PDDUSPBY
Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana
5.0/10The scheme "Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana" aims to provide socio-economic security to livestock farmers in the state by covering livestock under an insurance scheme. Financial protection against the risk of loss due to animal death is extended to livestock owners.
States / UT: Haryana
Nodal department: Animal Husbandry & Dairying Department
Scheme for: Individual
Scheme profile
DBT (direct benefit transfer): No
Categories: Agriculture,Rural & Environment
Sub-categories: Animal husbandry, Financial assistance
Target beneficiaries: Individual
Tags: Animal, Husbandry, Liverstock, Scheduled Caste, BPL, Insurance, Below Poverty Line, SC
Details
The scheme "Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana" by the Haryana Livestock Development Board, Department of Animal Husbandry and Dairying, Government of Haryana, aims to provide socio-economic security to livestock farmers in the state by covering livestock under an insurance scheme. Financial protection against the risk of loss due to animal death is extended to livestock owners, including Scheduled Caste (SC) and Below Poverty Line (BPL) beneficiaries, with subsidised premium rates.
Benefits
- Financial Protection
- Coverage for livestock loss due to death, providing financial security to farmers
- Sum insured is determined based on the market value of livestock and milk yield
- Maximum coverage is up to five large animals or equivalent small animals per household. Subsidized Premiums
- APL beneficiaries pay ₹100/200/300 per large animal per year based on milk yield or ₹25/- per small animal
- BPL beneficiaries receive additional subsidies, and SC beneficiaries have their entire premium covered by the state and central government. Mode and Frequency of Disbursement
- Claims are settled through direct bank transfers to beneficiaries
- Accidental death claims are covered immediately; non-accidental death claims are covered after a 21-day waiting period. Expected Time of Disbursement Insurance companies are required to settle claims within 15 days of document submission. Delays incur a penalty of 12% compound interest per annum
Financial Protection
- Coverage for livestock loss due to death, providing financial security to farmers.
- Sum insured is determined based on the market value of livestock and milk yield.
- Maximum coverage is up to five large animals or equivalent small animals per household.
Subsidized Premiums
- APL beneficiaries pay ₹100/200/300 per large animal per year based on milk yield or ₹25/- per small animal.
- BPL beneficiaries receive additional subsidies, and SC beneficiaries have their entire premium covered by the state and central government.
Mode and Frequency of Disbursement
- Claims are settled through direct bank transfers to beneficiaries.
- Accidental death claims are covered immediately; non-accidental death claims are covered after a 21-day waiting period.
Expected Time of Disbursement
Insurance companies are required to settle claims within 15 days of document submission. Delays incur a penalty of 12% compound interest per annum.
Eligibility
- The applicant should be a livestock owner.
- The applicant should be above 18 years of age.
- The applicant should possess a Parivar Pehchan Patra (PPP), issued by the state of Haryana.
Preference and Relaxations
- Applicants from Scheduled Caste and Below Poverty Line categories will be given priority.
- Scheduled Caste beneficiaries are exempt from paying premiums; the state and central governments fully subsidize their insurance.
Exclusions
- Livestock owners without a valid PPP are ineligible.
- Claims for animals without proper ear-tagging and documentation will not be entertained.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility5.0
- Financial impact4.0
- Rural utility4.0
- Awareness4.5
- Simplicity4.0
- Inclusivity6.0
What problem does this scheme solve?
The scheme provides essential insurance coverage for livestock, particularly benefiting low-income and SC households.
Key challenges addressed
- Financial protection against livestock loss
- Support for Below Poverty Line and Scheduled Caste farmers
Most beneficial for
- Livestock owners
- Scheduled Caste beneficiaries
- Below Poverty Line households
Likely challenges
- Digital literacy requirements
- Need for valid Parivar Pehchan Patra
Practical insights for citizens
While the scheme offers valuable benefits, the digital application process may hinder access for some rural populations.
Rural challenges
- Limited digital literacy
- Access to online portals
Digital challenges
- Dependence on internet access
- Need for mobile verification
Implementation bottlenecks
- Delays in claim processing
- Need for proper documentation
Awareness challenges
- Limited outreach in rural areas
- Need for better communication of benefits
Application analysis
- Application mode
- Online portal
- Documents burden
- Moderate, requires valid PPP
- Verification complexity
- Moderate, involves OTP and document submission
- Office dependency
- Low, primarily online
- DBT dependency
- Yes, claims settled via direct bank transfer
- CSC support
- Limited, primarily online
- Estimated citizen effort
- Moderate, requires multiple steps for application
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- Annual premium payment
- Benefit practicality
- Practical for livestock owners, especially with subsidies
- Financial meaningfulness
- Moderately meaningful due to subsidized premiums
- Long-term impact
- Potentially significant for improving livestock security and farmer livelihoods
Plain-language guidance
This scheme helps livestock owners get insurance for their animals, protecting them from financial loss if an animal dies. It is especially beneficial for low-income and Scheduled Caste families.
