OSTF
Odisha State Treatment Fund
6.0/10Odisha State Treatment Fund (OSTF) offers crucial financial assistance to impoverished individuals suffering from life-threatening disorders and diseases. The scheme provides coverage of up to Rs. 3 lakh for treatment costs, with funds released directly to the medical institutions where patients receive care. It serves as a top-up to the Rastriya Swasthya Bima Yojana (RSBY), ensuring that if the treatment costs exceed RSBY limits, additional support is available through OSTF. Eligibility extends to individuals below the poverty line, those with an annual family income not exceeding Rs. 40,000 in rural areas and Rs. 60,000 in urban areas, as well as RSBY cardholders. Patients referred from registered destitute homes, orphanages, mental asylums, or child care institutions may also qualify under specific conditions. Assistance is available for in-patient treatments in government and empanelled private hospitals, including provisions for cancer patients receiving chemotherapy in government day care centers and post-operative care for kidney transplant patients. The scheme aims to alleviate the financial burden on vulnerable populations, ensuring access to essential medical treatments.
States / UT: Odisha
Nodal department: Health and Family Welfare Department
Scheme for: Individual
Scheme profile
Categories: Health & Wellness, Banking,Financial Services and Insurance
Sub-categories: Health care providers and access, Financial assistance
Target beneficiaries: Individual
Tags: Financial Assistance, Patients, Life Threatening Disorders & Diseases
Details
The Department of Health and Family Welfare, Government of Odisha introduced a scheme named The "Odisha State Treatment Fund" scheme which aims to provide financial assistance to the poor patients who are suffering from life threatening disorders & diseases, for treatment of their major ailments. The fund is managed by an autonomous society known as “Odisha State Treatment Fund Society”. The Society is registered under the Societies Registration Act, 1860. The financial assistance will be released to the Medical Institutions in which treatment has been/is being given to the patients. The eligible patients will be provided assistance for treatment in specific life threatening diseases as mentioned at Annexure – D in the detailed guidelines**.**
Benefits
- 1. OSTF will be a top up to RSBY. The patient will be covered under RSBY at the first assistance and where the amount of assistance required exceeds the limit of RSBY the patient will be provided assistance under OSTF. 1. Treatment cost so approved shall be within the upper limit of Rs.3.00 lakh (Rupees three lakh only). 1. The sanction of District Head Quarters Hospitals shall be limited to Rs.30 000/- per case. Where the quantum of assistance exceeds Rs.30 000/- CDMO with the approval of the Collector-cum-District Magistrate concerned can sanction up to Rs.50 000/-. 1. For assistance over and above Rs.3.00 lakh approval of the Hon’ble Chief Minister
- Odisha needs to be obtained
- OSTF will be a top up to RSBY. The patient will be covered under RSBY at the first assistance and where the amount of assistance required exceeds the limit of RSBY, the patient will be provided assistance under OSTF.
- Treatment cost so approved shall be within the upper limit of Rs.3.00 lakh (Rupees three lakh only).
- The sanction of District Head Quarters Hospitals shall be limited to Rs.30,000/- per case. Where the quantum of assistance exceeds Rs.30,000/- CDMO with the approval of the Collector-cum-District Magistrate concerned can sanction up to Rs.50,000/-.
- For assistance over and above Rs.3.00 lakh, approval of the Hon’ble Chief Minister, Odisha needs to be obtained.
Eligibility
- It is applicable to persons below the poverty line, person with annual family income not exceeding Rs.40,000/- in rural area and Rs.60,000/- in urban areas. Either BPL card / AAY card or annual income certificate issued by concerned Tahasildar will be accepted for determining the eligibility.
- Rastriya Swasthya Bima Yojana (RSBY) card holder is also eligible under this scheme.
- An unknown accident victim, patients duly referred from registered destitute home / orphanage / mental asylum / Child care Institutions are also eligible for assistance under the scheme subject to citing sufficient reason thereof for recommending the patient under the scheme.
- Assistance will be available only to patients undergoing treatment as in-patient in any of the Govt./Empanelled private hospitals. However this will not restrict : Cancer patients from getting chemo in Govt. Day Care Centre without being formally admitted & Patients who have undergone kidney transplantation at Govt. Hospitals from getting post-operative care including supply of free medicines and investigation up to 6 months from the date discharge.
Exclusions
- The Central Government / State Government / PSU employees are not eligible.
- Assistance will not be available for reimbursing the expenditure incurred by the applicant. The date of application seeking financial assistance should be during the course of treatment.
- Re-imbursement of medical expenditure already incurred for treatment / operation shall not be permissible.
- Diseases of common nature and disease for which treatment is available free of cost under other health programmes / schemes will not be covered.
- Assistance will normally not be provided where medical coverage under ESI, CGHS or any other scheme is available or where there is a provision for reimbursement of cost of medicine.
- Any person shall be assisted once in a financial year. Repeat assistance for the same ailment shall not be allowed in any case. However, this will not be a bar for receiving the treatment assistance in phased manner for diseases like Cancer, Collagen disease, Renal failure etc.
