NKMDS

Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana

6.9/10

The "Nirman Kamgar Mrtyu Va Divyangta Sahayta Yojana " is a scheme by the government of Uttar Pradesh, to provide financial assistance to registered construction workers.

State Cash

States / UT: Uttar Pradesh

Nodal department: Labour Department, Uttar Pradesh

Scheme for: Family

Scheme profile

DBT (direct benefit transfer): No

Scheme open date: 2022-08-04

Categories: Health & Wellness

Sub-categories: Financial assistance

Target beneficiaries: Individual

Tags: Financial Assistance, Social Welfare, Health & Wellness

Details

The Nirman Kamgar Mrtyu Va Divyangta Sahayata Yojana Uttar Pradesh is a crucial scheme launched by the Uttar Pradesh government for the welfare of registered construction workers in the state. It provides financial assistance to the families of construction workers in case of death or disability due to accident or illness.

Benefits

  • Death Benefits for register construction worker who die due to an accident:
  • Total amount will be ₹5,25,000/-. 1. To dependents of a registered construction worker who dies due to an accident : ₹5,00,000/- as approximately ₹9,395/- per month for 5 years (as per interest rate). 1. For funeral expenses: ₹25,000/- lump sum. Death Benefits for register construction worker who die due to natural causes:
  • Total amount will be ₹2,25,000/-. 1. To dependents of a registered construction worker who dies due to an accident : ₹2,00,000/- as approximately ₹8,736/- per month for 2 years (as per interest rate). 1. For funeral expenses: ₹25,000/- lump sum. Death Benefits for register construction worker who die due at the work place:
  • Total amount: ₹1,00,000/- lump sum. Disability Benefits for register construction worker who suffer 100% permanent disability due to an accident or illness
  • Total amount will be ₹4,00,000/-. 1. Beneficiary will get approximately ₹9,172/- per month for 4 years (as per interest rate). Disability Benefits for registered construction workers with permanent disabilities between 50% and 99% due to accidents or illness
  • Total amount will be ₹3,00,000/-. 1. Beneficiary will get approximately ₹8,953/- per month for 3 years (as per interest rate). Disability Benefits for registered construction workers with permanent disabilities between 26% and 49% due to accidents or illness
  • Total amount will be ₹2,00,000/-. 1. Beneficiary will get approximately ₹8,736/- per month for 2 years (as per interest rate)

Death Benefits for register construction worker who die due to an accident:

  • Total amount will be ₹5,25,000/-.
  1. To dependents of a registered construction worker who dies due to an accident : ₹5,00,000/- as approximately ₹ 9,395/- per month for 5 years (as per interest rate).
  2. For funeral expenses: ₹25,000/- lump sum.

Death Benefits for register construction worker who die due to natural causes:

  • Total amount will be ₹2,25,000/-.
  1. To dependents of a registered construction worker who dies due to an accident : ₹2,00,000/- as approximately ₹ 8,736/- per month for 2 years (as per interest rate).
  2. For funeral expenses: ₹25,000/- lump sum.

Death Benefits for register construction worker who die due at the work place:

  • Total amount: ₹1,00,000/- lump sum.

Disability Benefits for register construction worker who suffer 100% permanent disability due to an accident or illness

  • Total amount will be ₹4,00,000/-.
  1. Beneficiary will get approximately ₹ 9,172/- per month for 4 years (as per interest rate).

Disability Benefits for registered construction workers with permanent disabilities between 50% and 99% due to accidents or illness.

  • Total amount will be ₹3,00,000/-.
  1. Beneficiary will get approximately ₹ 8,953/- per month for 3 years (as per interest rate).

Disability Benefits for registered construction workers with permanent disabilities between 26% and 49% due to accidents or illness.

  • Total amount will be ₹2,00,000/-.
  1. Beneficiary will get approximately ₹ 8,736/- per month for 2 years (as per interest rate).

Eligibility

  1. Applicant/Beneficiary must be registered with labor department.
  2. Only family member will able to get the death benefits:
  • Depended parents.
  • Spouse (Husband/Wife).
  • Daughter.
  • Son ( Only If below 21 years old)
  1. Death benefit will not be applicable in the case of suicide.
  2. Deaths due to murder, snakebite, lightning, childbirth and other natural calamities will be considered as normal deaths and benefits will be admissible accordingly.
  3. In death benefit claim of a construction worker, Aadhaar authentication of the dependent will be required if the dependent applies.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.9
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 7.0/10 Good
Application complexity 5.5/10 Moderate
Financial impact 9.5/10 Good
Literacy barrier 4.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 4.0/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact9.5
  • Rural utility7.0
  • Awareness4.0
  • Simplicity4.5
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides essential financial support to registered construction workers and their families in case of death or disability, addressing a significant need in the sector.

