OBC-22

OBC-22, LOAN FOR FOREIGN STUDY (EBC)

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State

States / UT: Gujarat

Ministry / nodal: Social Justice and Empowerment Department

Department: Social Justice and Empowerment Department

Nodal department: Social Justice and Empowerment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Economically Backward Students, Students

Tags: Loan, Foreign Study, EBC, Financial Assistance, Education, Students, Social Welfare, Gujarat, Government Scheme, Interest Subsidy, Higher Education, Economic Support

Details

The OBC-22 scheme provides financial assistance to economically backward students (EBC) who wish to study abroad after completing class 12. To be eligible, students must have scored at least 60% in their class 12 examinations, and their family's annual income should not exceed Rs. 4.50 lakh. Applications can be submitted online either before going abroad or within six months after departure.

Benefits

  • - Financial assistance of Rs. 1,500,000 for studying abroad
  • Interest rate of 4%
  • Financial assistance of Rs. 1,500,000 for studying abroad
  • Interest rate of 4%

Eligibility

Economically backward students (EBC) who have completed class 12 with at least 60% marks and whose family income does not exceed Rs. 4.50 lakh.

Application Process

Online

  1. Visit the online application portal: www.esamajkalyan.gujarat.gov.in
  2. Fill out the application form available on the site.
  3. Submit the application before going abroad or within 6 months after going abroad.

Documents Required

No document list is available for this scheme yet.

References

Apply

Apply now

Opens the official application or programme portal in a new tab. If in doubt, confirm details on the ministry site.

Documents Required for Government Schemes

Most government schemes require basic documents for verification. While the exact requirements vary, common documents include:

  • Aadhaar Card
  • Income Certificate
  • Caste Certificate (if applicable)
  • Residence Proof
  • Bank Account Details
  • Educational Certificates (for student schemes)

How to Apply for Government Schemes?

The application process for government schemes may be online or offline depending on the scheme. In most cases, you can follow these steps:

  1. Check eligibility criteria
  2. Collect required documents
  3. Fill the application form
  4. Submit the application online or at the relevant office
  5. Track application status