What is the purpose of NAMO Shree Scheme?

NAMO Shree Scheme is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.

Who can apply for NAMO Shree Scheme?

Eligibility for NAMO Shree Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.

What benefits are offered under NAMO Shree Scheme?

Benefits under NAMO Shree Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.

Which department manages NAMO Shree Scheme?

NAMO Shree Scheme is managed by Health & Family Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.

Can users apply online for NAMO Shree Scheme?

Yes, eligible applicants may be able to apply online for NAMO Shree Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.

Is Aadhaar mandatory for NAMO Shree Scheme?

Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.

Where can users apply for NAMO Shree Scheme?

Applications for NAMO Shree Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.

What documents may be required for NAMO Shree Scheme?

Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.

Is income certificate required for NAMO Shree Scheme?

Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under NAMO Shree Scheme.

Is NAMO Shree Scheme available in all states?

No, NAMO Shree Scheme is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.

Can residents outside Gujarat apply for NAMO Shree Scheme?

Eligibility for NAMO Shree Scheme is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.

Is NAMO Shree Scheme only for women beneficiaries?

NAMO Shree Scheme is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.

Does NAMO Shree Scheme support self-employment or financial assistance for women?

Depending on scheme guidelines, NAMO Shree Scheme may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.

Does NAMO Shree Scheme provide healthcare or insurance support?

NAMO Shree Scheme may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.

Can beneficiaries use NAMO Shree Scheme at government hospitals?

Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.

Can CSC centres help users apply for NAMO Shree Scheme?

Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.

How can users check the latest updates for NAMO Shree Scheme?

Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.

Can beneficiaries track application status for NAMO Shree Scheme?

Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.

Where can users get help for NAMO Shree Scheme in Gujarat?

Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.

Which nearby public services may help with NAMO Shree Scheme applications?

Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.

Namo Shri / Namo Shree scheme (Gujarat)

Scheme profile

DBT (direct benefit transfer): No

Categories: Health & Wellness

Sub-categories: Children’s health and immunization, Financial assistance, Pregnancy care

Target beneficiaries: Individual

Tags: Women, Maternal, Pregnancy, Financial, Health, Nutrition, Delivery

Details

Launched in 2024, the scheme "NAMO Shree Scheme" by the Women and Child Development Department, Government of Gujarat, aims to ensure that every pregnant woman and lactating mother of the state gets proper nutritional support and also encourages them to have institutional deliveries for women's empowerment and improving maternal health. The scheme provides financial assistance of ₹12,000/- to eligible women beneficiaries and covers expenses from conception to delivery of the child. The applicant must be Gujarat's pregnant woman or a lactating mother, whose family income is not more than ₹8,00,000/- per year, and must deliver a child in any government or private hospital. The scheme is implemented by the Women and Child Development Department of the Gujarat Government, and registration under this scheme is done at the time of the first antenatal check-up through an Accredited Social Health Activist or Auxiliary Nurse Midwife Worker at the nearest Anganwadi Centre.

Benefits

Financial Assistance Amount Eligible women beneficiaries receive ₹12,000/- from conception to delivery of the child for their first two live children, distributed in phases. Disbursal for First Pregnancy
₹5,000/- at the time of registration (₹2,000/- from State Government and ₹3,000/- from Central Government)
₹2,000/- after six months of pregnancy (from the State Government)
₹3,000/- immediately after institutional delivery (from the State Government)
₹2,000/- after the 14-week vaccination (from the Central Government) Disbursal for Second Pregnancy
₹2,000/- at the time of registration
₹3,000/- after six months of pregnancy
₹6,000/- after institutional delivery (amount given by the Central Government if the newborn is a girl and by the State Government if the newborn is a boy)
₹1,000/- from the State Government after the 14-week vaccination Mode of Disbursement: The Amount is transferred directly into the beneficiary woman's bank account through installments. Additional Benefits: Beneficiary women are also eligible to avail the benefits of other Central Government schemes like Pradhan Mantri Matritva Vandana Yojana and Janani Suraksha Yojana. Conditions for Availment A certificate from the Medical Institution of Delivery is required for the last installment

Financial Assistance Amount

Eligible women beneficiaries receive ₹12,000/- from conception to delivery of the child for their first two live children, distributed in phases.

