What is the purpose of Pashu Bima Yojana?

Pashu Bima Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.

Who can apply for Pashu Bima Yojana?

Eligibility for Pashu Bima Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.

What benefits are offered under Pashu Bima Yojana?

Benefits under Pashu Bima Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.

Which department manages Pashu Bima Yojana?

Pashu Bima Yojana is managed by Directorate of Dairy Development and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.

Can users apply online for Pashu Bima Yojana?

Yes, eligible applicants may be able to apply online for Pashu Bima Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.

Is Aadhaar mandatory for Pashu Bima Yojana?

Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.

Where can users apply for Pashu Bima Yojana?

Applications for Pashu Bima Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.

What documents may be required for Pashu Bima Yojana?

Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.

Is income certificate required for Pashu Bima Yojana?

Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Pashu Bima Yojana.

Is Pashu Bima Yojana available in all states?

No, Pashu Bima Yojana is primarily available for eligible residents of Bihar and may be implemented through state government departments and local administrative offices.

Can residents outside Bihar apply for Pashu Bima Yojana?

Eligibility for Pashu Bima Yojana is generally limited to residents of Bihar unless otherwise specified in the official scheme guidelines.

Can small and marginal farmers apply for Pashu Bima Yojana?

Eligible small and marginal farmers may apply for Pashu Bima Yojana subject to land ownership records, income eligibility, and agricultural beneficiary criteria.

Does Pashu Bima Yojana provide subsidy support for farmers?

Pashu Bima Yojana may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.

Does Pashu Bima Yojana provide healthcare or insurance support?

Pashu Bima Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.

Can beneficiaries use Pashu Bima Yojana at government hospitals?

Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.

Can CSC centres help users apply for Pashu Bima Yojana?

Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.

How can users check the latest updates for Pashu Bima Yojana?

Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.

Can beneficiaries track application status for Pashu Bima Yojana?

Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.

Where can users get help for Pashu Bima Yojana in Bihar?

Users in Bihar may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.

Which nearby public services may help with Pashu Bima Yojana applications?

Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.

Pashu Bima Yojana – eligibility, benefits & apply

Scheme profile

DBT (direct benefit transfer): No

Categories: Agriculture,Rural & Environment, Banking,Financial Services and Insurance

Sub-categories: Financial assistance, Insurance, Rural services

Target beneficiaries: Individual

Tags: Farmer, Insurance, Disease, Animal, Premium

Details

The scheme "Pashu Bima Yojana" by the Directorate of Dairy Development, Government of Bihar aims to provide financial security to livestock owners against losses due to serious diseases like Lumpy Skin Disease, HSBQ, and other causes of cattle death. Through this scheme, insurance coverage of up to ₹60,000 per dairy cattle is provided to livestock owners of all categories, with the government providing a 75% subsidy on the premium amount. The scheme is implemented by the District Dairy Development Officers across all districts of Bihar.

Benefits

- The maximum price per milch cattle has been fixed at ₹60,000/-
The total amount of insurance at the rate of 3.5 percent will be ₹2,100/-
The insurance company will insure milch cattle for 01 year
The insurance company will fit the data ear tags in the milch cattle. NOTE 1: 75% amount of ₹1,575/- will be paid by the state government as a grant and the remaining 25% amount of ₹525/- will be paid by the cattle farmers to the insurance company. NOTE 2: The responsibility for the safety of milch cattle will be on the beneficiary

The maximum price per milch cattle has been fixed at ₹60,000/-.
The total amount of insurance at the rate of 3.5 percent will be ₹2,100/-.
The insurance company will insure milch cattle for 01 year.
The insurance company will fit the data ear tags in the milch cattle.

NOTE 1: 75% amount of ₹1,575/- will be paid by the state government as a grant and the remaining 25% amount of ₹525/- will be paid by the cattle farmers to the insurance company.

NOTE 2: The responsibility for the safety of milch cattle will be on the beneficiary.

Eligibility

The applicant should be a farmer of milch cattle.
The applicant should be a member of the "Milk Producer Cooperation Committee".
The milch cattle of the farmer should be healthy and certified by a veterinary doctor at the time of insurance.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

5.7

/ 10

Public Benefit Score

Accessibility 5.0/10 Moderate

Rural usefulness 5.0/10 Moderate

Application complexity 6.5/10 Moderate

Financial impact 8.0/10 Good

Literacy barrier 6.0/10 Moderate

Women inclusivity 5.0/10 Moderate

Awareness 4.5/10 Moderate

Implementation reliability 7.0/10 Good

Bigger shape means a better fit for citizens

Accessibility5.0
Financial impact8.0
Rural utility5.0
Awareness4.5
Simplicity3.5
Inclusivity5.0

What problem does this scheme solve?

The Pashu Bima Yojana provides essential insurance coverage for livestock, particularly benefiting farmers in Bihar by mitigating financial losses from cattle deaths.

Key challenges addressed

Financial loss due to cattle death
Lack of insurance for livestock

Most beneficial for

Small-scale farmers
Members of Milk Producer Cooperation Committees

Likely challenges

Complex online application process for semi-literate users
Need for veterinary certification

Practical insights for citizens

The scheme is practical for those with healthy livestock but may be difficult for those lacking digital literacy.

