SDBWAW

Scheme of Death Benefit for Weavers & Artisans of West Bengal

7.0/10

"Scheme of Death Benefit for Weavers & Artisans of West Bengal" is a social welfare scheme implemented by the Department of Micro, Small and Medium Enterprises and Textiles, Government of West Bengal aims to provide financial assistance to the family of the deceased weaver /artisan.

State Cash

States / UT: West Bengal

Nodal department: Micro, Small & Medium Enterprises and Textiles Department

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2024-03-07

Categories: Social welfare & Empowerment

Sub-categories: Crisis/Disaster/Accident, Financial assistance

Target beneficiaries: Family

Tags: Weavers, Social Welfare, Artisans, Death

Details

"Scheme of Death Benefit for Weavers & Artisans of West Bengal" is a social welfare scheme launched by the Department of Micro, Small and Medium Enterprises and Textiles, Government of West Bengal on 7th March, 2024, and shall remain in force for a period of five years. Under this scheme, financial assistance is provided to the family of the deceased weaver /artisan.

Benefits

  • ₹2 00 000/- only per deceased Weaver/ Artisan

₹2,00,000/- only per deceased Weaver/ Artisan.

Eligibility

  • The age of the deceased artisan/weaver was between 18 to 60 years on the date of death.
  • The artisan/weaver has expired on or after the Date of Notification (7th March, 2024).
  • The claimant should have not availed any other death benefit scheme by the State Government.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

7.0
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 7.0/10 Good
Application complexity 5.0/10 Moderate
Financial impact 9.0/10 Good
Literacy barrier 2.0/10 Good
Women inclusivity 7.0/10 Good
Awareness 4.5/10 Moderate
Implementation reliability 8.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact9.0
  • Rural utility7.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides essential financial support to the families of deceased weavers and artisans, addressing a critical need in the community.

Key challenges addressed

  • Financial assistance for families of deceased weavers and artisans

Most beneficial for

  • Families of deceased weavers and artisans in West Bengal

Likely challenges

  • Awareness of the scheme among potential beneficiaries
  • Complexity in the application process for semi-literate individuals

Practical insights for citizens

The scheme is practical but requires effective communication to reach potential beneficiaries

Rural challenges

  • Limited awareness of the scheme
  • Access to local administrative offices

Digital challenges

  • Low digital literacy and access in rural areas

Implementation bottlenecks

  • Verification process may delay benefit disbursement

Awareness challenges

  • Lack of outreach and information dissemination

Application analysis

Application mode
Offline office
Documents burden
Minimal, requires eligibility certificate from local BDO
Verification complexity
Moderate, involves local verification
Office dependency
High, requires visit to local BDO/SDO office
DBT dependency
No direct benefit transfer involved
CSC support
Limited
Estimated citizen effort
Moderate, requires application submission within 3 months

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income families
  • Occupation reach Weavers and artisans

Benefit analysis

Benefit type
Cash
Benefit frequency
One-time payment
Benefit practicality
High, as it provides significant financial support
Financial meaningfulness
High, with a benefit amount of ₹2,00,000
Long-term impact
Positive, as it aids in the financial stability of affected families

Plain-language guidance

This scheme offers financial help to the families of weavers and artisans who have passed away. Eligible families can receive ₹2,00,000 to support them during a difficult time.

Who should apply
Families of deceased weavers and artisans in West Bengal
Who may struggle
Semi-literate individuals may find the application process challenging.
Best application route
Apply at the local BDO/SDO office with the necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

  • The eligible claimant for the deceased artisan/weaver should collect and submit the application in prescribed format with all requisite enclosures at the earliest to the local BDO/SDO office of the concerned Block/Municipal Corporation area.

Note:

  • The application must be submitted within 3 months of the death of the - artisan/weaver.
  • After expiry of the artisan/weaver, the claimant(s) of the benefit should produce a certificate from the local BDO regarding his eligibility of claim (form to be drafted).

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the definition of “Artisan”?

"Artisan" means a worker with knowledge / skill to produce things/crafts by hand or by toolkits /small machines etc and the products have distinctive features and utility value. So, the term artisan includes handicrafts artisans as well as artisans engaged in traditional crafts/trades like Blacksmithy, Pottery, Carpentry, Masonry, Garland making (Malakar), Shoe making (Charmakar), Garments washing /Washer-man (Dhobi), Boat making, Fishing, Net making, Broom making, Coir product making, Clay Doll making, Folk/Musical instrument making, Puppetry.

Which department is the management authority for this scheme?

