SSTLSBC
Shilp Sampada Term Loan Scheme for Backward Classes- Haryana
6.2/10The scheme provides loans of up to ₹10,00,000/- to artisans & handicraft persons from backward classes to preserve traditional arts and crafts. The scheme also offers training to upgrade their existing skills with the latest technological inputs, such as the use of computers, CAD, etc.
States / UT: Haryana
Nodal department: Welfare of Scheduled Caste & Backward Classes Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship
Sub-categories: Loan
Target beneficiaries: Individual
Tags: Shilp Sampada, Term Loan, Backward Classes, Artisans, Handicraft
Details
The scheme "Shilp Sampada Term Loan Scheme for Backward Classes" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under the scheme, loans of up to ₹10,00,000/- are provided to artisans and handicraft persons from backward classes to preserve traditional arts and crafts. The scheme also offers training to upgrade their existing skills with the latest technological inputs, such as the use of computers, CAD, etc. The applicants must be between 18 and 35 years old, permanent residents of Haryana, and belong to the backward class.
Benefits
- 1. Under this scheme loans of up to ₹10 00 000/- are provided to artisans and handicraft persons from backward classes to preserve traditional arts and crafts. 1. The scheme also offers training to upgrade their skills with the latest technological inputs such as the use of computers CAD etc
- Under this scheme, loans of up to ₹10,00,000/- are provided to artisans and handicraft persons from backward classes to preserve traditional arts and crafts.
- The scheme also offers training to upgrade their skills with the latest technological inputs, such as the use of computers, CAD, etc.
Eligibility
- The applicant should be a permanent resident of Haryana.
- The applicant should be an artisan or a craftsperson.
- The applicant should be between 18 and 35 years old.
- The applicant should belong to the backward class category.
- The applicant's annual family income should not exceed ₹3,00,000/- in rural and urban areas.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact9.5
- Rural utility4.0
- Awareness4.5
- Simplicity4.0
- Inclusivity6.0
What problem does this scheme solve?
The scheme provides financial support and training to artisans from backward classes in Haryana, promoting traditional crafts.
Key challenges addressed
- Access to financial resources for artisans
- Skill enhancement through training
Most beneficial for
- Artisans from backward classes
- Young individuals aged 18-35
Likely challenges
- Digital literacy requirements
- Awareness of the scheme among potential beneficiaries
Practical insights for citizens
The scheme is practical for eligible artisans but may face challenges in reaching the intended audience.
Rural challenges
- Limited internet access in rural areas
- Lack of awareness about the scheme
Digital challenges
- Dependence on digital literacy for application
- Potential issues with online registration
Implementation bottlenecks
- Verification process may delay access to funds
Awareness challenges
- Limited outreach to potential beneficiaries
Application analysis
- Application mode
- Online portal
- Documents burden
- Minimal, no specific documents listed
- Verification complexity
- Moderate, requires OTP verification
- Office dependency
- Low, primarily online
- DBT dependency
- No direct benefit transfer mentioned
- CSC support
- Not specified
- Estimated citizen effort
- Moderate, requires online navigation
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time loan
- Benefit practicality
- High, as it provides substantial financial support
- Financial meaningfulness
- 9
- Long-term impact
- Positive, as it supports skill development and preservation of traditional crafts
Plain-language guidance
The Shilp Sampada Term Loan Scheme offers loans up to ₹10,00,000 to artisans from backward classes in Haryana. It also provides training to enhance skills in traditional crafts.
- Who should apply
- Artisans and handicraft workers aged 18-35 from backward classes in Haryana.
- Who may struggle
- Individuals with low digital literacy or lack of internet access.
- Best application route
- Apply online through the Antyodaya-SARAL Portal.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal.
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- What are the benefits of the scheme?
- Loans up to ₹10,00,000/- for artisans and handicraft persons. 2. Training to upgrade skills with latest technological inputs like computers and CAD.
- Is there an age limit to apply for this scheme?
Yes, applicants must be between 18 and 35 years old.
- Do I need to be a resident of Haryana to apply?
Yes, applicants must be permanent residents of Haryana.
- What type of training is provided under the scheme?
Training to upgrade skills with the latest technological inputs, such as the use of computers and CAD.
- Can I apply if my family's annual income is more than ₹3,00,000/-?
No, the annual family income must not exceed ₹3,00,000/-.
- Is the scheme available to artisans from urban areas?
Yes, the scheme is available to artisans from both rural and urban areas, provided they meet the eligibility criteria.
- How can I apply for Scheme?
Eligible applicants can apply online through the Official Antyodaya-SARAL Portal at https://saralharyana.gov.in/
- How can I track my application?
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering the Department Name, Scheme Name, and Application Reference ID at https://status.saralharyana.nic.in/
Official links
References
- Scheme Details
- https://kms.saralharyana.nic.in/ViewDoc?Id=L5mrsXgIBG9UugoC8Hc75w%3d%3d
- Official Website
- https://www.haryanascbc.gov.in/contribution-towards-share-capital-to-haryana-backward-classes-and-economically-weaker-sections
- Antyodaya-SARAL Portal
- https://saralharyana.gov.in/
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Shilp Sampada Term Loan Scheme for Backward Classes- Haryana is a government welfare initiative designed to support Individual, Individual through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Eligibility for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Benefits under Shilp Sampada Term Loan Scheme for Backward Classes- Haryana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Shilp Sampada Term Loan Scheme for Backward Classes- Haryana is managed by Welfare of Scheduled Caste & Backward Classes Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Yes, eligible applicants may be able to apply online for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Applications for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Shilp Sampada Term Loan Scheme for Backward Classes- Haryana.
- Is Shilp Sampada Term Loan Scheme for Backward Classes- Haryana available in all states?
- No, Shilp Sampada Term Loan Scheme for Backward Classes- Haryana is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
- Can residents outside Haryana apply for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Eligibility for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
- Does Shilp Sampada Term Loan Scheme for Backward Classes- Haryana provide healthcare or insurance support?
- Shilp Sampada Term Loan Scheme for Backward Classes- Haryana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Shilp Sampada Term Loan Scheme for Backward Classes- Haryana at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Does Shilp Sampada Term Loan Scheme for Backward Classes- Haryana provide business loan or startup assistance?
- Shilp Sampada Term Loan Scheme for Backward Classes- Haryana may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
- Is collateral required under Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
- Can CSC centres help users apply for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Shilp Sampada Term Loan Scheme for Backward Classes- Haryana in Haryana?
- Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Shilp Sampada Term Loan Scheme for Backward Classes- Haryana applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.