NMMSS

National Means-cum-Merit Scholarship Scheme

6.0/10

The objective of the scheme is to award scholarships to meritorious students of economically weaker sections to arrest their drop out at class VIII and encourage them to continue their education at secondary stage.

Central Cash

States / UT: All India

Ministry / nodal: Ministry of Education

Nodal department: Department of School Education and Literacy

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): Yes

Scheme open date: 2008-05-01

Categories: Education & Learning

Sub-categories: Scholarships and student finance

Target beneficiaries: Individual

Tags: Scholarship, Meritorious Student, Means-cum-Merit, Economically Weaker Section, NMMSS

Details

The “National Means-cum-Merit Scholarship Scheme” is a Central Sector Scheme launched in 2008 by the Department of School Education & Literacy, Ministry of Education, Government of India. The objective of the scheme is to award scholarships to meritorious students of economically weaker sections to arrest their drop out at class VIII and encourage them to continue their education at secondary stage.
Under this scheme, it is proposed to award 1,00,000 scholarships to the gifted or meritorious students whose parental income is not more than ₹3,50,000/- per annum from all sources at the time of selection of awardees for scholarship. Each State/UT has fixed quota of scholarship for concerned age group of class VII and VIII. The scheme will provide reservation to different categories of students as per the State/UT norms; as different States/UTs have their own norms of reservation.
This scholarship will be provided on yearly basis to the students studying as regular students and entering in class IX in a Government, Government-aided, local body schools. Thus, the scholarship will be for a maximum period of four years.
The scheme has been approved for continuation for another 5 years during the period of 15th Finance Commission cycle from 2021-22 to 2025-26.

Benefits

  • 1. Under this scheme 1 00 000 fresh scholarships @ ₹12 000/- per annum (₹1 000 per month) are awarded to the meritorious students every year at Class IX level which can be continued upto Class Xll. 1. The awardees will be required to open bank accounts preferably in SBI or any public sector bank or any scheduled bank which has core banking facility. 1. The amount of scholarships will be disbursed to students directly into their bank accounts by electronic transfer through Direct Benefit Transfer (DBT)
  1. Under this scheme, 1,00,000 fresh scholarships @ ₹12,000/- per annum (₹1,000 per month) are awarded to the meritorious students every year at Class IX level, which can be continued upto Class Xll.
  2. The awardees will be required to open bank accounts preferably in SBI, or any public sector bank or any scheduled bank which has core banking facility.
  3. The amount of scholarships will be disbursed to students directly into their bank accounts by electronic transfer through Direct Benefit Transfer (DBT).

Eligibility

For Fresh Applications:

  1. The applicant must be a student.
  2. Students whose parental income from all sources is not more than ₹3,50,000/- per annum are eligible to avail the scholarship.
  3. The students must have minimum of 55 % marks or equivalent grade in Class VII examination for appearing in selection test for award of scholarship (relaxable by 5% for SC/ST students).
  4. The students should be studying as regular student in a Government, Government-aided and local body school.

Note: There is reservation as per State/UT Government norms.

Procedure for Selection of Awardee Students:

Each State/UT will conduct its own test at the 8th-grade level for the selection of students. The State Level Examination may consist of the following two tests:

  • Mental Ability Test (MAT), 90 minutes duration: 90 multiple-choice questions testing verbal and non-verbal meta-cognitive abilities like reasoning and critical thinking. The questions in the test may be on analogy. classification. numerical series, pattern perception, hidden figure, etc.
  • Scholastic Aptitude Test (SAT), 90 minutes duration: 90 multiple-choice questions covering subjects, namely, science, social studies, and mathematics, as taught in classes 7th and 8th.

For selecting the students, the following conditions shall apply:

  • The students must pass both the MAT and the SAT with at least 40 % marks in aggregate taken together for these two tests. For the SC/ST students, this cut-off will be 32% marks.
  • At the time of selection for the award of scholarship, the student must have scored at least 55% mark or equivalent grade in the Class 8th examination. There will be 5 % relaxation for SC/ST students.
  • The awardees should satisfy the other eligibility conditions mentioned in the scheme.

