father's name, gender, qualification detail
Step-08: Select "Next" Fill in the address detail and again select "Next".
Step-09: Upload the required document passport-size photo, educational document, income certificate, etc.
Step-10: Click "Proceed" and Select "Submit Application" and get an Application ID.

Application Process for Renewal loan:
Step-01: Go to the Karnataka Minorities Development Corporation official website.
Step-02: Choose the "Arivu Education Loan Scheme" and click "Apply Online."
Step-03: Select**** "ARIVU.Renewal" Enter mobile number and "Submit".
Step-04: Applicant's personal, address, and bank details will be pre-filled from the previous application. No need to fill them again.
Step-05: Upload the required document and**** Submit the application.

स्पष्टीकरण

myScheme पर प्रकाशित योजना सूचना से अतिरिक्त बिंदु (कानूनी सलाह नहीं)।

Which courses are covered under the Arivu Education Loan Scheme?: The scheme covers courses such as M.B.B.S., M.D., M.S., B.E., B.Tech., M.E., M.Tech., B.D.S., M.D.S., B.Ayush, M.Ayush, M.B.A., M.C.A., L.L.B., B.Arch, M.Arch, and several B.Sc. courses, among others.
What is the loan amount provided under the scheme?: Loans range from ₹50,000 to ₹5,00,000 per year, depending on the course and selection criteria.
Who is eligible for the scheme?: Students must belong to the State Religious Minority Community, be permanent residents of the state, and have a family income not exceeding ₹8,00,000 per annum.
Can students from other states apply for this loan?: No, only permanent residents of the state who belong to a Religious Minority Community are eligible.
What is the maximum loan amount for M.B.B.S. courses?: Students selected through CET/NEET for government or private colleges under the government quota are eligible for a maximum loan of ₹5,00,000.
Are there any specific loan limits for other courses like M.B.A., M.C.A., or L.L.B.?: Yes, a maximum tuition fee loan of ₹50,000 is provided for students opting for M.B.A., M.C.A., and L.L.B. courses through KEA.
How is the loan amount disbursed to the students?: The loan amount is transferred directly to the bank account of the respective college through Direct Benefit Transfer (DBT).
How can I apply for the scheme?: Applications must be submitted online through the Karnataka Minorities Development Corporation (KMDC) website.
Is there a renewal process for the loan each year?: Yes, students must apply for renewal and pay 12% of the loan amount issued by the corporation during the previous year at their respective District Office.
Are students pursuing B. Arch and M. Arch courses eligible for the loan?: Yes, students selected through CET/NEET under the government quota are eligible for a maximum loan of ₹50,000 for B. Arch and M. Arch courses.
What are the loan provisions for students in B.Sc. courses related to agriculture, veterinary, or food technology?: These students are eligible for a maximum loan of ₹50,000 if selected through CET/NEET under the government quota.
What if a student fails to renew the loan application on time?: Failure to renew the loan application on time could result in the discontinuation of loan benefits for the following academic year.

आधिकारिक लिंक

संदर्भ

आवेदन करें

अभी आवेदन करें

Student Loan Minority Community

आधिकारिक आवेदन या कार्यक्रम पोर्टल नए टैब में खुलता है। संदेह हो तो मंत्रालय की साइट पर विवरण सत्यापित करें।

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

Aadhaar Card
Income Certificate
Caste Certificate (if applicable)
Residence Proof
Bank Account Details
Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

Check eligibility criteria
Collect required documents
Fill the application form
Submit the application online or at the relevant office
Track application status

यह पृष्ठ सार्वजनिक व आधिकारिक स्रोतों से योजना सूचना का सार प्रस्तुत करता है। यह कानूनी, वित्तीय या व्यावसायिक सलाह नहीं है; अधूरी या पुरानी हो सकती है; तथा सरकारी अधिसूचनाओं का स्थान नहीं लेती। आवेदन या निर्भरता से पहले पात्रता, लाभ व आवेदन चरण आधिकारिक पोर्टल या परिपत्र पर अवश्य सत्यापित करें।

हिन्दी चुनने पर साइट पर मेनू, बटन, फ़िल्टर और जहाँ उपलब्ध हो श्रेणी नाम हिन्दी में दिखाए जाते हैं। योजना का मुख्य पाठ (शीर्षक, विवरण, पात्रता, दस्तावेज़ आदि) स्रोत की भाषा में रहता है—अक्सर अंग्रेज़ी—जब तक आधिकारिक द्विभाषी या हिन्दी संस्करण उपलब्ध न हो।