Power Tiller Loan

Primary Cooperative Agriculture and Rural Development Bank - For Power tiller

5.6/10

The scheme provides loans for the purchase of power tillers, covering up to 90% of the cost.

State

States / UT: Tamil Nadu

Nodal department: Co-operation, Food and Consumer Protection Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Farmers

Tags: Agriculture, Farmers, Loans, Power Tiller, Grants, Co-operation, Development, Rural, Finance, Support, Interest Rate, Funding

Details

The scheme provides loans for the purchase of power tillers, covering up to 90% of the cost. The interest rate for the loan ranges from 11% to 12.25%, subject to change. It is aimed at supporting farmers in enhancing their agricultural productivity through the use of power tillers.

Purpose for which loan can be obtained : Power tiller
Maximum amount of loan : 90% of the cost.
Rate of interest (Subject to change): 11 to 12.25%

Sponsored by: State
Funding pattern: Purpose for which loan can be obtained : Power tiller
Maximum amount of loan : 90% of the cost.
Rate of interest (Subject to change): 11 to 12.25%
Scheme type: na

Benefits

  • Grants for purchasing power tillers
  • Loan covers up to 90% of the cost
  • Competitive interest rates (11% to 12.25%)

Eligibility

Farmers can apply for this scheme.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.6
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 6.0/10 Moderate
Application complexity 5.0/10 Moderate
Financial impact 5.0/10 Moderate
Literacy barrier 2.0/10 Good
Women inclusivity 4.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact5.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity4.0

What problem does this scheme solve?

The scheme provides significant financial support to farmers for purchasing power tillers, enhancing agricultural productivity.

Key challenges addressed

  • Access to affordable agricultural equipment

Most beneficial for

  • Small and marginal farmers

Likely challenges

  • Limited awareness among farmers
  • Dependency on local officials for application

Practical insights for citizens

Practical for farmers with local support

Rural challenges

  • Limited access to information
  • Dependence on local officials

Implementation bottlenecks

  • Awareness and outreach

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Offline office
Verification complexity
Moderate
Office dependency
High
DBT dependency
None
CSC support
Limited
Estimated citizen effort
Moderate effort required to apply

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income farmers
  • Occupation reach Agricultural workers

Benefit analysis

Benefit type
Loan
Benefit frequency
One-time
Benefit practicality
High, as it covers a significant portion of costs
Financial meaningfulness
High, as it reduces financial burden
Long-term impact
Positive impact on agricultural productivity

Plain-language guidance

Farmers in Tamil Nadu can apply for loans to buy power tillers, covering up to 90% of the cost. This helps improve farming efficiency.

Who should apply
Farmers looking to enhance their agricultural productivity.
Who may struggle
Semi-literate individuals and those unfamiliar with the application process.
Best application route
Apply by contacting the local office of the Department of Co-operation.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

To avail the scheme, contact the Secretary or Special Officer of the Department of Co-operation, Food and Consumer Protection.

References

Tamil Nadu scheme page
https://www.tn.gov.in/scheme_details.php?id=ODU5
Uploaded scheme document (PDF)
https://www.tn.gov.in/sites/default/new_images/tamilthaivazhthusong.pdf

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Primary Cooperative Agriculture and Rural Development Bank - For Power tiller is a government welfare initiative designed to support Individual, Farmers through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Eligibility for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Benefits under Primary Cooperative Agriculture and Rural Development Bank - For Power tiller may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Primary Cooperative Agriculture and Rural Development Bank - For Power tiller is managed by Co-operation, Food and Consumer Protection Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Yes, eligible applicants may be able to apply online for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Applications for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Primary Cooperative Agriculture and Rural Development Bank - For Power tiller.
Is Primary Cooperative Agriculture and Rural Development Bank - For Power tiller available in all states?
No, Primary Cooperative Agriculture and Rural Development Bank - For Power tiller is primarily available for eligible residents of Tamil Nadu and may be implemented through state government departments and local administrative offices.
Can residents outside Tamil Nadu apply for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Eligibility for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller is generally limited to residents of Tamil Nadu unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Eligible small and marginal farmers may apply for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Primary Cooperative Agriculture and Rural Development Bank - For Power tiller provide subsidy support for farmers?
Primary Cooperative Agriculture and Rural Development Bank - For Power tiller may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Can CSC centres help users apply for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Primary Cooperative Agriculture and Rural Development Bank - For Power tiller in Tamil Nadu?
Users in Tamil Nadu may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Primary Cooperative Agriculture and Rural Development Bank - For Power tiller applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.