The Scheme will be implemented and monitored by the Department of Micro, Small and Medium Enterprises and Textiles.

What process will be followed by the department for the administration of the Welfare Assistance in rural areas?

On receipt of an application complete in all respect in rural area, the concerned BDO will cause an enquiry through an IDO (or, any Extension Officer in case no IDO is posted in that Block), by way of spot verification to ascertain genuineness of the claim and claimant(s).

What process will be followed by the department for the administration of the Welfare Assistance in urban areas?

Similarly, in case of Municipality area, concerned SDO office will cause an enquiry through Executive Officer of the concerned Municipality. In case of Municipal Corporation area, the Commissioner may cause enquiry through any borough level officer as may be deemed fit.

What measures are in place to prevent misuse of the Welfare Assistance?

In case of any misrepresentation of facts or furnishing false information by an applicant ,all his/ her claims under the scheme shall be revoked.

Is there any special provision the sanction of the benefit & disbursement in Darjeeling and Kalimpong districts?

For Darjeeling and Kalimpong districts, the administrative department will release funds directly to the Gorkha Territorial Administration (GTA) for drawing and disbursement. Sanctioned list will be displayed in the Notice Board of concerned DM's Office and GTA office.

What document must the claimant(s) provide to prove their eligibility for benefits after the death of the artisan/weaver?

After expiry of the artisan/weaver, the claimant(s) of the benefit should produce a certificate from the local BDO regarding his eligibility of claim (form to be drafted).

What is the objective of the scheme?

"West Bengal Migrant Workers' Welfare Scheme: Death Assistance" is a social welfare scheme implemented by the West Bengal Migrant Workers' Welfare Board, Labour Department, Government of West Bengal, that provides an one time assistance to the nominee in case of natural death/accidental death of the registered migrant worker.

When was this scheme launched?

This scheme was launched on 7th March, 2024.

Who are the targeted beneficiaries under this scheme?

The family of the deceased weavers & artisans of the state are the targeted beneficiaries under this scheme.

What kind of assistance can be availed through this scheme?

Under this scheme, ₹2,00,000/- only per deceased Weaver/ Artisan is provided to the beneficiaries.

How can the benefits be availed?

The eligible claimant for the deceased artisan/weaver should collect and submit the application in prescribed format with all requisite enclosures at the earliest to the local BDO/SDO office of the concerned Block/Municipal Corporation area.

Is there any income criteria to be eligible for the scheme?

No, there is no specific income criteria to be eligible for the scheme.

What is the frequency of the assistance?

The assistance will be provided one time to the beneficiaries.

Within what timeframe must the application be submitted following the death of the artisan or weaver?

The application must be submitted within 3 months of the death of the artisan/weaver.

References

Guidelines
https://wbmsme.gov.in/sites/default/files/cms/circularpdf/1710141998Scheme%20of%20Death%20Benefit%20for%20the%20Wavers%20&%20Artisans%20of%20West%20Bengal.pdf

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Frequently asked questions

What is the purpose of Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Scheme of Death Benefit for Weavers & Artisans of West Bengal is a government welfare initiative designed to support Family, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Eligibility for Scheme of Death Benefit for Weavers & Artisans of West Bengal may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Benefits under Scheme of Death Benefit for Weavers & Artisans of West Bengal may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Scheme of Death Benefit for Weavers & Artisans of West Bengal is managed by Micro, Small & Medium Enterprises and Textiles Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Yes, eligible applicants may be able to apply online for Scheme of Death Benefit for Weavers & Artisans of West Bengal through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Applications for Scheme of Death Benefit for Weavers & Artisans of West Bengal may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Scheme of Death Benefit for Weavers & Artisans of West Bengal available in all states?
No, Scheme of Death Benefit for Weavers & Artisans of West Bengal is primarily available for eligible residents of West Bengal and may be implemented through state government departments and local administrative offices.
Can residents outside West Bengal apply for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Eligibility for Scheme of Death Benefit for Weavers & Artisans of West Bengal is generally limited to residents of West Bengal unless otherwise specified in the official scheme guidelines.
Does Scheme of Death Benefit for Weavers & Artisans of West Bengal provide business loan or startup assistance?
Scheme of Death Benefit for Weavers & Artisans of West Bengal may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
Is collateral required under Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
Can CSC centres help users apply for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Scheme of Death Benefit for Weavers & Artisans of West Bengal?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Scheme of Death Benefit for Weavers & Artisans of West Bengal in West Bengal?
Users in West Bengal may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Scheme of Death Benefit for Weavers & Artisans of West Bengal applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.