How useful is this scheme?
A practical look at this scheme for citizens
AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.
- Accessibility6.0
- Financial impact9.0
- Rural utility6.0
- Awareness4.0
- Simplicity3.0
- Inclusivity5.0
What problem does this scheme solve?
The Odisha State Treatment Fund provides essential financial support for low-income individuals facing life-threatening health issues, addressing a critical gap in healthcare access.
Key challenges addressed
- Financial burden of medical treatment for low-income patients
- Access to necessary healthcare services for life-threatening conditions
Most beneficial for
- Individuals below the poverty line
- Patients with life-threatening diseases
Likely challenges
- Complex application process
- Limited awareness among potential beneficiaries
Practical insights for citizens
The scheme is practical but requires significant effort and understanding from applicants.
Rural challenges
- Limited access to government offices
- Awareness of the scheme
Digital challenges
- Low digital literacy
- Limited access to online resources
Implementation bottlenecks
- Approval delays
- Complexity in documentation
Awareness challenges
- Low awareness among rural populations
- Limited outreach efforts
Application analysis
- Application mode
- Offline office
- Documents burden
- Moderate, requires income proof
- Verification complexity
- Moderate, involves multiple approvals
- Office dependency
- High, requires interaction with government offices
- DBT dependency
- Low, not reliant on direct benefit transfer systems
- CSC support
- Limited, primarily offline
- Estimated citizen effort
- High, due to multiple steps in the application process
Estimated beneficiary reach
Benefit analysis
- Benefit type
- Cash
- Benefit frequency
- As needed for treatment
- Benefit practicality
- High, as it directly supports medical expenses
- Financial meaningfulness
- High, with coverage up to ₹3 lakh
- Long-term impact
- Potentially significant, improving health outcomes for low-income patients
Plain-language guidance
The Odisha State Treatment Fund helps low-income patients get financial support for serious health issues. It covers treatment costs up to ₹3 lakh for eligible individuals.
- Who should apply
- Individuals below the poverty line or with low annual income.
- Who may struggle
- Those unfamiliar with government processes or lacking necessary documents.
- Best application route
- Apply through local government health offices with required income proof.
This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.
Application Process
Offline
A. Procedure for seeking treatment assistance in Government Medical Colleges & Hospitals, Sishubhawan, Cuttack and AHRCC, Cuttack under “OSTF”
- The application in the prescribed format with all necessary documents attached to it shall be submitted by the applicant to the Nodal Officer of the concerned Department. The Nodal Officer will scrutinise the application and will forward the same to the HOD of the concerned Department.
- If the Committee approves the same, the treatment of the patient will be done free of cost at the hospital, strictly restricting to the amount sanctioned.
- The sanctioning power of the Committee shall be limited to Rs.1.00 lakh only. Where the quantum of assistance exceeds Rs.1.00 lakh, Screening Committee will immediately sanction assistance up to Rs.1.00 lakh and with the approval of the Revenue Divisional Commissioner concerned can sanction the rest of the amount up to a maximum of Rs.2.00 lakh. In case of treatment assistance required beyond Rs.2.00 lakh, the same shall be forwarded by the Screening Committee with their views to the Executive Committee of OSTFC for consideration and approval.
- A separate bank account in State Bank of India, nearer to the medical college shall be opened by medical college under the signature of Dean & Principal, Superintendent and DDO concerned. Amount can be withdrawn with signature of at least two of the account holders.
B. Procedure for seeking treatment assistance at District Hospitals / Capital Hospitals / RGH Under “OSTF”
- The patient will submit the application form in the prescribed format with all necessary documents attached, to the Nodal Officer.
- If the Committee approves the same, the treatment of the patient will be done free of cost at the hospital, strictly restricted to the amount sanctioned.
- The sanctioning power of the Committee shall be limited to Rs.30,000/- only for District Headquarter Hospital and Rs.1.00 lakh for Capital Hospital and RGH. Where the quantum of assistance exceeds Rs.30,000/-, CDMO with the approval of the Collector-cum-District Magistrate concerned can sanction up to maximum limit of Rs.50,000/-. For CMO, Capital Hospital, BBSR and RGH, Rourkela, if the treatment cost exceeds Rs.1.00 lakh, the same will be referred to DMET, Odisha for approval.
- Director / CMO / CDMO will sanction the treatment cost for which they are empowered and ensure continuance of treatment of patient pending approval of designated authority for the sanction of balance required amount.
- A separate bank account in State Bank of India, nearer to the DHH / Capital Hospital / RGH will be opened with the signature of CDMO / CMO, ADMO (Medical) of DHH / DDO and one of the Specialists to operate the fund. Amount can be withdrawn with signature of at least two of the account holders.
C. Procedure for seeking financial assistance For treatment at private & other hospitals under “OSTF”
- The eligible patients will not be admitted into empanelled private hospitals as a case of first entry. They must be referred from Govt. Medical College or by the CDMOs / CMOs as have been authorised by Govt. (Subject to modification from time to time)-Annexure- F.
