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PMJDY

Pradhan Mantri Jan Dhan Yojana

P

State

States / UT: Gujarat

Ministry / nodal: Finance Department

Department: Finance Department

Nodal department: Finance Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Unbanked Individuals, All Individuals

Tags: Financial Inclusion, Savings Account, Banking, Insurance, Pension, Rupay Card, India, Government Scheme

Details

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a National Mission for Financial Inclusion aimed at ensuring access to financial services, including basic savings and deposit accounts, remittance, credit, insurance, and pensions in an affordable manner. Under this scheme, individuals without any other bank account can open a basic savings bank deposit (BSBD) account at any bank branch or Business Correspondent (Bank Mitra) outlet.

Benefits

  • - One basic savings bank account is opened for unbanked individuals
  • No requirement to maintain any minimum balance in PMJDY accounts
  • Interest is earned on deposits in PMJDY accounts
  • Rupay Debit card is provided to PMJDY account holders
  • One basic savings bank account is opened for unbanked individuals.
  • No requirement to maintain any minimum balance in PMJDY accounts.
  • Interest is earned on deposits in PMJDY accounts.
  • Rupay Debit card is provided to PMJDY account holders.

Eligibility

All individuals are eligible to apply for this scheme, regardless of their social and economic status.

Application Process

Online

To apply, individuals can visit any bank branch or Business Correspondent (Bank Mitra) outlet. More information can be found on the official website: PMJDY.

Documents Required

No document list is available for this scheme yet.

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status