Note: An awardee is eligible for the scholarship provided he/she:

  • Takes up studies in approved courses.
  • Maintains good conduct as certified by the Head of the College/Institution and continues his/her studies as a regular student in a government/Government aided/ Local Body school.
  • Does not absent himself/herself without proper leave.
  • Takes up studies on a full-time basis.
  • The scheme will provide reservations to different categories of students as per the State/UT norms; as different States/UTs have their own norms of reservation.
  • A student can avail of only one Scholarship under any Central Government Scholarship scheme.
  • The awardees will be required to open bank accounts preferably in SBI, any public sector bank, or any scheduled bank which has a core banking facility.
  • No claim for scholarship arrears will be entertained after the expiry of 12 months of the academic session for which one has applied for the claim.
  • In case any awardee leaves his/her course of study within one month of registration/admission, no scholarship shall be paid to him/her.
  • In case the student is not able to appear at the annual examination due to serious illness, he/she should send the medical certificate to the Head of the Institution within three months of his/her falling ill. The duration of illness should be clearly certified by a specialist who is a Registered Medical Practitioner. The facility will be available to the student to continue the same course in which they are studying, provided the principal or the head of the institution certifies that the overall performance of the student during the year has been very good.
  • The student must join the next class/desired course within 3 months of the declaration of the result of the previous class/course.
  • The scholarship shall be deemed to be discontinued if any gap of one academic session arises in studies at any time due to any reason.
  • Scholarship once discontinued on the basis of the rules of disbursement of scholarship cannot be revived under any circumstances.
  • All rules are subject to change from time to time, as and when required, which will be binding on all awardees.

For Renewal Applications:

  • The awardees should get a minimum of 60% marks in Class 10th for the continuation of the scholarship (relaxable by 5% for SC/ST candidates) in the next higher classes.
  • For continuing the scholarship in class 10th and 12th, the awardees should get clear promotion from class 9th to class 10th and from class 11th to class 12th in the first attempt.

Note:

  • The awardees should get clear promotion from class 8th to Class 9th for being eligible for starting the scholarship, as indicated above.
  • The scholarship at the Secondary and Higher Secondary stage or equivalent classes 9th to 12th is payable for a maximum period of four years for studies in India only.
  • For continuing the scholarship in class 10th and 12th, the awardees should get clear promotion from class 9th to class 10th and from class 11th to class 12th in the first attempt.
  • The awardees must obtain a minimum of 60% marks in the Class 10th examination (relaxable by 5% for SC/ST students) or equivalent examination for continuation of the scholarship at the higher secondary stage.
  • In case an institution/school does not conduct an examination at the end of Class 9th and/or Class 11th, the scholarship for the second year will be continued on the submission of a certificate to this effect from the Head of the Institution/School.

Exclusions

  1. The students studying in "Kendriya Vidyalayas and Jawahar Navodaya Vidyalayas" are not entitled to get scholarships under this scheme.
  2. Those students studying in Residential Schools run by the Centre/ State Government Institutions, where facilities like boarding, lodging, and education are provided and students studying in private schools are also not eligible for the scholarship under the scheme.
  3. No scholarship shall be available for studies abroad for any course.
  4. No scholarship at this stage is payable for studying diploma/certificate level courses.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.0
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 4.0/10 Moderate
Application complexity 6.5/10 Moderate
Financial impact 6.0/10 Moderate
Literacy barrier 6.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 7.5/10 Good
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact6.0
  • Rural utility4.0
  • Awareness7.5
  • Simplicity3.5
  • Inclusivity7.0

What problem does this scheme solve?

The National Means-cum-Merit Scholarship Scheme aims to support meritorious students from economically weaker sections to continue their education.

