V-VHCS

Ved-Vyas Housing Construction Scheme

6.8/10

The Ved-Vyas Housing Construction Scheme provides financial assistance of ₹1,20,000 to active and traditional fish farmers in Simdega district for constructing houses. This initiative specifically targets individuals living in kutcha or thatched houses, who belong to below poverty line families. Eligible applicants must own land for house construction and should not have previously benefited from any housing schemes such as the departmental fishermen housing scheme or Indira Awas. The scheme also reserves 10% of the sanctioned amount for women and 3% for disabled individuals, ensuring inclusivity. Beneficiaries are selected based on eligibility criteria and a first-come, first-served basis. Required documents for application include geo-tagged photographs of the current house, caste certificate, income certificate, residential proof, land documents, and a fish farming activity certificate. Houses constructed under this scheme adhere to the standards set by the Pradhan Mantri Gramin Awas Yojana.

State Cash

States / UT: Jharkhand

Nodal department: Department of Agriculture, Animal Husbandry & Co-operative

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2023-06-06

Categories: Housing & Shelter, Agriculture,Rural & Environment

Sub-categories: Shelter, integrated support and assistance, Slum Rehabilitation/Redevelopment, Fishing and hunting, Housing, Financial assistance

Target beneficiaries: Individual

Tags: Housing, Fish Farmer, Disabled, BPL

Details

The "Ved Vyas Housing Construction Scheme" was launched by the Department of Agriculture, Animal Husbandry and Co-operative, Government of Jharkhand. The scheme aims to provide financial assistance to active and traditional fish farmers in Simdega district for building houses. The scheme prioritizes individuals particularly those living in kutcha or thatched houses, and ensures benefits for women and disabled applicants.

Benefits

  • - Financial assistance of ₹1,20,000/- for housing construction
  • Financial assistance of ₹1,20,000/- for housing construction.

Eligibility

  • The applicant must be an active or traditional fish farmer.
  • The applicant should be living in kutcha or thatched houses.
  • The applicant's family belongs to the below poverty line.
  • The applicant must not have previously benefited from the departmental fishermen housing scheme or Indira Awas or equivalent housing scheme of the Central/State Government
  • The applicant must own land for house construction.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.8
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 2.0/10 Good
Women inclusivity 8.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity8.0

What problem does this scheme solve?

The Ved-Vyas Housing Construction Scheme provides essential financial support for housing to fish farmers in Simdega, addressing critical housing needs.

Key challenges addressed

  • Lack of proper housing for fish farmers
  • Support for below poverty line families

Most beneficial for

  • Active and traditional fish farmers
  • Women and disabled individuals

Likely challenges

  • Complex application process for semi-literate individuals
  • Limited awareness among potential beneficiaries

Practical insights for citizens

Practical for those who meet eligibility but may face challenges in application

Rural challenges

  • Limited access to information
  • Transportation issues to reach the office

Implementation bottlenecks

  • Potential delays in processing applications

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Offline office
Documents burden
Moderate, requires multiple documents
Verification complexity
Moderate, involves document checks
Office dependency
High, requires visit to District Fisheries Office
DBT dependency
No direct benefit transfer
CSC support
Limited
Estimated citizen effort
High, requires multiple steps and document collection

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Below poverty line
  • Occupation reach Fish farmers

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time
Benefit practicality
High, as it directly supports housing construction
Financial meaningfulness
High, with a benefit amount of ₹1,20,000
Long-term impact
Positive, as it improves living conditions for beneficiaries

Plain-language guidance

The Ved-Vyas Housing Construction Scheme helps fish farmers in Simdega build houses with financial aid. Eligible applicants can receive ₹1,20,000 to improve their living conditions.

Who should apply
Active and traditional fish farmers living in kutcha houses in Simdega.
Who may struggle
Semi-literate individuals may find the application process challenging.
Best application route
Apply directly at the District Fisheries Office in Simdega.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: The interested applicant should visit (during office hours) the District Fisheries Office, Simdega and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the District Fisheries Office, Simdega.
Step 4: Request a receipt or acknowledgment from the District Fisheries Office, Simdega to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the maximum financial assistance provided under this scheme?

Financial assistance of ₹1,20,000 per beneficiary.

Who is eligible for the scheme?

Active or traditional fish farmers residing in Simdega district who meet the criteria.

Can beneficiaries of earlier housing schemes apply?

No, individuals who have benefited from similar schemes cannot apply.

What documents are required for application?

Geo-tagged photographs of the current house, caste certificate, income certificate, residential proof, land documents, and fish farming activity certificate.

Is there a special provision for women?

Yes, 10% of the sanctioned amount is reserved for women.

How are beneficiaries selected?

Based on eligibility, priority criteria, and first-come, first-served basis.

Is joint ownership allowed?

Yes, houses can be registered jointly in the name of husband and wife.

Can disabled individuals apply?

Yes, 3% of the funds are reserved for disabled applicants.

What housing standards are followed under the scheme?

Houses are constructed as per the Pradhan Mantri Gramin Awas Yojana standards.

Can non-fish farmers apply?

No, only active or traditional fish farmers are eligible.

References

Guidelines
https://cdn.s3waas.gov.in/s30fcbc61acd0479dc77e3cccc0f5ffca7/uploads/2023/10/2023102792.pdf

Apply

Apply now

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Frequently asked questions

What is the purpose of Ved-Vyas Housing Construction Scheme?
Ved-Vyas Housing Construction Scheme is a government welfare initiative designed to support Individual, Individual through benefits related to Housing & Shelter, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Ved-Vyas Housing Construction Scheme?
Eligibility for Ved-Vyas Housing Construction Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Ved-Vyas Housing Construction Scheme?
Benefits under Ved-Vyas Housing Construction Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Ved-Vyas Housing Construction Scheme?
Ved-Vyas Housing Construction Scheme is managed by Department of Agriculture, Animal Husbandry & Co-operative and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Ved-Vyas Housing Construction Scheme?
Yes, eligible applicants may be able to apply online for Ved-Vyas Housing Construction Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Ved-Vyas Housing Construction Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Ved-Vyas Housing Construction Scheme?
Applications for Ved-Vyas Housing Construction Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Ved-Vyas Housing Construction Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Ved-Vyas Housing Construction Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Ved-Vyas Housing Construction Scheme.
Is Ved-Vyas Housing Construction Scheme available in all states?
No, Ved-Vyas Housing Construction Scheme is primarily available for eligible residents of Jharkhand and may be implemented through state government departments and local administrative offices.
Can residents outside Jharkhand apply for Ved-Vyas Housing Construction Scheme?
Eligibility for Ved-Vyas Housing Construction Scheme is generally limited to residents of Jharkhand unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Ved-Vyas Housing Construction Scheme?
Eligible small and marginal farmers may apply for Ved-Vyas Housing Construction Scheme subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Ved-Vyas Housing Construction Scheme provide subsidy support for farmers?
Ved-Vyas Housing Construction Scheme may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Is Ved-Vyas Housing Construction Scheme only for women beneficiaries?
Ved-Vyas Housing Construction Scheme is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Ved-Vyas Housing Construction Scheme support self-employment or financial assistance for women?
Depending on scheme guidelines, Ved-Vyas Housing Construction Scheme may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Can CSC centres help users apply for Ved-Vyas Housing Construction Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Ved-Vyas Housing Construction Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Ved-Vyas Housing Construction Scheme?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Ved-Vyas Housing Construction Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Ved-Vyas Housing Construction Scheme in Jharkhand?
Users in Jharkhand may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Ved-Vyas Housing Construction Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.