AGY-ITB

Antyodaya Gruha Yojana: Incentive to Beneficiaries

The scheme aims to provide time-bound completion incentives for rural housing construction. Through this scheme, incentives are provided to eligible beneficiaries who complete house construction within 4 and 6 months, respectively.

State Cash

States / UT: Odisha

Nodal department: Panchayati Raj Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): Yes

Categories: Agriculture,Rural & Environment, Housing & Shelter

Sub-categories: Financial assistance, Rural services, Shelter, integrated support and assistance

Target beneficiaries: Individual, Family

Tags: Housing, Rural Housing, DBT, Financial Assistance

Details

The scheme “Antyodaya Gruha Yojana: Incentive to Beneficiaries” has been launched by the Panchayati Raj & Drinking Water Department, Government of Odisha. It aims to encourage the timely completion of houses constructed under government rural housing schemes. Through this scheme, incentives of prescribed amounts are paid to beneficiaries of Antyodaya Gruha Yojana, Pradhan Mantri Awaas Yojana (Gramin), PM-JANMAN, or any other government-funded rural housing scheme who complete their pucca house construction within specified timelines. The scheme is implemented by the Panchayati Raj & Drinking Water Department, Government of Odisha.

Benefits

  • 1. ₹20 000/- to beneficiaries who complete house construction within 4 months from the date of receipt of the first instalment. 1. ₹10 000/- to beneficiaries who complete house construction within 6 months from the date of receipt of the first instalment. > Disbursement of Funds 1. Incentive amounts are credited to the beneficiary’s account from the State Nodal Account through the Direct Benefit Transfer (DBT) mode. 1. The incentive payment is tied to the timeline of house construction completion to the beneficiary (within 4 or 6 months from the first instalment)
  1. ₹20,000/- to beneficiaries who complete house construction within 4 months from the date of receipt of the first instalment. 1. ₹10,000/- to beneficiaries who complete house construction within 6 months from the date of receipt of the first instalment.

Disbursement of Funds

  1. Incentive amounts are credited to the beneficiary’s account from the State Nodal Account through the Direct Benefit Transfer (DBT) mode.
  2. The incentive payment is tied to the timeline of house construction completion to the beneficiary (within 4 or 6 months from the first instalment).

Eligibility

  1. The applicant must be a resident of the state of Odisha.
  2. The applicant must be a beneficiary of Pradhan Mantri Awaas Yojana (Gramin), PM-JANMAN, or any other Government-funded rural housing scheme.
  3. The applicant household must be residing in rural Odisha and must be houseless or living in a kutcha house.

Exclusions

  1. The household is living in a pucca house.
  2. Any family member is a regular Government, Public Sector Undertaking, or Statutory Body employee or pensioner.
  3. The household owns a motorised four-wheeler.
  4. The household owns mechanised three or four-wheeler agricultural equipment.
  5. The household runs a registered non-agricultural enterprise.
  6. Any family member earns more than ₹15,000/- per month. 1. The household owns 2.5 acres or more of irrigated land or 5 acres or more of unirrigated land.

Application Process

Offline

  • Eligible households are identified by the Block Development Officer (BDO). - The applicant’s eligibility documents are verified, including certificates related to calamity, disability, or Forest Rights Act status, wherever applicable.
  • The existing house of the applicant is geo-tagged and uploaded on the Rural Housing Portal before the sanction of the new house.
  • The Collector-cum-District Magistrate scrutinises the list of eligible beneficiaries and submits the proposal to the Panchayati Raj & Drinking Water Department for approval.
  • The list of beneficiaries, physical and financial progress of the scheme will be reflected district / block-wise on the website, i.e. https://rhodisha.gov.in/ for public view. - The housing assistance is released directly to the beneficiary’s bank account through Direct Benefit Transfer, based on verified construction milestones.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of providing incentives under this component?
The objective of the incentive component is to motivate beneficiaries to complete their house construction at an early stage by offering additional financial support. By linking incentives to time-bound completion, the scheme aims to improve efficiency in housing delivery and ensure faster availability of pucca houses to eligible rural households. <br>
Who is eligible to receive incentives under this scheme?
Beneficiaries who are already sanctioned houses under Antyodaya Gruha Yojana, Pradhan Mantri Awaas Yojana (Gramin), PM-JANMAN, or any other Government-funded rural housing scheme are eligible for incentives, provided they complete the construction of their houses within the prescribed timelines from the date of receipt of the first instalment. <br>
What incentive amounts are provided to beneficiaries?
Under this component, beneficiaries who complete construction of their houses within four months from the date of receipt of the first instalment are eligible to receive an incentive of ₹20,000/-. Beneficiaries who complete construction within six months from the same date are eligible to receive an incentive of ₹10,000/-. These amounts are subject to revision by the Government from time to time. <br>
From which date is the completion timeline calculated for eligibility?
The completion timeline for determining eligibility for incentives is calculated from the date on which the beneficiary receives the first instalment of the housing assistance amount. The incentive eligibility depends on whether the house is completed within four months or six months from this date. <br>
How is the incentive amount disbursed to beneficiaries?
The incentive amount is disbursed directly to the beneficiary’s bank account through the Direct Benefit Transfer (DBT) mode. The funds are released from the State Nodal Account after verification of house completion within the prescribed timelines. <br>
How many times can a beneficiary receive the incentive?
The incentive is provided only once per beneficiary, based on the time taken to complete the house construction. A beneficiary is eligible either for the four-month incentive or the six-month incentive, depending on the completion period, but not for both. <br>
Can the incentive amounts change in the future?
Yes, the guideline explicitly states that the incentive amounts are subject to revision by the Government from time to time. Any such revisions would be applicable as per the decisions of the Government and the revised guidelines issued in this regard. <br>

References

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

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