- Who should apply
- Livestock owners, especially from SC and BPL categories.
- Who may struggle
- Individuals without digital literacy or a valid Parivar Pehchan Patra.
- Best application route
- Apply via the Antyodaya-SARAL Portal online.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Online
Registration
Step 1: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 2: If the applicant is not registered on the portal, he/she gets registered there.
Step 3: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Application
Step 1: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 2: Enter Password & Captcha and click on ‘Login’.
Step 3: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 4: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 5: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 6: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 7: Fill in all the mandatory details and upload all the mandatory documents.
Step 8: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track his/her application through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- How much financial assistance can I get under the Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana for insuring my dairy animals?
For large animals (cows/buffaloes), you need to pay only ₹100-300 per year based on milk yield. For small animals like goats/sheep, the premium is ₹ 25 per animal per year. SC beneficiaries get 100% free insurance coverage.
- I have 8 milch animals in my household. Can I get insurance coverage for all of them under this scheme?
The scheme allows insurance coverage for up to 5 cattle units per household/family. You can insure additional animals beyond 5 by paying the full premium without subsidy benefits.
- What is the process for filing a claim if my insured animal dies? What documents do I need to submit?
File FIR within 24 hours of death and inform on toll-free number 1800-419-1415. Submit claim form, insurance policy, post-mortem report, and intact ear tag along with updated bank account details. The surveyor must visit within 4 hours of claim intimation.
- I'm from a Scheduled Caste family. Do I need to pay any premium amount to get my livestock insured under this scheme?
No, SC beneficiaries get 100% free insurance coverage with no premium payment required. The premium cost is shared between Central Government (40%) and State Government SCSP (60%).
- What is the maximum insurance value I can get for my Sahiwal cow that gives 16 liters of milk per day?
For Sahiwal cows giving above 15 liters milk per day, the maximum sum assured is ₹ 90,000. The final valuation is done by a committee consisting of the owner, insurer, and veterinary surgeon.
- If I sell my insured animal to someone else, what happens to the insurance coverage?
The insurance can be transferred to the new owner by submitting a request to New India Assurance Company with a transfer fee of ₹ 50, along with certification from the area veterinarian.
- How long do I have to wait after getting insurance before I can file a claim if my animal dies?
There is a 21-day waiting period for non-accidental deaths. However, claims for accidental deaths are covered from day one of the policy, provided police intimation is done.
- What happens if the insurance company delays settling my claim beyond 15 days after document submission?
The company becomes liable to pay a penalty of 12% compound interest per annum to the beneficiary for delays beyond 15 days after complete document submission.
- I don't have a Parivar Pehchan Patra yet. Can I still apply for livestock insurance under this scheme?
No, having a Parivar Pehchan Patra is mandatory for all beneficiaries. It's one of the essential documents required along with health certificate and category certificates (for SC/BPL).
- If my animal dies during post-mortem examination, will I still get the insurance claim?
The document doesn't specifically address this scenario. However, since post-mortem is a mandatory part of the claim process conducted by authorized veterinarians, such cases should be eligible for claims.
- What is the role of the veterinary surgeon in the insurance process, and do I need to pay them separately?
Veterinarians issue health certificates (₹ 50 honorarium) and conduct post-mortems (₹ 125 honorarium). These charges are covered under the scheme's central funding and beneficiaries don't pay extra.
- If my Jan Dhan account is to receive a claim amount above ₹ 50,000, what should I do?
You need to convert your Jan Dhan account to a general savings account before submitting the claim documents to ensure smooth processing of the claim amount.
Official links
References
- Guideline
- https://pashudhanharyana.gov.in/sites/default/files/documents/Scheme%202023-24/Guidelines%20LIS%20with%20approved%20scheme%202023-24%20%26%202024-25_.pdf
- User Manual
- https://pashudhanharyana.gov.in/sites/default/files/documents/Extention/Pashu%20Beema_0.pdf
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Agriculture,Rural & Environment, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Eligibility for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Benefits under Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana is managed by Animal Husbandry & Dairying Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Yes, eligible applicants may be able to apply online for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Applications for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana.
- Is Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana available in all states?
- No, Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana is primarily available for eligible residents of Haryana and may be implemented through state government departments and local administrative offices.
- Can residents outside Haryana apply for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Eligibility for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana is generally limited to residents of Haryana unless otherwise specified in the official scheme guidelines.
- Can small and marginal farmers apply for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Eligible small and marginal farmers may apply for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana subject to land ownership records, income eligibility, and agricultural beneficiary criteria.
- Does Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana provide subsidy support for farmers?
- Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana may provide agricultural subsidies, financial assistance, crop support, irrigation benefits, insurance coverage, or farming-related welfare assistance depending on the scheme structure.
- Does Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana provide healthcare or insurance support?
- Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Can CSC centres help users apply for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana in Haryana?
- Users in Haryana may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Pandit Deen Dayal Upadhyay Samoohik Pashudhan Beema Yojana applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.