TPAHKCC
To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card
5.9/10Cattle breeders in Gujarat can benefit from a 4% interest subvention on short-term loans taken through the Kisan Credit Card, provided they repay the loan on time. This financial assistance is available for loans up to ₹2,00,000 and can be claimed once per financial year. Eligible applicants must be registered cattle breeders who have taken a short-term loan from recognized banks, including Primary Agricultural Credit Cooperative Societies, District Central Cooperative Banks, Nationalized Banks, Gramin Banks, or Private Banks. The application for the interest subvention must be submitted by the lending bank to the Registrar, Co-operative Societies, Gujarat. This scheme aims to support individual farmers in effectively managing their livestock financing, thereby promoting animal husbandry in the state.
States / UT: Gujarat
Nodal department: Agriculture, Farmers Welfare and Cooperation Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Agriculture,Rural & Environment
Sub-categories: Animal husbandry
Target beneficiaries: Individual
Tags: Agriculture, Animal Husbandry, Cattle Breeders, Interest Subvention
Details
The scheme "To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card" introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, aims to offer financial assistance to animal husbandry practitioners (cattle breeders) in Gujarat who have availed short-term loans under the Kisan Credit Card. The interest subvention of 4% is granted upon timely repayment, thereby reducing the interest burden and improving the economic stability of cattle breeders.
Benefits
- Name of Component Standard of Assistance Minimum Time Limit (in Year) for Reclaiming Benefits) To provide interest subvention to animal husbandry of the state at the rate of 4% to the beneficiaries Kishan Credit Card.4% interest subvention on timely repayment of short-term loan taken by animal husbandry up to ₹2 00 000/-. only once in a financial year
Name of Component Standard of Assistance **Minimum Time Limit (in Year) for Reclaiming Benefits)**To provide interest subvention to animal husbandry of the state at the rate of 4% to the beneficiaries Kishan Credit Card.4% interest subvention on timely repayment of short-term loan taken by animal husbandry up to ₹2,00,000/-. only once in a financial year
Eligibility
- The applicant must be a cattle breeder.
- The applicant must have taken a short-term loan from any of the following during the financial year:
- Primary Agricultural Credit Cooperative Society
- District Central Cooperative Bank
- Nationalized Bank
- Gramin Bank
- Private Bank
- The applicant must have repaid the loan on time.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility5.0
- Financial impact9.0
- Rural utility6.0
- Awareness4.5
- Simplicity5.0
- Inclusivity4.0
What problem does this scheme solve?
The scheme provides financial support to cattle breeders in Gujarat, promoting animal husbandry through interest subvention on loans.
Key challenges addressed
- High interest burden on short-term loans for cattle breeders
Most beneficial for
- Cattle breeders in Gujarat
Likely challenges
- Dependence on banks for application submission
- Limited awareness among potential beneficiaries
Practical insights for citizens
Practical for registered cattle breeders with bank access
Rural challenges
- Limited access to banking facilities
- Awareness of the scheme
Implementation bottlenecks
- Bank submission process may delay benefits
Awareness challenges
- Low awareness among potential beneficiaries
Application analysis
- Application mode
- Offline office
- Documents burden
- Minimal, no specific documents required
- Verification complexity
- Moderate, dependent on bank processes
- Office dependency
- High, requires bank involvement
- CSC support
- Limited
- Estimated citizen effort
- Moderate, requires coordination with banks
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- Once per financial year
- Benefit practicality
- Practical for eligible cattle breeders
- Financial meaningfulness
- Moderate, helps reduce loan interest burden
- Long-term impact
- Positive, supports sustainable animal husbandry
Plain-language guidance
This scheme helps cattle breeders in Gujarat by providing a 4% interest subsidy on short-term loans. To benefit, you must repay your loan on time.
- Who should apply
- Cattle breeders who have taken loans under the Kisan Credit Card scheme.
- Who may struggle
- First-time applicants and those unfamiliar with bank processes.
- Best application route
- Apply through your bank that provided the loan.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
- The bank from which the short term loan has been availed by the cattle breeder has to submit the integrated interest subvention proposal of its area of operation to the Registrar, Co-operative Societies, Gujarat State, Gandhinagar.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What is the objective of this scheme?
The scheme aims to provide 4% interest subsidy to cattle breeders who have taken and repaid short-term loans under the Kisan Credit Card (KCC) scheme.
- Who is eligible to benefit from this scheme?
Any cattle breeder who has taken a short-term loan under the KCC scheme from an eligible bank and has repaid the loan on time is eligible for the benefit.
- What is the maximum loan amount for which interest subvention can be claimed?
Interest subvention can be claimed on short-term loans up to ₹2,00,000/-.
- How often can a cattle breeder claim this benefit?
A cattle breeder can claim this benefit only once during a financial year.
- Which banks are considered eligible under this scheme?
Loans taken from Primary Agricultural Credit Cooperative Societies, District Central Cooperative Banks, Nationalized Banks, Gramin Banks, or Private Banks are considered eligible.
- What is the rate of interest subvention provided under the scheme?
The scheme provides an interest subvention at the rate of 4% on the eligible loan amount.
- Who is responsible for submitting the application for interest subvention?
The bank or financial institution that provided the loan is responsible for submitting the integrated interest subvention proposal to the Registrar, Co-operative Societies, Gujarat.
- Is direct application by the beneficiary allowed under this scheme?
No, the beneficiary cannot apply directly. The application must be submitted through the bank from which the loan was availed.
- What is the role of the Registrar, Co-operative Societies in this scheme?
The Registrar, Co-operative Societies, Gujarat State, Gandhinagar is responsible for receiving and processing the interest subvention proposals submitted by the banks.
- Where can a farmer get more information about this scheme?
A farmer can contact their respective bank or reach out to the Registrar, Co-operative Societies, Gujarat State, for more details about the scheme.
Official links
References
- Guidelines
- https://agri.gujarat.gov.in/Home/SchemesDetailsPage?Id=r4Jlr6OhAHYMeFC63fUVdw==&domain=v4lc2tu73R/9lWYKO76SRg==
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Eligibility for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Benefits under To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card is managed by Agriculture, Farmers Welfare and Cooperation Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Yes, eligible applicants may be able to apply online for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Applications for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card.
- Is To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card available in all states?
- No, To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
- Can residents outside Gujarat apply for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Eligibility for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Eligible small and marginal farmers may apply for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card provide subsidy support for farmers?
- To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Can CSC centres help users apply for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card in Gujarat?
- Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with To Provide Interest Subvention to Animal Husbandry of the State at the Rate of 4% to the Beneficiaries Kisan Credit Card applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.