Key challenges addressed

  • Financial assistance for families of deceased construction workers
  • Support for workers facing permanent disabilities

Most beneficial for

  • Registered construction workers
  • Families of deceased or disabled workers

Likely challenges

  • Awareness of the scheme among potential beneficiaries
  • Complexity in the application process for semi-literate individuals

Practical insights for citizens

Practical for registered workers but may face challenges in awareness and application processes

Rural challenges

  • Limited awareness of the scheme
  • Access to online application facilities

Digital challenges

  • Need for internet access for online applications
  • Potential lack of digital literacy

Implementation bottlenecks

  • Verification delays
  • Dependency on local labor offices for offline applications

Awareness challenges

  • Low awareness among potential beneficiaries
  • Need for outreach programs

Application analysis

Application mode
Hybrid
Documents burden
Moderate, requires several documents including death certificate and bank details
Verification complexity
Moderate, involves Aadhaar authentication
Office dependency
Moderate, can apply online or offline
DBT dependency
Low, not reliant on direct benefit transfer systems
CSC support
Limited, may require local assistance
Estimated citizen effort
Moderate, requires gathering documents and completing forms

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income families
  • Occupation reach Construction workers

Benefit analysis

Benefit type
Cash
Benefit frequency
Lump sum and monthly payments based on circumstances
Benefit practicality
High, as it provides substantial financial support
Financial meaningfulness
High, with benefits ranging from ₹1,00,000 to ₹5,25,000
Long-term impact
Positive, as it supports families in times of crisis

Plain-language guidance

This scheme offers financial help to families of construction workers who die or become disabled. It aims to support those in need during difficult times.

Who should apply
Registered construction workers and their families in Uttar Pradesh.
Who may struggle
Semi-literate individuals and those unfamiliar with online applications.
Best application route
Apply via local labor office or online through the official portal.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

How to get register

  1. Applicant must visit the official web portal.1. Provide the required details
  • Enter Aadhaar Number.
  • Choose Circle.
  • Choose District.
  • Mobile Number.
  1. Submit the registration request.

How to submit the application

  1. Applicant must visit the official web portal.1. Provide the required details
  • Choose Circle.
  • Choose Scheme name.
  • Enter Registered Aadhaar Number.
  • Enter Registered Mobile Number.
  1. Click on "Open Application form".
  2. Provide the required details in application form.
  • Applicant/Worker details
  • Child details
  • Bank Account Details
  • Submit the required documents
  1. Submit the application request.

Offline

How to get register and apply for the scheme

  1. Applicant must visit the below offices
  • Nearest labor office.
  • Tehsildar of the concerned tehsil.
  • Block Development Officer of the concerned development block.
  1. Get the application form and fill out the completely.
  2. Attach required documents in the prescribed format.
  3. Submit the application form in the same office.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is this scheme about ?

The "Nirman Kamgar Mrtyu Va Divyangta Sahayta Yojana " is a scheme by the government of Uttar Pradesh, to provide financial assistance to registered construction workers.

What is the scheme benefits ?

Financial benefits are provided.

What type of financial benefits are provided ?

In two type, benefits are provided. 1. Death benefits. 2. Disability Benefits.

How much financial benefits are provided under death?
  1. Death Benefits for register construction worker who die due to an accident: Total amount will be ₹5,25,000/-. 2. Death Benefits for register construction worker who die due to natural causes: Total amount will be ₹2,25,000/-. 3. Death Benefits for register construction worker who die due at the work place: Total amount: ₹1,00,000/- lump sum
How much financial benefits are provided under disability ?

Disability Benefits for register construction worker who suffer 100% permanent disability due to an accident or illness : Total amount will be ₹4,00,000/-. Disability Benefits for registered construction workers with permanent disabilities between 50% and 99% due to accidents or illness : Total amount will be ₹3,00,000/-. Disability Benefits for registered construction workers with permanent disabilities between 26% and 49% due to accidents or illness: Total amount will be ₹2,00,000/-.

What is the procedure to get the scheme benefits ?
  1. Firstly applicant get register his/her self with labor department. 2. Submit the application form with required documents to labor department.
What Essential Documents are required ?
  1. Death certificate. 2. Bank account photocopy. 3. Bank account photocopy. 4. Accident reports. 5. Disability documentation. 6. Self-declaration.
Is there any age restriction for the family members?

There is no restriction for the members except the son. Benefits will be provided to the son if the age below 21 years.

References

Guidelines
https://www.upbocw.in/pdf/schemes/mrityu_viklangta_2022.pdf
Details
https://www.upbocw.in/StaticPages/schemes.aspx#tab11
Registration
https://www.uplmis.in/Guest/frm_createlogin_forlabs.aspx
Online Apply
https://www.uplmis.in/Guest/frm_CreateLogin.aspx?type=2

Apply

Apply now

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Frequently asked questions

What is the purpose of Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana is a government welfare initiative designed to support Family, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Eligibility for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Benefits under Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana is managed by Labour Department, Uttar Pradesh and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Yes, eligible applicants may be able to apply online for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Applications for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana available in all states?
No, Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana is primarily available for eligible residents of Uttar Pradesh and may be implemented through state government departments and local administrative offices.
Can residents outside Uttar Pradesh apply for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Eligibility for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana is generally limited to residents of Uttar Pradesh unless otherwise specified in the official scheme guidelines.
Does Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana provide healthcare or insurance support?
Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana in Uttar Pradesh?
Users in Uttar Pradesh may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Nirmaan Kamgar Mrtyu Va Divyangta Sahayta Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.