PMVY
PM Vishwakarma Yojana
6.7/10The PM Vishwakarma Yojana, launched by the Ministry of MSME on September 17, 2023, aims to support artisans and craftspeople engaged in 18 traditional trades.
States / UT: Rajasthan
Ministry / nodal: Ministry of MSME
Nodal department: Commissioner Industries, Commerce & CSR
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Target beneficiaries: Artisans, Craftspeople, Individuals
Tags: Artisans, Craftspeople, Skill Development, Financial Support, MSME, Self-Employment, Traditional Trades, Loan, Training, Digital Transactions, Marketing Support, Government Scheme
Details
The PM Vishwakarma Yojana, launched by the Ministry of MSME on September 17, 2023, aims to support artisans and craftspeople engaged in 18 traditional trades. The scheme provides registration at the village and urban local body levels, followed by verification at district and state levels. Selected artisans will receive a PM Vishwakarma Certificate and ID card, along with various financial and training benefits. The scheme is designed to uplift the socio-economic status of artisans by integrating them into domestic and global value chains.
Benefits
- - Basic skill training with a stipend of ₹500 per day for 5-7 days
- Collateral-free loan up to ₹1 lakh for 18 months as the first tranche
- Advanced skill training with a stipend of ₹500 per day for 15 days
- Loan up to ₹2 lakh for 30 months as the second tranche
- Tool kit assistance of ₹15,000 5% interest on loans, with the remaining interest covered by the government up to 8%
- Incentive of ₹1 per digital transaction for up to 100 transactions per month
- Marketing support for artisans
- Basic skill training with a stipend of ₹500 per day for 5-7 days.
- Collateral-free loan up to ₹1 lakh for 18 months as the first tranche.
- Advanced skill training with a stipend of ₹500 per day for 15 days.
- Loan up to ₹2 lakh for 30 months as the second tranche.
- Tool kit assistance of ₹15,000.
- 5% interest on loans, with the remaining interest covered by the government up to 8%.
- Incentive of ₹1 per digital transaction for up to 100 transactions per month.
- Marketing support for artisans.
Eligibility
- Artisans engaged in one of the 18 traditional family-based occupations mentioned in the scheme.
- Minimum age of 18 years on the date of registration.
- Must be actively engaged in the relevant business and should not have availed loans under similar government schemes in the last five years, except for those who have repaid loans under PMEGP, PM-Svanidhi, or Mudra.
- Registration and benefits are limited to one member of a family, defined as husband, wife, and unmarried children.
- Government employees and their family members are not eligible.
Exclusions
Government employees and their family members are not eligible for this scheme.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility7.0
- Financial impact9.0
- Rural utility6.0
- Awareness4.5
- Simplicity6.0
- Inclusivity6.0
What problem does this scheme solve?
The PM Vishwakarma Yojana aims to uplift artisans and craftspeople by providing financial support and training.
Key challenges addressed
- Support for traditional artisans
- Access to financial resources
- Skill development
Most beneficial for
- Artisans
- Craftspeople
Likely challenges
- Digital literacy requirements
- Awareness of the scheme
Practical insights for citizens
Practical for those engaged in traditional trades but may struggle with digital processes
Rural challenges
- Limited internet access
- Lack of awareness about the scheme
Digital challenges
- Dependence on online application process
- Need for digital literacy
Implementation bottlenecks
- Verification delays
- Limited outreach in remote areas
Awareness challenges
- Low awareness among target beneficiaries
Application analysis
- Application mode
- Online portal
- Verification complexity
- Moderate
- Office dependency
- Low
- DBT dependency
- No
- CSC support
- Limited
- Estimated citizen effort
- Moderate effort required for registration and verification
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Financial support and training
- Benefit frequency
- One-time and ongoing support
- Benefit practicality
- Practical for artisans needing financial assistance and training
- Financial meaningfulness
- Moderately meaningful due to varying loan amounts and stipends
- Long-term impact
- Potentially significant if beneficiaries can sustain their trades
Plain-language guidance
The PM Vishwakarma Yojana helps artisans and craftspeople by providing loans and training. Eligible individuals can apply online to receive support for their traditional trades.
- Who should apply
- Artisans and craftspeople engaged in traditional trades.
- Who may struggle
- Semi-literate individuals and those unfamiliar with online applications.
- Best application route
- Apply via the official PM Vishwakarma Yojana website.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
To apply, visit the official website PM Vishwakarma Yojana and follow the registration process outlined there. For detailed guidelines, refer to the Implementation Guidelines.
Official links
References
- Scheme page (portal)
- https://jaipur.rajasthan.gov.in/scheme/detail/1175
- Related PDF (portal)
- https://jankalyanfile.rajasthan.gov.in/Files//Content/UploadFolder/Scheme/ICOM/PMVY/DOC_1175_be040fb2-a571-475b-b4fd-5805959bdd53.pdf
- Department website
- https://pmvishwakarma.gov.in/
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of PM Vishwakarma Yojana?
- PM Vishwakarma Yojana is a government welfare initiative designed to support Individual, Artisans, Craftspeople, Individuals through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for PM Vishwakarma Yojana?
- Eligibility for PM Vishwakarma Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under PM Vishwakarma Yojana?
- Benefits under PM Vishwakarma Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages PM Vishwakarma Yojana?
- PM Vishwakarma Yojana is managed by Commissioner Industries, Commerce & CSR and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for PM Vishwakarma Yojana?
- Yes, eligible applicants may be able to apply online for PM Vishwakarma Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for PM Vishwakarma Yojana?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for PM Vishwakarma Yojana?
- Applications for PM Vishwakarma Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for PM Vishwakarma Yojana?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is PM Vishwakarma Yojana available in all states?
- No, PM Vishwakarma Yojana is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
- Can residents outside Rajasthan apply for PM Vishwakarma Yojana?
- Eligibility for PM Vishwakarma Yojana is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
- Does PM Vishwakarma Yojana provide business loan or startup assistance?
- PM Vishwakarma Yojana may support entrepreneurs, startups, self-employed individuals, MSMEs, or small businesses through financial assistance, subsidies, credit support, or training initiatives.
- Is collateral required under PM Vishwakarma Yojana?
- Collateral requirements may vary depending on the loan amount, implementing agency, financial institution, and government subsidy structure.
- Can CSC centres help users apply for PM Vishwakarma Yojana?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for PM Vishwakarma Yojana?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for PM Vishwakarma Yojana?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for PM Vishwakarma Yojana in Rajasthan?
- Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with PM Vishwakarma Yojana applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.