SSIEMAFST

Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe

5.7/10

State In Kind

States / UT: Gujarat

Nodal department: Agriculture, Farmers Welfare and Cooperation Department

Scheme for: Individual

Scheme profile

Categories: Agriculture,Rural & Environment

Sub-categories: Animal husbandry, Financial assistance, Entrepreneurship development

Target beneficiaries: Individual

Tags: Animal Husbandry, Scheduled Tribe, Cattle Farming, Subsidy, Loan

Details

The scheme “Scheme for Subsidy on Interest for Establishment of 1 to 20 Milch Animal Farm for Scheduled Tribe” was started by the Dept. of Agriculture, Farmers Welfare & Co-operation, Government of Gujarat. Under the scheme, the small and poor farmers of the Scheduled Tribe category of Gujarat State can purchase 1 to 20 animals as per their need and capacity to maintain. The eligible beneficiary can get an interest subsidy @ 12 % interest on a bank loan amount for 5 years if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.
It also provides good-quality organic manure for improving crop fertility & crop yields. Dung is also used as fuel for domestic purposes. The surplus fodder agricultural by-products are utilized by animals & converted into value-added products viz. Milk, Meat, etc.

Benefits

1. The beneficiary can purchase 1 to 20 Milch animals (Any dairy animal cow & buffalo) at a subsidized rate as per their need and capacity to maintain. 1. The applicant can get an interest subsidy @ 12 % interest on the bank loan amount for 5 years. Note 01: The interest calculated by the bank or a maximum of 12% on the unit cost of the animal or the loan per unit advanced by the bank to purchase the animal, whichever is lower. Note 02: The amount of interest subvention will be deposited in the beneficiary& 39;s loan account in the form of a Direct Benefit Transfer (DBT) in installments. There will be no cash assistance for any of the beneficiaries

The beneficiary can purchase 1 to 20 Milch animals (Any dairy animal cow & buffalo) at a subsidized rate as per their need and capacity to maintain.
The applicant can get an interest subsidy @ 12 % interest on the bank loan amount for 5 years.

Note 01: The interest calculated by the bank or a maximum of 12% on the unit cost of the animal or the loan per unit advanced by the bank to purchase the animal, whichever is lower.
Note 02: The amount of interest subvention will be deposited in the beneficiary's loan account in the form of a Direct Benefit Transfer (DBT) in installments. There will be no cash assistance for any of the beneficiaries.

Eligibility

The applicant should be a permanent resident of Gujarat State.
The applicant should belong to the Scheduled Tribe category only.
The benefit of this scheme will be available to the small and poor farmers of Gujarat State.
The applicant will be eligible for assistance only if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.

Note 01: The land should be owned by a member of the family or a beneficiary of the scheme.
Note 02: The grant made under this Act may not be used for any other purpose and shall be paid annually.
Note 03: The scheme shall provide for the establishment of a unit of livestock (cows and buffaloes) by obtaining a certificate from the Animal Husbandry Authority.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.7

/ 10

Public Benefit Score

Accessibility 6.0/10 Moderate

Rural usefulness 5.0/10 Moderate

Application complexity 3.0/10 Good

Financial impact 5.0/10 Moderate

Literacy barrier 4.0/10 Moderate

Women inclusivity 6.0/10 Moderate

Awareness 4.5/10 Moderate

Implementation reliability 7.0/10 Good

Bigger shape means a better fit for citizens

Accessibility6.0
Financial impact5.0
Rural utility5.0
Awareness4.5
Simplicity7.0
Inclusivity6.0

What problem does this scheme solve?

The scheme provides financial assistance to Scheduled Tribe farmers in Gujarat for establishing milch animal farms, promoting animal husbandry and improving livelihoods.

Key challenges addressed

Financial support for purchasing milch animals
Encouragement of sustainable farming practices

Most beneficial for

Scheduled Tribe farmers
Small and poor farmers in Gujarat

Likely challenges

Complex online application process
Requirement for bank loans may deter some applicants

Practical insights for citizens

While beneficial, the scheme's reliance on digital processes may exclude some eligible beneficiaries

Rural challenges

Limited digital literacy
Access to banking facilities

Digital challenges

Dependence on internet access
Potential technical issues with online portal

Implementation bottlenecks

Verification delays from banks
Document submission issues

Awareness challenges

Low awareness among target beneficiaries
Need for outreach programs

Application analysis

Application mode: Online portal
Documents burden: Moderate, requires specific documents for verification
Verification complexity: High, requires bank loan confirmation and document uploads
Office dependency: Moderate, requires submission to local office after online application
DBT dependency: Yes, relies on Direct Benefit Transfer for interest subsidy
CSC support: Limited, primarily online
Estimated citizen effort: High, multiple steps involved in application process

Estimated beneficiary reach

Rural / urban reach High
Gender reach Moderate
Target income group Low-income farmers
Occupation reach Agricultural workers

Benefit analysis

Benefit type: In Kind
Benefit frequency: One-time subsidy on interest for 5 years
Benefit practicality: Practical for those who can secure a bank loan
Financial meaningfulness: Moderate, as it provides interest subsidy but requires upfront loan
Long-term impact: Positive, as it encourages sustainable farming and income generation

Plain-language guidance

This scheme helps Scheduled Tribe farmers in Gujarat buy milch animals with a loan subsidy. You can apply online through the I-Khedut portal.

