RKRMY2019
Rajasthan Farmers Loan Waiver Scheme 2019
6.7/10Under this scheme, the state will waive off medium-term and long-term agricultural loans for small and marginal farmers who have outstanding loans of less than ₹2.00 lakh as of November 30, 2018.
States / UT: Rajasthan
Nodal department: Cooperative Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Target beneficiaries: Farmers
Tags: Farmers, Loan Waiver, Rajasthan, Agriculture, Financial Assistance, Cooperative Department, Small Farmers, Marginal Farmers, DBT, SC, ST, OBC
Details
Under this scheme, the state will waive off medium-term and long-term agricultural loans for small and marginal farmers who have outstanding loans of less than ₹2.00 lakh as of November 30, 2018.
Benefits
- Issuance of loan waiver certificate
- Issuance of mortgage release certificate
Eligibility
Small and marginal farmers with outstanding agricultural loans of less than ₹2.00 lakh as of November 30, 2018.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility7.0
- Financial impact9.0
- Rural utility5.0
- Awareness4.5
- Simplicity6.5
- Inclusivity5.0
What problem does this scheme solve?
The Rajasthan Farmers Loan Waiver Scheme 2019 provides significant financial relief to small and marginal farmers by waiving off agricultural loans, addressing a critical issue in rural agriculture.
Key challenges addressed
- Debt burden on small and marginal farmers
- Access to financial relief
Most beneficial for
- Small farmers
- Marginal farmers
Likely challenges
- Awareness of the scheme
- Digital literacy for application
Practical insights for citizens
Practical for eligible farmers but requires better outreach.
Rural challenges
- Limited internet access
- Lack of awareness
Digital challenges
- Dependence on online application
- Need for digital literacy
Implementation bottlenecks
- Verification delays
- Awareness campaigns needed
Awareness challenges
- Low awareness among target beneficiaries
Application analysis
- Application mode
- Online portal
- Documents burden
- Low
- Verification complexity
- Moderate
- Office dependency
- Low
- DBT dependency
- Yes
- CSC support
- Limited
- Estimated citizen effort
- Moderate
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Loan waiver
- Benefit frequency
- One-time
- Benefit practicality
- High, as it directly relieves debt
- Financial meaningfulness
- High, as it alleviates financial stress
- Long-term impact
- Positive, as it can improve farmers' financial stability
Plain-language guidance
This scheme helps small and marginal farmers by waiving their agricultural loans. Eligible farmers can apply online to get financial relief.
- Who should apply
- Small and marginal farmers with loans less than ₹2 lakh.
- Who may struggle
- Farmers with low digital literacy or access to the internet.
- Best application route
- Apply via the Cooperative Department's website.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
To apply, visit the Cooperative Department's website at www.rsldb.nic.in or the beneficiary data portal at https://jansoochna.rajasthan.gov.in/Home/HomePage. Required documents include:
- Jan Aadhar/Bhamashah Card Copy
- Jan Aadhar/Bhamashah Card Copy
For detailed guidelines, refer to the document available here.
Official links
References
- Scheme page (portal)
- https://jaipur.rajasthan.gov.in/scheme/detail/466
- Related PDF (portal)
- https://jankalyanfile.rajasthan.gov.in/Files//Content/UploadFolder/Scheme/Coop_/RKRMY2019/DOC_466_737fb581-f62a-413f-8e12-f3ef4301f96e.pdf
- Department website
- https://www.rsldb.nic.in/
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Rajasthan Farmers Loan Waiver Scheme 2019?
- Rajasthan Farmers Loan Waiver Scheme 2019 is a government welfare initiative designed to support Individual, Farmers through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Rajasthan Farmers Loan Waiver Scheme 2019?
- Eligibility for Rajasthan Farmers Loan Waiver Scheme 2019 may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Rajasthan Farmers Loan Waiver Scheme 2019?
- Benefits under Rajasthan Farmers Loan Waiver Scheme 2019 may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Rajasthan Farmers Loan Waiver Scheme 2019?
- Rajasthan Farmers Loan Waiver Scheme 2019 is managed by Cooperative Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Rajasthan Farmers Loan Waiver Scheme 2019?
- Yes, eligible applicants may be able to apply online for Rajasthan Farmers Loan Waiver Scheme 2019 through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Rajasthan Farmers Loan Waiver Scheme 2019?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Rajasthan Farmers Loan Waiver Scheme 2019?
- Applications for Rajasthan Farmers Loan Waiver Scheme 2019 may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Rajasthan Farmers Loan Waiver Scheme 2019?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Rajasthan Farmers Loan Waiver Scheme 2019?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Rajasthan Farmers Loan Waiver Scheme 2019.
- Is Rajasthan Farmers Loan Waiver Scheme 2019 available in all states?
- No, Rajasthan Farmers Loan Waiver Scheme 2019 is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
- Can residents outside Rajasthan apply for Rajasthan Farmers Loan Waiver Scheme 2019?
- Eligibility for Rajasthan Farmers Loan Waiver Scheme 2019 is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for Rajasthan Farmers Loan Waiver Scheme 2019?
- Eligible small and marginal farmers may apply for Rajasthan Farmers Loan Waiver Scheme 2019 subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does Rajasthan Farmers Loan Waiver Scheme 2019 provide subsidy support for farmers?
- Rajasthan Farmers Loan Waiver Scheme 2019 may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Can CSC centres help users apply for Rajasthan Farmers Loan Waiver Scheme 2019?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Rajasthan Farmers Loan Waiver Scheme 2019?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Rajasthan Farmers Loan Waiver Scheme 2019?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Rajasthan Farmers Loan Waiver Scheme 2019 in Rajasthan?
- Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Rajasthan Farmers Loan Waiver Scheme 2019 applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.