LWS2019

Rajasthan Farmers Loan Waiver Scheme 2019

6.0/10

Under this scheme, all outstanding short-term agricultural loans of farmers from cooperative banks were waived as of November 30, 2018.

State

States / UT: Rajasthan

Nodal department: Cooperative Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Farmers

Tags: Farmers, Loan Waiver, Agriculture, Rajasthan, Cooperative, Financial Relief, PACS, LAMPS, Support, Sustainability, Government Scheme, 2019

Details

Under this scheme, all outstanding short-term agricultural loans of farmers from cooperative banks were waived as of November 30, 2018.

Benefits

  • Waiver of outstanding short-term agricultural loans
  • Financial relief for farmers
  • Support for agricultural sustainability

Eligibility

Eligible applicants are the loan beneficiaries of PACS (Primary Agricultural Credit Societies) and LAMPS (Large Area Multi-Purpose Societies).

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.0
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 5.0/10 Moderate
Application complexity 3.0/10 Good
Financial impact 5.0/10 Moderate
Literacy barrier 5.0/10 Moderate
Women inclusivity 6.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact5.0
  • Rural utility5.0
  • Awareness4.5
  • Simplicity7.0
  • Inclusivity6.0

What problem does this scheme solve?

The scheme provides significant financial relief to farmers by waiving their short-term agricultural loans, which can help improve their economic stability.

Key challenges addressed

  • Outstanding agricultural loans
  • Financial stress for farmers

Most beneficial for

  • Farmers with loans from cooperative banks

Likely challenges

  • Awareness of the scheme
  • Application process complexity

Practical insights for citizens

The scheme is practical but requires better awareness and support for application.

Rural challenges

  • Limited internet access
  • Lack of awareness

Digital challenges

  • Dependence on online applications

Implementation bottlenecks

  • Awareness and outreach

Awareness challenges

  • Farmers may not know about the scheme

Application analysis

Application mode
Online portal
Documents burden
Low
Verification complexity
Moderate
Office dependency
Low
DBT dependency
No
CSC support
Limited
Estimated citizen effort
Moderate

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Occupation reach Agricultural workers

Benefit analysis

Benefit type
Loan waiver
Benefit frequency
One-time
Benefit practicality
High
Financial meaningfulness
High
Long-term impact
Positive impact on farmers' financial health

Plain-language guidance

This scheme helps farmers by waiving their short-term agricultural loans. It aims to reduce financial stress and support sustainable farming.

Who should apply
Farmers with outstanding loans from cooperative banks.
Who may struggle
Farmers who are not aware of the scheme or have limited internet access.
Best application route
Apply online through the Rajasthan Cooperative Department's official website.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Applications can be submitted online through the official website: Rajasthan Cooperative Department. For more information, visit the beneficiary data portal: Jansoochna.

References

Scheme page (portal)
https://jaipur.rajasthan.gov.in/scheme/detail/477
Department website
https://WWW.RAJSAHAKAR .RAJASTHAN.GOV.IN

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Rajasthan Farmers Loan Waiver Scheme 2019?
Rajasthan Farmers Loan Waiver Scheme 2019 is a government welfare initiative designed to support Individual, Farmers through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Rajasthan Farmers Loan Waiver Scheme 2019?
Eligibility for Rajasthan Farmers Loan Waiver Scheme 2019 may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Rajasthan Farmers Loan Waiver Scheme 2019?
Benefits under Rajasthan Farmers Loan Waiver Scheme 2019 may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Rajasthan Farmers Loan Waiver Scheme 2019?
Rajasthan Farmers Loan Waiver Scheme 2019 is managed by Cooperative Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Rajasthan Farmers Loan Waiver Scheme 2019?
Yes, eligible applicants may be able to apply online for Rajasthan Farmers Loan Waiver Scheme 2019 through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Rajasthan Farmers Loan Waiver Scheme 2019?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Rajasthan Farmers Loan Waiver Scheme 2019?
Applications for Rajasthan Farmers Loan Waiver Scheme 2019 may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Rajasthan Farmers Loan Waiver Scheme 2019?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Rajasthan Farmers Loan Waiver Scheme 2019?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Rajasthan Farmers Loan Waiver Scheme 2019.
Is Rajasthan Farmers Loan Waiver Scheme 2019 available in all states?
No, Rajasthan Farmers Loan Waiver Scheme 2019 is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
Can residents outside Rajasthan apply for Rajasthan Farmers Loan Waiver Scheme 2019?
Eligibility for Rajasthan Farmers Loan Waiver Scheme 2019 is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Rajasthan Farmers Loan Waiver Scheme 2019?
Eligible small and marginal farmers may apply for Rajasthan Farmers Loan Waiver Scheme 2019 subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Rajasthan Farmers Loan Waiver Scheme 2019 provide subsidy support for farmers?
Rajasthan Farmers Loan Waiver Scheme 2019 may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Can CSC centres help users apply for Rajasthan Farmers Loan Waiver Scheme 2019?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Rajasthan Farmers Loan Waiver Scheme 2019?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Rajasthan Farmers Loan Waiver Scheme 2019?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Rajasthan Farmers Loan Waiver Scheme 2019 in Rajasthan?
Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Rajasthan Farmers Loan Waiver Scheme 2019 applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.