Who should apply: Scheduled Tribe farmers looking to start or expand dairy farming.
Who may struggle: Those with limited digital skills or access to banking services.
Best application route: Apply via the I-Khedut portal and ensure all documents are ready.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Step 01: The beneficiary has to apply online at I-Khedut Portal. https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_ANH2_SchemeApplicaiton.aspx
Step 02: Click on the "Apply New" button and submit a new application.
Step 03: Click on the "Update Application" button to add corrections to the application.
Step 04: Click on the "Upload Document" button to upload all the relevant documents.
Step 05: Once the application is done, confirm it. The application must be confirmed within seven days from the date of saving the online application.
Step 06: The application must be signed and submitted along with the supporting documents to the office address mentioned on the application” or “Application confirmed within seven days from the date of saving the online application Scanned copy of the application and other documents can be uploaded after confirming the application
Step 07: Take a printout of the confirmed application.

Note 01: The application will be inwardly taken online by the concerned officer/office only if the correct and sufficient documents are uploaded along with the application signed/fingerprinted by the beneficiary.
Note 02: If wrong/incomplete documents are uploaded online by the beneficiary, such application will not be inwarded online. In such circumstances, the beneficiary has to submit the remaining/correct documents to the concerned office within seven days of application.
Note 03: Scanned copy uploaded in PDF format should not exceed 200 KB in size.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the scheme?: The objective of the scheme is to provide assistance to the small and poor farmers of Gujarat State for purchasing 1 to 20 animals as per their need and capacity to maintain.
Which department has launched this scheme?: Agriculture, Farmers Welfare & Co-operation Department, Government of Gujarat
Who is eligible to get the benefits of the scheme?: The benefits of this scheme will only be given to the Scheduled Tribe people of Gujarat State.
What is the condition for availing the benefits under the scheme?: The beneficiary will be eligible for assistance only if he/she has obtained a loan for setting up the unit in the current financial year 2023-24 through a nationalized bank or a financial institution approved by the Reserve Bank of India.
What is the benefit of the scheme?: Under the scheme, an interest subsidy up to a maximum of 12% will be available for a period of five years.
How will the interest be calculated?: The interest is actually calculated by the bank or a maximum of 12% on the unit cost of the animal or the loan per unit advanced by the bank to purchase the animal, whichever is lower.
How can a beneficiary apply under the scheme?: To avail of the benefits of this scheme, the applicant has to apply on the I-Khedut Portal and has to follow the prescribed procedure. https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_ANH2_SchemeApplicaiton.aspx
In how many days should the beneficiary be confirmed the online application?: The application must be confirmed within seven days from the date of saving the online application.
Is it mandatory to submit the application to the concerned office or upload it on I-Khedut Portal?: Yes, it is mandatory to submit the online filled application along with the necessary documents to the office/office address mentioned on the application or after applying online on the IKhedut portal, take a printout of the application and scan it with signature/thumbprint and "Signed Application Print" on the portal. A copy can be uploaded by clicking on the Upload menu.
What should I do if wrong/incomplete documents have been uploaded on Portal?: If wrong/incomplete documents are uploaded online by the beneficiary, such application will not be inwarded online. In such circumstances, the beneficiary has to submit the remaining/correct documents to the concerned office within seven days of application.

Official links

References

Official Website: https://doah.gujarat.gov.in/scheme-int-ani-farm-st.htm
Guideline: https://ikhedut.gujarat.gov.in/iKhedutPublicScheme/Public/frm_Public_SchemeDetails.aspx

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Frequently asked questions

What is the purpose of Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Eligibility for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Benefits under Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe is managed by Agriculture, Farmers Welfare and Cooperation Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Yes, eligible applicants may be able to apply online for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Applications for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe.
Is Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe available in all states?: No, Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Eligibility for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Eligible small and marginal farmers may apply for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe provide subsidy support for farmers?: Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Can CSC centres help users apply for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe?: Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe in Gujarat?: Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Scheme For Subsidy On Interest For Establishment Of 1 To 20 Milch Animal Farm For Scheduled Tribe applications?: Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.