PCARDB Minor Irrigation
Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation
6.5/10The scheme provides loans for minor irrigation purposes through the Primary Cooperative Agriculture and Rural Development Bank.
States / UT: Tamil Nadu
Ministry / nodal: Co-operation, Food and Consumer Protection Department
Nodal department: Co-operation, Food and Consumer Protection Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Target beneficiaries: Farmers
Tags: Agriculture, Irrigation, Loans, Farmers, Cooperation, Development, Rural, Finance, Support, State, Banking, Grants
Details
The scheme provides loans for minor irrigation purposes through the Primary Cooperative Agriculture and Rural Development Bank. The maximum loan amount ranges from Rs. 65,000 to Rs. 1,20,000, with an interest rate that may vary between 11% to 11.75%. This initiative is aimed at supporting farmers in enhancing their agricultural productivity through improved irrigation facilities.
Purpose for which loan can be obtained : For Minor irrigation
Maximum amount of loan : Rs.65,000/- to
1,20,000
Rate of interest (Subject to change): (unit cost 11% to 11.75%)
Sponsored by: State
Funding pattern: Purpose for which loan can be obtained : For Minor irrigation
Maximum amount of loan : Rs.65,000/- to
1,20,000
Rate of interest (Subject to change): (unit cost 11% to 11.75%)
Scheme type: na
Benefits
- Loans for minor irrigation
- Maximum loan amount of Rs. 65,000 to Rs. 1,20,000
- Competitive interest rates (11% to 11.75%)
Eligibility
Farmers can apply for this scheme.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility7.0
- Financial impact8.0
- Rural utility7.0
- Awareness4.5
- Simplicity5.0
- Inclusivity6.0
What problem does this scheme solve?
The scheme provides essential financial support for minor irrigation to farmers, enhancing agricultural productivity.
Key challenges addressed
- Access to finance for irrigation
- Improvement of agricultural productivity
Most beneficial for
- Farmers seeking irrigation loans
Likely challenges
- Limited awareness among farmers
- Potential bureaucratic delays
Practical insights for citizens
Practical for farmers with access to cooperative banks
Rural challenges
- Limited awareness of the scheme
- Access to cooperative banks may vary
Digital challenges
- Low digital literacy
- Limited online application options
Implementation bottlenecks
- Bureaucratic processes
- Dependence on local bank officials
Awareness challenges
- Farmers may not be informed about the scheme
Application analysis
- Application mode
- Offline office
- Documents burden
- Minimal
- Verification complexity
- Moderate
- Office dependency
- High
- CSC support
- Limited
- Estimated citizen effort
- Moderate effort required to apply
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Loans for minor irrigation
- Benefit frequency
- One-time loan
- Benefit practicality
- High, if accessed
- Financial meaningfulness
- Moderate, depending on loan amount
- Long-term impact
- Positive impact on agricultural productivity
Plain-language guidance
Farmers in Tamil Nadu can apply for loans to improve irrigation. The loans range from ₹65,000 to ₹1,20,000 with competitive interest rates.
- Who should apply
- Farmers looking for financial support for irrigation projects.
- Who may struggle
- Semi-literate farmers or those unaware of the scheme.
- Best application route
- Apply by visiting the local Primary Cooperative Agriculture and Rural Development Bank.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
To avail the loan, applicants should contact the Secretary or Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.
Official links
References
- Tamil Nadu scheme page
- https://www.tn.gov.in/scheme_details.php?id=MTA4OA==
- Uploaded scheme document (PDF)
- https://www.tn.gov.in/sites/default/new_images/tamilthaivazhthusong.pdf
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation is a government welfare initiative designed to support Individual, Farmers through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Eligibility for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Benefits under Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation is managed by Co-operation, Food and Consumer Protection Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Yes, eligible applicants may be able to apply online for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Applications for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation.
- Is Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation available in all states?
- No, Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation is primarily available for eligible residents of Tamil Nadu and may be implemented through state government departments and local administrative offices.
- Can residents outside Tamil Nadu apply for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Eligibility for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation is generally limited to residents of Tamil Nadu unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Eligible small and marginal farmers may apply for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation provide subsidy support for farmers?
- Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Can CSC centres help users apply for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation in Tamil Nadu?
- Users in Tamil Nadu may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Primary Cooperative Agriculture and Rural Development Bank - For Minor irrigation applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.