SSBC

Saksham Scheme for Backward Classes

Under the scheme, loans of up to ₹10,00,000/- are provided to young professionals for setting up Doctors' Clinics, Nursing Homes, Physiotherapy Clinics, Bio-Medical Labs, Lawyers' Offices, Engineering Units, Chemist Shops, Architect Offices, and similar establishments.

State Cash

States / UT: Haryana

Nodal department: Welfare of Scheduled Caste & Backward Classes Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Banking,Financial Services and Insurance, Business & Entrepreneurship

Target beneficiaries: Individual

Tags: Saksham, Backward Classes, Loan, Young Professional

Details

The scheme "Saksham Scheme for Backward Classes" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under the scheme, loans of up to ₹10,00,000/- are provided to young professionals for setting up Doctors' Clinics, Nursing Homes, Physiotherapy Clinics, Bio-Medical Labs, Lawyers' Offices, Engineering Units, Chemist Shops, Architect Offices, and similar establishments. Applicants must be between 18 and 35 years old, permanent residents of Haryana, and belong to the Backward Class.

Benefits

  • 1. Under the scheme loans of up to ₹10 00 000/- are provided to young professionals for setting up Doctors& 39; Clinics
  • Nursing Homes
  • Physiotherapy Clinics
  • Bio-Medical Labs
  • Lawyers& 39; Offices
  • Engineering Units
  • Chemist Shops
  • Architect Offices etc
  1. Under the scheme, loans of up to ₹10,00,000/- are provided to young professionals for setting up Doctors' Clinics, Nursing Homes, Physiotherapy Clinics, Bio-Medical Labs, Lawyers' Offices, Engineering Units, Chemist Shops, Architect Offices, etc.

Eligibility

  • The applicant should be a permanent resident of Haryana.
  • The applicant should be between 18 and 35 years old.
  • The applicant should belong to the Backward Class Category.
  • The applicant's annual family income should not exceed ₹3,00,000/- in both rural and urban areas.
  • The applicant should have professional and academic training.

Application Process

Online

Registration Process on Antyodaya-SARAL Portal:

Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.

Login to apply for the scheme:

Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.

Tracking of Application:

Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the maximum loan amount provided under the Scheme?
The maximum loan amount provided under the scheme is ₹10,00,000/-.
What types of establishments can be set up under the scheme?
The scheme supports the establishment of Doctors' Clinics, Nursing Homes, Physiotherapy Clinics, Bio-Medical Labs, Lawyers' Offices, Engineering Units, Chemist Shops, Architect Offices, and similar professional setups.
What is the age limit for applicants of the scheme?
Applicants must be between 18 and 35 years old.
What is the income criterion for eligibility?
The annual family income of the applicant should not exceed ₹3,00,000/-.
How can applicants apply for the scheme?
Applicants can apply through the official Antyodaya-SARAL Portal. https://saralharyana.gov.in/
How can applicants track their application status?
Pplicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID at SARAL Haryana. https://status.saralharyana.nic.in/
Is there any training required to apply for the Saksham Scheme?
Yes, applicants should have relevant professional and academic training to be eligible.
Can applicants from outside Haryana apply for the Saksham Scheme?
No, only permanent residents of Haryana are eligible to apply.

References

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Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status