What is the purpose of Rajiv Gandhi Family Insurance Scheme?

Rajiv Gandhi Family Insurance Scheme is a government welfare initiative designed to support Individual, Individual, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.

Who can apply for Rajiv Gandhi Family Insurance Scheme?

Eligibility for Rajiv Gandhi Family Insurance Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.

What benefits are offered under Rajiv Gandhi Family Insurance Scheme?

Benefits under Rajiv Gandhi Family Insurance Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.

Which department manages Rajiv Gandhi Family Insurance Scheme?

Rajiv Gandhi Family Insurance Scheme is managed by Social Justice and Empowerment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.

Can users apply online for Rajiv Gandhi Family Insurance Scheme?

Yes, eligible applicants may be able to apply online for Rajiv Gandhi Family Insurance Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.

Is Aadhaar mandatory for Rajiv Gandhi Family Insurance Scheme?

Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.

Where can users apply for Rajiv Gandhi Family Insurance Scheme?

Applications for Rajiv Gandhi Family Insurance Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.

What documents may be required for Rajiv Gandhi Family Insurance Scheme?

Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.

Is income certificate required for Rajiv Gandhi Family Insurance Scheme?

Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Rajiv Gandhi Family Insurance Scheme.

Is Rajiv Gandhi Family Insurance Scheme available in all states?

No, Rajiv Gandhi Family Insurance Scheme is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.

Can residents outside Haryana apply for Rajiv Gandhi Family Insurance Scheme?

Eligibility for Rajiv Gandhi Family Insurance Scheme is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.

Does Rajiv Gandhi Family Insurance Scheme provide healthcare or insurance support?

Rajiv Gandhi Family Insurance Scheme may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.

Can beneficiaries use Rajiv Gandhi Family Insurance Scheme at government hospitals?

Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.

Can CSC centres help users apply for Rajiv Gandhi Family Insurance Scheme?

Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.

How can users check the latest updates for Rajiv Gandhi Family Insurance Scheme?

Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.

Are there deadlines for applying to Rajiv Gandhi Family Insurance Scheme?

Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.

Can beneficiaries track application status for Rajiv Gandhi Family Insurance Scheme?

Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.

Where can users get help for Rajiv Gandhi Family Insurance Scheme in Haryana?

Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.

Which nearby public services may help with Rajiv Gandhi Family Insurance Scheme applications?

Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.

Rajiv Gandhi Family Insurance Scheme – eligibility, benefits & apply

Scheme profile

Scheme open date: 2006-06-01

Categories: Social welfare & Empowerment

Sub-categories: Financial assistance, Citizen empowerment

Target beneficiaries: Individual, Family

Tags: Family, Insurance, Accidental Death, Permanent Disability, Financial Assistance

Details

The scheme “Rajiv Gandhi Family Insurance Scheme” was launched by the Department of Social Justice and Empowerment, Government of Haryana on 1st April 2006. Under this scheme, compensation is given in case of accidental death/permanent disability in the age group of 18-60 years, who is a resident of Haryana and whose name appears in the electoral roll or holds a ration card issued by the competent authority and Income taxpayers and government employees are not. The scheme has been amended and implemented on 30th August 2011 and accordingly, the compensation amount will not be given to the person having an income of more than ₹2.50 Lakh per annum.

Benefits

The financial assistance/compensation will be given to eligible beneficiaries as under: Accidental Death/Permanent Disability₹1.00 LakhLoss of two limbs two eyes one limb and one eye₹50 000/-Loss of one eye or one limb₹25 000/-

The financial assistance/compensation will be given to eligible beneficiaries as under:
Accidental Death/Permanent Disability₹1.00 LakhLoss of two limbs, two eyes, one limb, and one eye₹50,000/-Loss of one eye or one limb₹25,000/-

Eligibility

The applicant should be only eligible in case of Accidental Death/ Permanent disability, or total/partial disability.
Under this scheme, compensation is given in case of accidental death/permanent disability in the age group of 18-60 years.
The applicant should be a permanent resident of Haryana.
The name of the applicant should appear in the Voter’s list or should be a holder of the Ration Card
The annual family income should not exceed ₹2.5 lacs.
The applicant must not be a Government or Semi-Government employee.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.4

/ 10

Public Benefit Score

Accessibility 6.0/10 Moderate

Rural usefulness 7.0/10 Good

Application complexity 6.0/10 Moderate

Financial impact 9.0/10 Good

Literacy barrier 4.0/10 Moderate

Women inclusivity 7.0/10 Good

Awareness 4.5/10 Moderate

Implementation reliability 6.0/10 Moderate

Bigger shape means a better fit for citizens

Accessibility6.0
Financial impact9.0
Rural utility7.0
Awareness4.5
Simplicity4.0
Inclusivity7.0

What problem does this scheme solve?

The Rajiv Gandhi Family Insurance Scheme provides essential financial support to families affected by accidental death or permanent disability, particularly benefiting low-income households in Haryana.

Key challenges addressed

Financial assistance in case of accidental death or permanent disability

Most beneficial for

Low-income families
Individuals aged 18-60

Likely challenges

Complex application process
Limited awareness among potential beneficiaries

Practical insights for citizens

Practical for those who are aware and can navigate the application process

Rural challenges

Access to Social Welfare Department offices
Awareness of the scheme

Digital challenges

Limited online resources for application

Implementation bottlenecks

Verification process may delay benefits

Awareness challenges

Low awareness among eligible beneficiaries

Application analysis

Application mode: Offline office
Documents burden: Minimal, but requires attestation
Verification complexity: Moderate
Office dependency: High
DBT dependency: No
CSC support: Limited
Estimated citizen effort: Moderate effort required to complete application

Estimated beneficiary reach

Rural / urban reach Moderate
Gender reach Inclusive
Target income group Low-income families
Occupation reach General

Benefit analysis

Benefit type: Cash
Benefit frequency: One-time payment upon eligibility
Benefit practicality: Practical for immediate financial needs
Financial meaningfulness: Moderate, depending on the severity of the incident
Long-term impact: Potentially significant for families affected by accidents

Plain-language guidance

The Rajiv Gandhi Family Insurance Scheme offers financial help to families in Haryana affected by accidental death or disability. It is designed for low-income individuals aged 18-60.