Key challenges addressed

  • Prevention of dropouts after Class VIII
  • Financial support for education

Most beneficial for

  • Students from low-income families
  • Meritorious students in Government schools

Likely challenges

  • Awareness of eligibility and application process
  • Access to digital platforms for application

Practical insights for citizens

The scheme is practical but requires better outreach and support for rural applicants.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • Dependence on digital literacy for application
  • Need for mobile access for OTPs

Implementation bottlenecks

  • State-level test administration
  • Verification delays

Awareness challenges

  • Low awareness in rural areas
  • Complex eligibility criteria

Application analysis

Application mode
Online portal
Documents burden
Minimal, primarily identity and income proof
Verification complexity
Moderate, relies on digital verification
Office dependency
Low, primarily online
DBT dependency
High, benefits are disbursed via DBT
CSC support
Limited
Estimated citizen effort
Moderate, requires online application and test preparation

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Equal
  • Target income group Economically weaker sections
  • Occupation reach Students in Government and aided schools

Benefit analysis

Benefit type
Cash
Benefit frequency
Annual
Benefit practicality
Direct transfer to bank accounts
Financial meaningfulness
Significant for low-income families
Long-term impact
Encourages continued education and reduces dropout rates

Plain-language guidance

This scholarship helps students from low-income families continue their education after Class VIII. Eligible students can receive ₹12,000 per year to support their studies.

Who should apply
Students from economically weaker sections who have good academic records.
Who may struggle
Students with limited digital access or those unfamiliar with online applications.
Best application route
Apply via the National Scholarships Portal with your Aadhaar number.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

New Registration:

Step 1: Visit the Registration page of the National Scholarships Portal.
Step 2: Guidelines for Registration will appear. Scroll to the bottom. Read carefully the undertaking. Accept the Terms. Click “Continue”.
Step 3: A Registration Form will appear. (The fields marked as * are compulsory). Fill in the details and click “Register”. Your Application ID and password will be displayed. The same will also be sent as an SMS to your registered mobile number.

Fresh Application:

Step 1: Visit the applicant Login page of the National Scholarships Portal Enter your Application ID and password.
Step 2: Type the Captcha and click “Login”.
Step 3: On the next screen, provide the OTP received on your registered mobile number. You will be directed to the Password Reset screen. Create a new password and confirm.
Step 4: Click “Submit”. You will be directed to the “Applicant’s Dashboard”.
Step 5: On the left pane, click “Application Form”. The fields marked as * are compulsory. Fill in the details and upload the documents. The verification of credentials of the students (caste, educational qualifications etc.) will be done through the DIGILOCKER facility of the MeitY, Govt. of India.
Step 6: You can either click on “Save as Draft” to complete the application later. Else, click “Final Submit” to apply.

Track Payment Status:

The student can track their payment status from the template “Know Your Payment” in the Public Financial Management System (PFMS) Portal either by indicating their Aadhaar Number, Bank Account number or NSP Application ID.

Selection of fresh Awardee Students:

  • Each State/UT conducts its own test for selection of students for the award of the National Means-cum-Merit Scholarship.
  • The test is conducted at stage of class-VIII. The students, who fulfill the eligibility criteria, must pass both the tests, i.e., Mental Ability Test (MAT) and Scholastic Aptitude Test (SAT) under NMMSS exam with at least 40 % marks in aggregate taken together for these two tests.
  • For the SC/ST students, this cut off is 32% marks.

Selection of Renewal Awardees Students:

  • The awardees should get minimum of 60% marks in Class X for continuation of scholarship (relaxable by 5% for SC/ST candidates) in next higher classes.
  • For continuing the scholarship in class X and XII, the awardees should get clear promotion form class IX to class X and from class XI to class XII in the first attempt.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the objective of the scheme?

The primary objective is to support talented students from low-income families so that financial constraints do not force them to discontinue education after Class VIII.

How many scholarships are awarded under scheme each year?

Approximately 1 lakh fresh scholarships are awarded every year to selected students of Class IX.

