SIUPD
Small Industries Unit for Persons with Disabilities
6.3/10This scheme provides loan of up to ₹25 lakhs is provided to persons with disabilities for establishing small industrial units focused on manufacturing, fabrication, & production. Permanent residents of Haryana, aged 18 or older, with a disability of 40% or more, is eligible to avail the benefits.
States / UT: Haryana
Nodal department: Welfare of Scheduled Caste & Backward Classes Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship
Sub-categories: Loan
Target beneficiaries: Individual
Tags: Small Unit, PwD, Disability, Loan
Details
The scheme "Small Industries Unit for Persons with Disabilities" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loan assistance of up to ₹25 lakhs is provided to persons with disabilities for establishing small industrial units focused on manufacturing, fabrication, and production. Permanent residents of Haryana, aged 18 or older, with a disability of 40% or more, is eligible to avail the benefits under this scheme.
Benefits
- 1. Under this scheme loan assistance of up to ₹25 00 000/- is provided to differently-abled persons for setting up manufacturing fabrication and production units
- Under this scheme, loan assistance of up to ₹25,00,000/- is provided to differently-abled persons for setting up manufacturing, fabrication, and production units.
Eligibility
- The applicant should be a permanent resident of Haryana.
- The applicant should have a disability of at least 40%.
- The applicant should be over 18 years old. For persons with mental retardation, the age requirement is relaxed to 14 years instead of the usual 18 years.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact9.5
- Rural utility4.0
- Awareness4.5
- Simplicity4.0
- Inclusivity6.0
What problem does this scheme solve?
The scheme provides significant support for individuals with disabilities in Haryana to establish small industrial units.
Key challenges addressed
- Access to financial assistance for persons with disabilities
- Encouragement of entrepreneurship among differently-abled individuals
Most beneficial for
- Persons with disabilities in Haryana
- Individuals seeking to start small manufacturing units
Likely challenges
- Digital literacy for online application
- Awareness of the scheme among potential beneficiaries
Practical insights for citizens
The scheme is practical but may face challenges in rural implementation.
Rural challenges
- Limited internet access in rural areas
- Lack of awareness about the scheme
Digital challenges
- High dependency on digital literacy for application
Implementation bottlenecks
- Potential delays in loan disbursement
Awareness challenges
- Low awareness among eligible beneficiaries
Application analysis
- Application mode
- Online portal
- Documents burden
- Low
- Verification complexity
- Moderate
- Office dependency
- None
- DBT dependency
- No
- CSC support
- Not specified
- Estimated citizen effort
- Moderate
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time loan
- Benefit practicality
- High, as it supports business establishment
- Financial meaningfulness
- High, with a maximum loan of ₹25 lakhs
- Long-term impact
- Positive, fostering entrepreneurship among persons with disabilities
Plain-language guidance
This scheme offers loans to persons with disabilities in Haryana to help them start small businesses. Eligible individuals can apply online through the Antyodaya-SARAL Portal.
- Who should apply
- Persons with disabilities aged 18 or older who are permanent residents of Haryana.
- Who may struggle
- Individuals with low digital literacy or those unaware of the scheme.
- Best application route
- Apply directly through the Antyodaya-SARAL Portal.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What is the maximum loan amount provided under this scheme?
The maximum loan amount provided is ₹25 lakhs.
- What types of businesses are eligible for the loan assistance?
Businesses focused on manufacturing, fabrication, and production are eligible for loan assistance.
- Who is eligible to apply for this scheme?
Permanent residents of Haryana who are 18 years or older and have a disability of 40% or more are eligible. For persons with mental retardation, the age requirement is relaxed to 14 years.
- What is the minimum age requirement for applicants?
The minimum age requirement is 18 years. However, for persons with mental retardation, the minimum age is 14 years.
- What percentage of disability is required to be eligible for the scheme?
A minimum of 40% disability is required to be eligible.
- How can eligible applicants apply for the scheme?
Eligible applicants can apply online through the Antyodaya-SARAL Portal at https://saralharyana.gov.in/.
- Is there any offline method to apply for the scheme?
No, applications are accepted only through the online Antyodaya-SARAL Portal.
- How can applicants track their application status?
Applicants can track their application status through the Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID at https://status.saralharyana.nic.in/.
Official links
References
- Scheme Details
- https://kms.saralharyana.nic.in/ViewDoc?Id=wsT17Ys5yxBYiig16ygxQg%3d%3d
- Official Website
- https://www.haryanascbc.gov.in/contribution-towards-share-capital-to-haryana-backward-classes-and-economically-weaker-sections
- Antyodaya-SARAL Portal
- https://saralharyana.gov.in/
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Small Industries Unit for Persons with Disabilities?
- Small Industries Unit for Persons with Disabilities is a government welfare initiative designed to support Individual, Individual through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Small Industries Unit for Persons with Disabilities?
- Eligibility for Small Industries Unit for Persons with Disabilities may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Small Industries Unit for Persons with Disabilities?
- Benefits under Small Industries Unit for Persons with Disabilities may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Small Industries Unit for Persons with Disabilities?
- Small Industries Unit for Persons with Disabilities is managed by Welfare of Scheduled Caste & Backward Classes Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Small Industries Unit for Persons with Disabilities?
- Yes, eligible applicants may be able to apply online for Small Industries Unit for Persons with Disabilities through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Small Industries Unit for Persons with Disabilities?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Small Industries Unit for Persons with Disabilities?
- Applications for Small Industries Unit for Persons with Disabilities may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Small Industries Unit for Persons with Disabilities?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is Small Industries Unit for Persons with Disabilities available in all states?
- No, Small Industries Unit for Persons with Disabilities is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
- Can residents outside Haryana apply for Small Industries Unit for Persons with Disabilities?
- Eligibility for Small Industries Unit for Persons with Disabilities is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
- Does Small Industries Unit for Persons with Disabilities provide healthcare or insurance support?
- Small Industries Unit for Persons with Disabilities may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Small Industries Unit for Persons with Disabilities at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Does Small Industries Unit for Persons with Disabilities provide business loan or startup assistance?
- Small Industries Unit for Persons with Disabilities may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
- Is collateral required under Small Industries Unit for Persons with Disabilities?
- Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
- Can CSC centres help users apply for Small Industries Unit for Persons with Disabilities?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Small Industries Unit for Persons with Disabilities?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Small Industries Unit for Persons with Disabilities?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Small Industries Unit for Persons with Disabilities in Haryana?
- Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Small Industries Unit for Persons with Disabilities applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.