PCAARD Bank

Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry

5.4/10

The scheme provides loans for animal husbandry purposes, specifically aimed at supporting farmers.

State

States / UT: Tamil Nadu

Nodal department: Co-operation, Food and Consumer Protection Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Farmers

Tags: Agriculture, Animal Husbandry, Loans, Farmers, Cooperation, Development, Rural, Finance, Support, State, Grants, Interest Rates

Details

The scheme provides loans for animal husbandry purposes, specifically aimed at supporting farmers. The maximum loan amount is Rs.20,000 for purchasing 2 buffaloes and Rs.24,500 for acquiring 21 goats. The interest rate for these loans ranges from 14.5% to 16.5%, subject to change.

Purpose for which loan can be obtained : Animal Husbandry
Maximum amount of loan : Rs.20,000 for 2 buffaloes
Rs.24,500 for 21 Goats.
Rate of interest (Subject to change): 14.5% to 16.5%

Sponsored by: State
Funding pattern: Purpose for which loan can be obtained : Animal Husbandry
Maximum amount of loan : Rs.20,000 for 2 buffaloes
Rs.24,500 for 21 Goats.
Rate of interest (Subject to change): 14.5% to 16.5%
Scheme type: na

Benefits

  • Loans for animal husbandry
  • Maximum loan of Rs.20,000 for 2 buffaloes
  • Maximum loan of Rs.24,500 for 21 goats
  • Interest rates between 14.5% to 16.5%

Eligibility

Farmers can apply for this scheme.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.4
/ 10
Public Benefit Score
Accessibility 5.0/10 Moderate
Rural usefulness 6.0/10 Moderate
Application complexity 5.0/10 Moderate
Financial impact 6.0/10 Moderate
Literacy barrier 2.0/10 Good
Women inclusivity 5.0/10 Moderate
Awareness 4.5/10 Moderate
Implementation reliability 6.0/10 Moderate
Bigger shape means a better fit for citizens
  • Accessibility5.0
  • Financial impact6.0
  • Rural utility6.0
  • Awareness4.5
  • Simplicity5.0
  • Inclusivity5.0

What problem does this scheme solve?

The scheme provides essential financial support for animal husbandry to farmers in Tamil Nadu.

Key challenges addressed

  • Access to loans for animal husbandry

Most beneficial for

  • Farmers engaged in animal husbandry

Likely challenges

  • High interest rates
  • Limited awareness among farmers

Practical insights for citizens

Practical for farmers but requires local support

Rural challenges

  • Limited access to information
  • Dependence on local officials

Digital challenges

  • Low digital literacy
  • Limited online resources

Implementation bottlenecks

  • Awareness of the scheme
  • Interest rate concerns

Awareness challenges

  • Farmers may not be aware of the scheme

Application analysis

Application mode
Offline office
Verification complexity
Moderate
Office dependency
High
CSC support
Limited
Estimated citizen effort
Moderate effort required to apply

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income farmers
  • Occupation reach Agricultural workers

Benefit analysis

Benefit type
Loans
Benefit frequency
One-time loan
Benefit practicality
Practical for purchasing livestock
Financial meaningfulness
Moderately meaningful for low-income farmers
Long-term impact
Potentially positive impact on income through livestock

Plain-language guidance

Farmers in Tamil Nadu can apply for loans to buy buffaloes and goats for animal husbandry. The loans help support their farming activities.

Who should apply
Farmers looking to invest in animal husbandry.
Who may struggle
Semi-literate farmers and those unaware of the scheme.
Best application route
Apply via local office by contacting the Secretary or Special Officer.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

To avail the scheme, contact the Secretary or Special Officer of the Department.

References

Tamil Nadu scheme page
https://www.tn.gov.in/scheme_details.php?id=ODg0
Uploaded scheme document (PDF)
https://www.tn.gov.in/sites/default/new_images/tamilthaivazhthusong.pdf

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Frequently asked questions

What is the purpose of Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry is a government welfare initiative designed to support Individual, Farmers through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Eligibility for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Benefits under Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry is managed by Co-operation, Food and Consumer Protection Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Yes, eligible applicants may be able to apply online for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Applications for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry.
Is Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry available in all states?
No, Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry is primarily available for eligible residents of Tamil Nadu and may be implemented through state government departments and local administrative offices.
Can residents outside Tamil Nadu apply for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Eligibility for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry is generally limited to residents of Tamil Nadu unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Eligible small and marginal farmers may apply for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry provide subsidy support for farmers?
Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Can CSC centres help users apply for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry in Tamil Nadu?
Users in Tamil Nadu may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Primary Cooperative Agriculture and Rural Development Bank - For Animal Husbandry applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.