SKSSG Insurance Scheme

Shahidvir Kinariwaala Student Security Group Insurance Scheme

6.8/10

The Shahidvir Kinariwaala Student Security Group Insurance Scheme provides financial protection to students in case of accidental death or permanent disability while studying in various universities, government or non-government colleges, Gram Vidyapeeth GBTC colleges, and technical education institutes across the state.

State

States / UT: Gujarat

Ministry / nodal: Education Department

Nodal department: Education Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Students

Tags: Insurance, Students, Education, Financial Help, Accidental Death, Disability, Gujarat, Government Scheme, Higher Education, Protection, Support, Safety

Details

The Shahidvir Kinariwaala Student Security Group Insurance Scheme provides financial protection to students in case of accidental death or permanent disability while studying in various universities, government or non-government colleges, Gram Vidyapeeth GBTC colleges, and technical education institutes across the state. The student or their guardian can claim a maximum protection amount of Rs. 1,00,000.

Benefits

  • - Financial protection of up to Rs. 1,00,000 in case of accidental death or permanent disability 100% coverage for death or total disability caused by a woman 100% coverage for two or more personal or limb faults caused by a woman 5% coverage for one sighting and one personality due to female
  • Financial protection of up to Rs. 1,00,000 in case of accidental death or permanent disability.
  • 100% coverage for death or total disability caused by a woman.
  • 100% coverage for two or more personal or limb faults caused by a woman.
  • 5% coverage for one sighting and one personality due to female.

Eligibility

Any student studying in colleges or technical institutes across the state can apply. There are no income limits or specific social and economic standards required.

Exclusions

Natural deaths and suicides are not covered under this scheme.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.8
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 5.0/10 Moderate
Application complexity 3.5/10 Good
Financial impact 9.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 8.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact9.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity6.5
  • Inclusivity8.0

What problem does this scheme solve?

The scheme provides essential financial protection for students against accidental death or permanent disability.

Key challenges addressed

  • Financial security for students in case of accidents

Most beneficial for

  • Students in higher education

Likely challenges

  • Awareness about the scheme
  • Complex application process

Practical insights for citizens

Practical for students but requires support for application

Rural challenges

  • Limited awareness in rural areas
  • Access to online application

Digital challenges

  • Dependence on internet access
  • Need for digital literacy

Implementation bottlenecks

  • Delays in processing applications

Awareness challenges

  • Low awareness among students and guardians

Application analysis

Application mode
Online + CSC assisted
Documents burden
Moderate, requires multiple documents
Verification complexity
Moderate, involves multiple checks
Office dependency
High, requires submission to educational offices
CSC support
Available
Estimated citizen effort
Moderate effort required for application

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Inclusive
  • Occupation reach Students

Benefit analysis

Benefit type
Insurance coverage
Benefit frequency
One-time claim
Benefit practicality
Practical for students facing accidents
Financial meaningfulness
Moderately meaningful due to coverage amount
Long-term impact
Potentially significant for families in case of accidents

Plain-language guidance

This scheme offers financial protection to students in case of accidents. Students can apply through their colleges with necessary documents.

Who should apply
Students studying in colleges and technical institutes in Gujarat.
Who may struggle
Students with limited digital access or literacy.
Best application route
Apply via local CSC with Aadhaar and college support.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Students must submit the application form through their respective colleges to the office of the Higher Education Commissioner. Required documents include an Aadhar card, accident report, affidavit, bank passbook/cancelled cheque, bonafide certificate, death certificate, identity card, PAN card, passport-sized photos, and a PM report receipt of fees paid.

References

Gujarat schemes directory
https://mariyojana.gujarat.gov.in/Schemeatoz.aspx
Reference (department / portal)
https://education.gujarat.gov.in/

Apply

Apply now

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Frequently asked questions

What is the purpose of Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Shahidvir Kinariwaala Student Security Group Insurance Scheme is a government welfare initiative designed to support Individual, Students through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Eligibility for Shahidvir Kinariwaala Student Security Group Insurance Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Benefits under Shahidvir Kinariwaala Student Security Group Insurance Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Shahidvir Kinariwaala Student Security Group Insurance Scheme is managed by Education Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Yes, eligible applicants may be able to apply online for Shahidvir Kinariwaala Student Security Group Insurance Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Applications for Shahidvir Kinariwaala Student Security Group Insurance Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Shahidvir Kinariwaala Student Security Group Insurance Scheme.
Is Shahidvir Kinariwaala Student Security Group Insurance Scheme available in all states?
No, Shahidvir Kinariwaala Student Security Group Insurance Scheme is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Eligibility for Shahidvir Kinariwaala Student Security Group Insurance Scheme is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Can students apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Eligible students studying in recognised institutions may apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Shahidvir Kinariwaala Student Security Group Insurance Scheme may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Does Shahidvir Kinariwaala Student Security Group Insurance Scheme provide healthcare or insurance support?
Shahidvir Kinariwaala Student Security Group Insurance Scheme may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Shahidvir Kinariwaala Student Security Group Insurance Scheme at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Shahidvir Kinariwaala Student Security Group Insurance Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Shahidvir Kinariwaala Student Security Group Insurance Scheme in Gujarat?
Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Shahidvir Kinariwaala Student Security Group Insurance Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.