Term Loan Scheme (GNDTDC)

The scheme "Term Loan Scheme" is implemented by the Gujarat Nomadic and Denotified Tribes Development Corporation (GNDTDC) under the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to promote self-employment among individuals from the Nomadic and Denotified Tribes communities by providing financial assistance for agriculture and allied activities, small-scale businesses, craftsmanship & traditional occupations as well as service-based businesses/trades. Under this scheme, beneficiaries can avail loans at concessional interest rates to purchase equipment, raw materials, or working capital.

Loan Amount Details:

• Loan Amount: Up to ₹20,00,000/-.- Interest Rate: 6% per annum.

• Loan Contribution: 85% will be from the National Corporation, 10% from the State Government, 5% from the beneficiary.- Repayment: The total loan amount, including interest, must be repaid in 60 equal monthly instalments.

1. The applicant should be a resident of Gujarat.
2. The applicant should belong to the Nomadic Tribe or Denotified Tribe.
3. The applicant's family's annual income should not exceed ₹3,00,000/-.
4. The applicant's age should be between 21 to 50 years on the date of application.
5. The applicant must have experience in the proposed trade/business.
6. The applicant will have to provide suitable collateral to get the loan.

Note: At least 50% of the total loan amount under this scheme will be specifically allocated to families with an annual income of up to ₹1,50,000/-.

Online

Step 1: Visit the Official Portal

• Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation.- Scroll down on the homepage, find the "Term Loan" and click on "Apply Now".
• You will be directed to the application form.

Step 2: Access and Fill Out the Application Form

• Complete all sections under "Applicant information," including full name, father/husband's name, gender, complete address details, contact numbers, Aadhaar No., parents/husband/guardian occupation and income details. Also provide Date of Birth, Age, Caste, and Subspecies. Also, if you are disabled and provide a percentage.
• If you have taken a past loan, select "Yes" or "No". If you selected "Yes", provide loan details (date, amount, paid, remaining) and your account number.
• Provide bank account number, bank name, branch name, name as per account, account type (Saving/Current), MICR code, and IFSC code.

Step 3: Upload Documents

• Go to "Upload Photo" in the menu, then upload your photograph and signature (each file less than 15 KB). Click "Save Photo and Signature"
• Navigate to "Upload Document" in the menu and upload all required files (PDF, JPG, JPEG, PNG only).

Step 4: Review and Final Submission

• Carefully review each module. Use the preview option to examine the application before final submission. Fill out the provided "CAPTCHA" and Click on “Submit”.

Track and Review Status

• Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.
• Go to the Official Website Gujarat Nomadic and Denotified Tribes Development Corporation.- Scroll down and locate the Know App Status. Click on "Know App Status".
• Select the Scheme name, Enter App No., and Birth Date. Fill out the Captcha and click on Submit.