Disbursal for First Pregnancy

₹5,000/- at the time of registration (₹2,000/- from State Government and ₹3,000/- from Central Government)
₹2,000/- after six months of pregnancy (from the State Government)
₹3,000/- immediately after institutional delivery (from the State Government)
₹2,000/- after the 14-week vaccination (from the Central Government)

Disbursal for Second Pregnancy

₹2,000/- at the time of registration
₹3,000/- after six months of pregnancy
₹6,000/- after institutional delivery (amount given by the Central Government if the newborn is a girl and by the State Government if the newborn is a boy)
₹1,000/- from the State Government after the 14-week vaccination

Mode of Disbursement: The Amount is transferred directly into the beneficiary woman's bank account through installments.
Additional Benefits: Beneficiary women are also eligible to avail the benefits of other Central Government schemes like Pradhan Mantri Matritva Vandana Yojana and Janani Suraksha Yojana.

Conditions for Availment
A certificate from the Medical Institution of Delivery is required for the last installment.

Eligibility

The applicant must be from Gujarat.
The applicant must be a pregnant woman or a lactating mother.
The applicant must belong to one of the following categories:

Scheduled Tribe
Scheduled Caste
Beneficiary of the National Food Security Act
Pradhan Mantri Jan Arogya Yojana Beneficiary
Below Poverty Line families
E Shram Card holder women beneficiary
Women who are farmers
Mahatma Gandhi National Rural Employment Guarantee Act beneficiary

The applicant's family income must not be more than ₹8,00,000/- per year.
The applicant must deliver the child in any government or private hospital.
The applicant must register at the time of the first antenatal check-up.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.4

/ 10

Public Benefit Score

Accessibility 7.0/10 Good

Rural usefulness 6.0/10 Moderate

Application complexity 5.0/10 Moderate

Financial impact 6.0/10 Moderate

Literacy barrier 2.0/10 Good

Women inclusivity 10.0/10 Good

Awareness 4.5/10 Moderate

Implementation reliability 7.0/10 Good

Bigger shape means a better fit for citizens

Accessibility7.0
Financial impact6.0
Rural utility6.0
Awareness4.5
Simplicity5.0
Inclusivity10.0

What problem does this scheme solve?

The NAMO Shree Scheme provides essential financial support to pregnant women and lactating mothers in Gujarat, promoting maternal health and institutional deliveries.

Key challenges addressed

Nutritional support for pregnant women
Financial assistance for childbirth

Most beneficial for

Pregnant women
Lactating mothers
Low-income families

Likely challenges

Awareness of the scheme
Registration process complexity
Income eligibility verification

Practical insights for citizens

The scheme is practical but requires effective outreach to ensure eligible women are informed.

Rural challenges

Access to Anganwadi Centres
Awareness of the scheme

Digital challenges

Limited access to online resources

Implementation bottlenecks

Verification of income and eligibility

Awareness challenges

Low awareness among rural populations

Application analysis

Application mode: Offline
Documents burden: Low, requires basic identification and medical certificate
Verification complexity: Moderate, involves income verification
Office dependency: High, requires visit to Anganwadi Centre
DBT dependency: Yes, direct bank transfer
CSC support: Limited
Estimated citizen effort: Moderate, requires multiple steps for registration and benefit collection

Estimated beneficiary reach

Rural / urban reach High
Gender reach Female
Target income group Low-income families
Occupation reach Agricultural workers, low-income laborers

Benefit analysis

Benefit type: Cash
Benefit frequency: One-time assistance during pregnancy
Benefit practicality: High, as it directly supports childbirth expenses
Financial meaningfulness: High, with a total of ₹12,000 provided
Long-term impact: Positive, as it encourages institutional deliveries and improves maternal health

Plain-language guidance

The NAMO Shree Scheme offers financial help to pregnant women in Gujarat, ensuring they receive proper nutrition and support during childbirth. Eligible women can receive up to ₹12,000.