Who should apply: Residents of Haryana who are low-income and meet eligibility criteria.
Who may struggle: Individuals unfamiliar with the application process or lacking necessary documents.
Best application route: Apply directly at the local Social Welfare Department office.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 01: The applicant needs to visit the office of the Social Welfare Department (DSWO) in his/her Block/District and collect the application form. The application form can also be downloaded from the Official Website.
Step 02: The applicant should fill out the application form and attach all the essential documents.
Step 03: After filling out the application form, the applicant needs to get attested to the form from the concerned authority mentioned in the application form.
Step 04: Then the application form has to be submitted to the office of the Social Welfare Department (DSWO) of your Block/District.
Step 05: After successful verification, the applicant may get the benefits of the scheme.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the “Rajiv Gandhi Family Insurance Scheme” scheme?: Under this scheme, compensation is given in case of accidental death/permanent disability in the age group of 18-60 years, who is a resident of Haryana and whose name appears in the electoral roll or holds a ration card issued by the competent authority.
Which department has launched this scheme?: Department of Social Justice And Empowerment, Government of Haryana
When was this scheme launched?: This scheme was launched on 1st April 2006.
Who is eligible to get the benefits of the scheme?: In case of accidental death/permanent disability in the age group of 18-60 years, who is a resident of Haryana and whose name appears in the electoral roll or holds a ration card issued by the competent authority are eligible to apply under the scheme.
Can a general category applicant be eligible to apply under this scheme?: Yes, this scheme is for all categories of people.
Is this scheme only for a resident of Haryana State?: Yes, the applicant should be a permanent resident of Haryana State.
What is the benefit of the scheme?: The financial assistance/compensation will be given to eligible beneficiaries i.e. Accidental Death / Permanent Disability ₹1.00 Lakh. Loss of two limbs, two eyes, one limb, and one eye ₹50,000. Loss of one eye or one limb ₹25,000.
What is the income criterion under the scheme?: To get the benefits of the scheme, the income of parents/guardians should not exceed ₹2,50,000/- per annum.
Who are excluded under the scheme?: The Government or Semi-Government employee will not be eligible under the scheme.
How can an applicant apply under the scheme?: To avail the benefits of the scheme, the eligible applicant needs to visit the office of the Social Welfare Department (DSWO) in his/her Block/District.
Where can an applicant find the application form?: The application form may be downloaded from the official website of the department. https://charkhidadri.gov.in/form/form-for-rajiv-gandhi-bima-parivar-yojna/

Official links

References

Official Website: https://socialjusticehry.gov.in/
Guideline: https://haryana.gov.in/hi/scheme/%E0%A4%B0%E0%A4%BE%E0%A4%9C%E0%A5%80%E0%A4%B5-%E0%A4%97%E0%A4%BE%E0%A4%82%E0%A4%A7%E0%A5%80-%E0%A4%AA%E0%A4%B0%E0%A4%BF%E0%A4%B5%E0%A4%BE%E0%A4%B0-%E0%A4%AC%E0%A5%80%E0%A4%AE%E0%A4%BE-%E0%A4%AF/
Application Form: https://cdn.s3waas.gov.in/s3a01a0380ca3c61428c26a231f0e49a09/uploads/2018/03/2018032249.pdf

Frequently asked questions

What is the purpose of Rajiv Gandhi Family Insurance Scheme?: Rajiv Gandhi Family Insurance Scheme is a government welfare initiative designed to support Individual, Individual, Family through benefits related to Social welfare & Empowerment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Rajiv Gandhi Family Insurance Scheme?: Eligibility for Rajiv Gandhi Family Insurance Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Rajiv Gandhi Family Insurance Scheme?: Benefits under Rajiv Gandhi Family Insurance Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Rajiv Gandhi Family Insurance Scheme?: Rajiv Gandhi Family Insurance Scheme is managed by Social Justice and Empowerment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Rajiv Gandhi Family Insurance Scheme?: Yes, eligible applicants may be able to apply online for Rajiv Gandhi Family Insurance Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Rajiv Gandhi Family Insurance Scheme?: Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Rajiv Gandhi Family Insurance Scheme?: Applications for Rajiv Gandhi Family Insurance Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Rajiv Gandhi Family Insurance Scheme?: Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Rajiv Gandhi Family Insurance Scheme?: Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Rajiv Gandhi Family Insurance Scheme.
Is Rajiv Gandhi Family Insurance Scheme available in all states?: No, Rajiv Gandhi Family Insurance Scheme is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
Can residents outside Haryana apply for Rajiv Gandhi Family Insurance Scheme?: Eligibility for Rajiv Gandhi Family Insurance Scheme is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
Does Rajiv Gandhi Family Insurance Scheme provide healthcare or insurance support?: Rajiv Gandhi Family Insurance Scheme may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Rajiv Gandhi Family Insurance Scheme at government hospitals?: Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Rajiv Gandhi Family Insurance Scheme?: Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Rajiv Gandhi Family Insurance Scheme?: Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Rajiv Gandhi Family Insurance Scheme?: Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Rajiv Gandhi Family Insurance Scheme?: Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Rajiv Gandhi Family Insurance Scheme in Haryana?: Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Rajiv Gandhi Family Insurance Scheme applications?: Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.