SKSSGIS
Shahidvir Kinariwaala Student Security Group Insurance Scheme
6.7/10The scheme provides financial protection in case of accidental death or permanent disability to students or their guardians/heirs to help reduce the burden during unforeseen tragedies. The scheme covers students at Government and Non-Government Colleges, Gram Vidyapeeth GBTC colleges, etc.
States / UT: Gujarat
Nodal department: Education Department
Scheme for: Family
Scheme profile
DBT (direct benefit transfer): No
Categories: Banking,Financial Services and Insurance, Education & Learning
Sub-categories: Insurance, Universities and higher education, Scholarships and student finance
Target beneficiaries: Individual, Family
Tags: Student, Insurance, Education, Death, Disability
Details
The "Shahidvir Kinariwaala Student Security Group Insurance Scheme" was launched by the Education Department, Government of Gujarat. The scheme provides financial protection in case of accidental death or permanent disability to students or their guardians/heirs to help reduce the burden during unforeseen tragedies. The scheme covers students at universities, Government and Non-Government colleges, Gram Vidyapeeth GBTC colleges, and technical education institutes across the state.
Benefits
- - Maximum financial assistance of ₹1,00,000/- is provided in case of accidental death or permanent disability
- Coverage includes accidental death, permanent total disability, loss of two limbs or two eyes, or one limb and one eye (100% coverage)
- Partial disability such as loss of one limb or one eye may also be covered at 50%
- Maximum financial assistance of ₹1,00,000/- is provided in case of accidental death or permanent disability.
- Coverage includes accidental death, permanent total disability, loss of two limbs or two eyes, or one limb and one eye (100% coverage).
- Partial disability such as loss of one limb or one eye may also be covered at 50%.
Eligibility
- The applicant must be a resident of Gujarat.
- The applicant must be a student, guardian or heir of the student.
- The applicant must be studying in any university, government college, non-government college, Gram Vidyapeeth GBTC college, or technical education institute within Gujarat.
- The student should have died in an accident or permanent disable.
- The death must have been due to natural cause or suicide.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact9.0
- Rural utility6.0
- Awareness4.5
- Simplicity5.0
- Inclusivity7.0
What problem does this scheme solve?
The scheme provides essential financial protection for students and their families in case of accidental death or permanent disability.
Key challenges addressed
- Financial burden during unforeseen tragedies
- Support for students and their families
Most beneficial for
- Students in Gujarat
- Families of students
Likely challenges
- Awareness of the scheme among potential beneficiaries
- Complexity of the application process for some users
Practical insights for citizens
Practical for students but may face challenges in rural areas
Rural challenges
- Limited awareness in rural areas
- Access to colleges for application submission
Digital challenges
- Low digital literacy
- Limited access to online resources
Implementation bottlenecks
- Dependence on college staff for application processing
Awareness challenges
- Lack of outreach and information dissemination
Application analysis
- Application mode
- Offline office
- Documents burden
- Moderate, requires multiple documents
- Verification complexity
- Moderate, involves verification of documents
- Office dependency
- High, requires submission to college and commissioner office
- DBT dependency
- None
- CSC support
- Limited
- Estimated citizen effort
- Moderate, involves multiple steps
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- One-time payment
- Benefit practicality
- High, provides significant financial support
- Financial meaningfulness
- 9
- Long-term impact
- Potentially significant for families facing tragedies
Plain-language guidance
This scheme offers financial help to students and their families in case of accidental death or permanent disability. It aims to ease the financial burden during difficult times.
- Who should apply
- Students and their guardians studying in Gujarat.
- Who may struggle
- Semi-literate individuals and those unfamiliar with the application process.
- Best application route
- Apply through your college by submitting the required documents.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
Step 1:**** The interested applicant should visit the college and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attestted, if required).
Step 3: Duly filled and signed application form along with the documents send it to the office of the commissioner of Higher Education through the college in which you are studying.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Who is eligible for this scheme?
Any student studying in universities, government or non-government colleges, GBTC, Gram Vidyapeeth, or technical institutes in Gujarat.
- What is the maximum financial assistance available?
Financial assistance up to ₹1,00,000.
- What incidents are covered under this scheme?
Incidents are covered under this scheme, including accidental death and permanent disability.
- Are natural deaths or suicides covered?
Yes, as per specific insurance policy conditions.
- Who receives the benefit in case of the student’s death?
The guardian or heir of the student.
- Is there any income limit for eligibility?
No, there is no income limit.
- What documents are mandatory?
Aadhaar card, accident report, affidavit, bank details, bonafide certificate, and other relevant certificates.
- How can the student apply?
By submitting the form through their college.
- Is the application form chargeable?
No, the application form is free.
- Can out-of-state students apply?
No, only students studying in Gujarat are eligible.
Official links
References
- Guidelines
- https://education.gujarat.gov.in/Main/SchemesDetailsPage?id=nG6Gu+aIk0lVAAKJcD58Ow==
- Scheme Details
- https://mariyojana.gujarat.gov.in/MoreDetails.aspx
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Shahidvir Kinariwaala Student Security Group Insurance Scheme is a government welfare initiative designed to support Family, Individual, Family through benefits related to Banking,Financial Services and Insurance, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Eligibility for Shahidvir Kinariwaala Student Security Group Insurance Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Benefits under Shahidvir Kinariwaala Student Security Group Insurance Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Shahidvir Kinariwaala Student Security Group Insurance Scheme is managed by Education Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Yes, eligible applicants may be able to apply online for Shahidvir Kinariwaala Student Security Group Insurance Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Applications for Shahidvir Kinariwaala Student Security Group Insurance Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Shahidvir Kinariwaala Student Security Group Insurance Scheme.
- Is Shahidvir Kinariwaala Student Security Group Insurance Scheme available in all states?
- No, Shahidvir Kinariwaala Student Security Group Insurance Scheme is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
- Can residents outside Gujarat apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Eligibility for Shahidvir Kinariwaala Student Security Group Insurance Scheme is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
- Can students apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Eligible students studying in recognised institutions may apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme depending on educational qualification, category, income limit, and academic eligibility.
- Is scholarship amount provided under Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Shahidvir Kinariwaala Student Security Group Insurance Scheme may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
- Does Shahidvir Kinariwaala Student Security Group Insurance Scheme provide healthcare or insurance support?
- Shahidvir Kinariwaala Student Security Group Insurance Scheme may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Shahidvir Kinariwaala Student Security Group Insurance Scheme at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Can CSC centres help users apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Shahidvir Kinariwaala Student Security Group Insurance Scheme in Gujarat?
- Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Shahidvir Kinariwaala Student Security Group Insurance Scheme applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.