- In emergency case (cardiac arrest, road accident etc.) patient will get himself admitted to the empanelled private hospital without being referred. However, the authority of private hospital will intimate such admission to DMET within 24 hours. On being satisfied that the patient was suffering from disease requiring immediate treatment, DMET will approve covering such patient under OSTF fold.
- The Private Hospitals on admission of the patients will provide the required treatment and claim the treatment cost from DMET, Odisha after discharge of the patient.
- Funds will be released in favour of Private Hospitals towards the treatment of eligible patients as per CGHS rate applicable to the city where the hospital is located or the actual cost of treatment whichever is less.
Clarifications
Additional points from the scheme information published on myScheme (not legal advice).
- Who are the beneficiaries?
The persons below the poverty line, person with annual family income not exceeding Rs.40,000/- in rural area and Rs.60,000/- in urban areas. Either BPL card/AAY card or annual income certificate issued by concerned Tahasildar will be accepted for determining the eligibility.
- Is RSBY card holders are also eligible under this scheme?
Yes.
- Is any other conditions are also eligible under this scheme?
An unknown accident victim, patients duly referred from registered destitute home / orphanage / mental asylum/Child care Institutions are also eligible for assistance under the scheme subject to citing sufficient reason thereof for recommending the patient under the scheme.
- Wher The assistance will be available for treatment?
In all State Government Hospitals including the three Govt. Medical College & Hospitals, SVPPGIP (SishuBhawan), Cuttack and AHRCC, Cuttack. And The assistance will be available in empaneled private hospitals List are enclosed in Guidelines.
- What are the DISEASES COVERED under this scheme?
The eligible patients will be provided assistance for treatment in specific life threatening diseases.
- Is there any QUANTUM OF ASSISTANCE?
Yes.
- Is OSTF will be a top up to RSBY?
The patient will be covered under RSBY at the first assistance and where the amount of assistance required exceeds the limit of RSBY, the patient will be provided assistance under OSTF.
- QUANTUM OF ASSISTANCE upto what Limit?
Treatment cost so approved shall be within the upper limit of Rs.3.00 lakh (Rupees three lakh only).
- If assistance over and above Rs.3.00 lakh?
For assistance over and above Rs.3.00 lakh, approval of the Hon'ble Chief Minister, Odisha needs to be obtained.
Official links
References
- Guidelines
- https://health.odisha.gov.in/sites/default/files/2020-03/OSTF_Revised_Guidelines.pdf
- List Of Empanelled Private Hospitals
- https://health.odisha.gov.in/healthostf/list-empanelled-private-hospitals
Apply
Apply nowOpens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.
Frequently asked questions
- What is the purpose of Odisha State Treatment Fund?
- Odisha State Treatment Fund is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
- Who can apply for Odisha State Treatment Fund?
- Eligibility for Odisha State Treatment Fund may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
- What benefits are offered under Odisha State Treatment Fund?
- Benefits under Odisha State Treatment Fund may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
- Which department manages Odisha State Treatment Fund?
- Odisha State Treatment Fund is managed by Health and Family Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
- Can users apply online for Odisha State Treatment Fund?
- Yes, eligible applicants may be able to apply online for Odisha State Treatment Fund through official government portals, authorised service centres, or digital application systems depending on the implementation process.
- Is Aadhaar mandatory for Odisha State Treatment Fund?
- Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
- Where can users apply for Odisha State Treatment Fund?
- Applications for Odisha State Treatment Fund may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
- What documents may be required for Odisha State Treatment Fund?
- Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
- Is income certificate required for Odisha State Treatment Fund?
- Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Odisha State Treatment Fund.
- Is Odisha State Treatment Fund available in all states?
- No, Odisha State Treatment Fund is primarily available for eligible residents of Odisha and may be implemented through state government departments and local administrative offices.
- Can residents outside Odisha apply for Odisha State Treatment Fund?
- Eligibility for Odisha State Treatment Fund is generally limited to residents of Odisha unless otherwise specified in the official scheme guidelines.
- Is Odisha State Treatment Fund only for women beneficiaries?
- Odisha State Treatment Fund is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
- Does Odisha State Treatment Fund support self-employment or financial assistance for women?
- Depending on scheme guidelines, Odisha State Treatment Fund may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
- Does Odisha State Treatment Fund provide healthcare or insurance support?
- Odisha State Treatment Fund may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
- Can beneficiaries use Odisha State Treatment Fund at government hospitals?
- Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
- Can CSC centres help users apply for Odisha State Treatment Fund?
- Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
- How can users check the latest updates for Odisha State Treatment Fund?
- Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
- Can beneficiaries track application status for Odisha State Treatment Fund?
- Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
- Where can users get help for Odisha State Treatment Fund in Odisha?
- Users in Odisha may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
- Which nearby public services may help with Odisha State Treatment Fund applications?
- Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.