What is the scholarship amount under scheme?

Each selected student receives ₹12,000 per annum (₹1,000 per month).

Who is eligible to apply for the scholarship?

Students whose parental income from all sources does not exceed ₹3.50 lakh per annum are eligible, subject to fulfillment of other conditions.

What is the minimum academic requirement for eligibility?

Students must have scored at least 55% marks in Class VII (relaxable by 5% for SC/ST students) to appear in the selection test.

Which students are eligible in terms of school type?

Students studying as regular students in Government, Government-aided, and Local Body schools are eligible.

Are students from Kendriya Vidyalayas and Navodaya Vidyalayas eligible?

No. Students studying in KVS, NVS, and residential schools are not eligible under scheme.

Is reservation applicable under the scheme?

Yes, reservation is applicable as per State Government norms.

At which stage is the selection test conducted?

The selection test is conducted at the Class VIII stage.

What are the components of the scheme selection test?

The test consists of two parts: - Mental Ability Test (MAT) - Scholastic Aptitude Test (SAT)

What are the qualifying marks in the selection test?

Students must score at least 40% marks in aggregate in MAT and SAT. For SC/ST students, the qualifying mark is 32%.

When does a student start receiving the scholarship?

Selected students start receiving the scholarship from Class IX.

Can the scholarship be renewed in higher classes?

Yes, the scholarship is renewable in Classes X, XI, and XII, subject to fulfillment of renewal conditions.

Is renewal allowed if a student fails or repeats a class?

No. The scholarship is continued only if the student is promoted in the first attempt.

How is the scholarship disbursed to students?

The scholarship amount is transferred directly into the student’s bank account through Direct Benefit Transfer (DBT).

References

Guidelines 1
https://scholarships.gov.in/public/schemeGuidelines/NMMSSGuidelines.pdf
Official Website
https://dsel.education.gov.in/en/scheme/nmmss
Guidelines 2
https://dsel.education.gov.in/sites/default/files/NMMSS_Guidelines_22.pdf
National Scholarship Portal
https://scholarships.gov.in/

Apply

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Frequently asked questions

What is the purpose of National Means-cum-Merit Scholarship Scheme?
National Means-cum-Merit Scholarship Scheme is a government welfare initiative designed to support Individual, Individual through benefits related to Education & Learning, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for National Means-cum-Merit Scholarship Scheme?
Eligibility for National Means-cum-Merit Scholarship Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under National Means-cum-Merit Scholarship Scheme?
Benefits under National Means-cum-Merit Scholarship Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages National Means-cum-Merit Scholarship Scheme?
National Means-cum-Merit Scholarship Scheme is managed by Department of School Education and Literacy and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for National Means-cum-Merit Scholarship Scheme?
Yes, eligible applicants may be able to apply online for National Means-cum-Merit Scholarship Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for National Means-cum-Merit Scholarship Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for National Means-cum-Merit Scholarship Scheme?
Applications for National Means-cum-Merit Scholarship Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for National Means-cum-Merit Scholarship Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for National Means-cum-Merit Scholarship Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under National Means-cum-Merit Scholarship Scheme.
Is National Means-cum-Merit Scholarship Scheme a central government scheme?
Yes, National Means-cum-Merit Scholarship Scheme is a central government welfare initiative that may be implemented across multiple states through authorised departments and agencies.
Can students apply for National Means-cum-Merit Scholarship Scheme?
Eligible students studying in recognised institutions may apply for National Means-cum-Merit Scholarship Scheme depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under National Means-cum-Merit Scholarship Scheme?
National Means-cum-Merit Scholarship Scheme may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Can CSC centres help users apply for National Means-cum-Merit Scholarship Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for National Means-cum-Merit Scholarship Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to National Means-cum-Merit Scholarship Scheme?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for National Means-cum-Merit Scholarship Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for National Means-cum-Merit Scholarship Scheme in All India?
Users in All India may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with National Means-cum-Merit Scholarship Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.