Rural challenges

Limited internet access in remote areas
Need for veterinary services for certification

Digital challenges

High digital dependency may exclude non-tech-savvy farmers

Implementation bottlenecks

Potential delays in processing applications
Dependence on veterinary services for health certification

Awareness challenges

Low awareness among farmers about the scheme

Application analysis

Application mode: Online portal
Documents burden: Low, requires minimal documentation
Verification complexity: Moderate, requires veterinary certification
Office dependency: Low, primarily online
DBT dependency: No direct benefit transfer involved
CSC support: Limited
Estimated citizen effort: Moderate, requires online navigation

Estimated beneficiary reach

Rural / urban reach High
Gender reach Moderate
Target income group Low-income farmers
Occupation reach Farmers, particularly dairy farmers

Benefit analysis

Benefit type: Cash
Benefit frequency: One-time insurance coverage for one year
Benefit practicality: Practical for mitigating losses from cattle death
Financial meaningfulness: Moderate, as it covers significant losses but requires farmer contribution
Long-term impact: Positive impact on rural economy and livestock management

Plain-language guidance

Pashu Bima Yojana offers insurance for dairy cattle to protect farmers from financial loss due to cattle death. Farmers in Bihar can apply online to get coverage.

Who should apply: Farmers with milch cattle who are members of a Milk Producer Cooperation Committee.
Who may struggle: Semi-literate farmers and those unfamiliar with online processes.
Best application route: Apply via the online portal with Aadhaar and necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Registration

Step 1: Visit the registration page: https://misdairy.bihar.gov.in/Registration/Register
Step 2: Provide the below details for the registration

Full name.
Father's name or husband's name (as applicable).
Select date of birth.
Choose gender from the dropdown menu.
Select your district from the available options.
Enter your valid Aadhaar number in the designated field.

Step 3: Form Submission via mobile OTP:

Provide your active mobile phone number.
An OTP (One-Time Password) will be sent to your phone. Enter the received OTP in the designated field.
After entering the OTP, submit the completed registration form.

Step 4: Upon successful registration, a password will be sent to the applicant's registered mobile number. This password will be used for future logins.

Application

Step 1: Visit the login page: https://misdairy.bihar.gov.in/ and do login with the following details:

Enter the registered mobile number.
Use the password received during registration to log in.
Complete the captcha verification.

Step 2: Applicant Details (Pre-populated):

The portal will automatically display your pre-registered information, including mobile number, district, block, and PIN code. You cannot edit this information.

Step 3: Provide the following details:

Enter the full name of the proposer.
Select the proposer's occupation from the provided options.
Choose the proposer's qualification from the available list.

Step 4: Supporting Documents Upload:

Upload a scanned copy of your Milk Producer Society membership receipt.
Upload a passport-sized photograph of the proposer.

Step 5: Submission:

After completing all sections, click the "Submit" button.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What are the main diseases covered under the livestock insurance scheme?: The main objective of the scheme is to provide financial security to livestock farmers against the economic loss caused by the death of milch animals due to serious diseases such as chronic skin disease, HSBQ, and other reasons.
What is the maximum value per milch animal under this scheme?: The maximum value per milch animal under this scheme is ₹60,000.
Is there a preference given to members of milk producer cooperatives?: Yes, preference is given to members of milk producer cooperatives for insuring their milch animals.
Are only healthy animals eligible for insurance under this scheme?: Only healthy animals with a health certificate issued by a veterinarian are eligible for insurance under this scheme.
Who is responsible for implementing the scheme at the district level?: The implementation of the scheme is done at the district level by the District Livestock Development Officer.
How can interested applicants apply for livestock insurance?: Interested applicants can apply for livestock insurance online through the website of the Livestock Development Directorate.
Can farmers insure animals other than milch animals?: No, this scheme specifically covers only milch animals.
Is there any penalty for late application submission?: Penalties for late application submission may vary depending on the guidelines of the scheme and the discretion of the implementing authority.
Are there any specific long-term goals aimed at through this scheme?: Long-term goals aimed at through this scheme include sustainable livestock rearing practices and rural economic development.
How long is the insurance period for milch animals?: Milch animals are insured for a period of 1 years under this scheme.
Are there any exemptions or discounts for certain categories of farmers?: Exemptions or discounts for certain categories of farmers may be provided based on the specific guidelines of the scheme.

Official links

References

Guidelines: https://dairy.bihar.gov.in/Scheme.aspx

Frequently asked questions

What is the purpose of Pashu Bima Yojana?: Pashu Bima Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Pashu Bima Yojana?: Eligibility for Pashu Bima Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Pashu Bima Yojana?: Benefits under Pashu Bima Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Pashu Bima Yojana?: Pashu Bima Yojana is managed by Directorate of Dairy Development and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Pashu Bima Yojana?: Yes, eligible applicants may be able to apply online for Pashu Bima Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Pashu Bima Yojana?: Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Pashu Bima Yojana?: Applications for Pashu Bima Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Pashu Bima Yojana?: Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Pashu Bima Yojana?: Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Pashu Bima Yojana.
Is Pashu Bima Yojana available in all states?: No, Pashu Bima Yojana is primarily available for eligible residents of Bihar and may be implemented through state government departments and local administrative offices.
Can residents outside Bihar apply for Pashu Bima Yojana?: Eligibility for Pashu Bima Yojana is generally limited to residents of Bihar unless otherwise specified in the official scheme guidelines.
Can small and marginal farmers apply for Pashu Bima Yojana?: Eligible small and marginal farmers may apply for Pashu Bima Yojana subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
Does Pashu Bima Yojana provide subsidy support for farmers?: Pashu Bima Yojana may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
Does Pashu Bima Yojana provide healthcare or insurance support?: Pashu Bima Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Pashu Bima Yojana at government hospitals?: Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Pashu Bima Yojana?: Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Pashu Bima Yojana?: Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Pashu Bima Yojana?: Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Pashu Bima Yojana in Bihar?: Users in Bihar may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Pashu Bima Yojana applications?: Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.