Who should apply: Pregnant women and lactating mothers from low-income families in Gujarat.
Who may struggle: Women with limited awareness or those who face challenges in accessing Anganwadi Centres.
Best application route: Apply via local Anganwadi Centre with Aadhaar and necessary documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: Visit the Nearest Anganwadi Centre
The applicant must visit their nearest Anganwadi Centre to initiate the registration process for the NAMO Shree Scheme.
Step 2: Registration by Accredited Social Health Activist or Auxiliary Nurse Midwife Worker
The Accredited Social Health Activist or Auxiliary Nurse Midwife Worker at the Anganwadi Centre will register the pregnant woman in the NAMO Shree Scheme. The registration must be completed at the time of the first antenatal check-up.
Step 3: Final Approval Process
The final approval for the scheme benefits will be provided by the Women and Child Development Department of the Government of Gujarat after processing the registration.
Step 4: Benefit Disbursement
Once approved, the financial assistance amount will be disbursed in installments directly into the beneficiary's bank account as per the scheme guidelines.
*For receiving the final installment, the beneficiary must submit a Certificate from the Medical Institution of Delivery to complete the benefit disbursement process.
*Applicants are advised to save copies of all submitted documents and acknowledgements for future reference.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the maximum annual family income limit that I must meet to be eligible for this maternal financial assistance?: Your family's annual income must not exceed ₹8,00,000 per year to qualify for benefits under this scheme.
Can I receive benefits from other central government maternal schemes while being enrolled in this state program?: Yes, you are eligible to avail benefits of other central government schemes like Pradhan Mantri Matritva Vandana Yojana and Janani Suraksha Yojana.
What specific document do I need to submit to receive the final installment of my financial assistance?: You must submit a Certificate from Medical Institution of Delivery to receive your final installment payment.
How much total financial assistance will I receive during my first pregnancy if I meet all the requirements?: You will receive a total of ₹12,000 distributed across four installments: ₹5,000 at registration, ₹2,000 after six months, ₹3,000 after delivery, and ₹2,000 after vaccination.
Which specific categories of women are eligible to apply for this maternal nutritional support scheme in Gujarat?: Eligible categories include Scheduled Tribe, Scheduled Caste, National Food Security Act beneficiaries, Pradhan Mantri Jan Arogya Yojana beneficiaries, Below Poverty Line families, E Shram Card holders, women farmers, and Mahatma Gandhi National Rural Employment Guarantee Act beneficiaries.
What is the different payment structure for my second pregnancy compared to the first pregnancy under this program?: For second pregnancy, you receive ₹2,000 at registration, ₹3,000 after six months, ₹6,000 after delivery, and ₹1,000 after vaccination, totaling ₹12,000.
Who will help me register for this scheme when I visit the Anganwadi Centre for my application?: The Accredited Social Health Activist or Auxiliary Nurse Midwife Worker at the Anganwadi Centre will register you in the scheme.
Where exactly must I deliver my child to remain eligible for receiving all the financial benefits under this scheme?: You must deliver your child in any government or private hospital to remain eligible for all financial assistance installments.
What essential documents do I need to carry with me when I first apply for this maternal assistance program?: You need to bring your Aadhaar Card, bank account details, mobile number, and MAMTA Card for the initial application process.
At what specific stage of my pregnancy must I complete the registration process to be eligible for benefits?: You must register at the time of your first ante natal check up to be eligible for the scheme benefits.
How will I receive the financial assistance payments, and do I need to visit any office to collect them?: The assistance amount is transferred directly into your bank account through installments, so you don't need to visit any office for collection.
What is the special provision regarding the gender of my newborn child for the second pregnancy financial assistance?: For second pregnancy, ₹6,000 after delivery is provided by central government if the newborn is a girl and by state government if a boy.
When exactly during my second pregnancy will I receive the ₹3,000 installment, and from which government source?: You will receive ₹3,000 after six months of your second pregnancy, and this amount comes from the state government.
For how many of my children can I receive this financial assistance if I meet all the eligibility requirements?: You can receive this financial assistance for your first two live children only, not for subsequent pregnancies.

Official links

References

CMO Gujarat: https://cmogujarat.gov.in/en/latest-news/cm-shri-bhupendra-patel-marks-three-years-good-governance

Frequently asked questions

What is the purpose of NAMO Shree Scheme?: NAMO Shree Scheme is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for NAMO Shree Scheme?: Eligibility for NAMO Shree Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under NAMO Shree Scheme?: Benefits under NAMO Shree Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages NAMO Shree Scheme?: NAMO Shree Scheme is managed by Health & Family Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for NAMO Shree Scheme?: Yes, eligible applicants may be able to apply online for NAMO Shree Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for NAMO Shree Scheme?: Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for NAMO Shree Scheme?: Applications for NAMO Shree Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for NAMO Shree Scheme?: Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for NAMO Shree Scheme?: Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under NAMO Shree Scheme.
Is NAMO Shree Scheme available in all states?: No, NAMO Shree Scheme is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for NAMO Shree Scheme?: Eligibility for NAMO Shree Scheme is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Is NAMO Shree Scheme only for women beneficiaries?: NAMO Shree Scheme is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does NAMO Shree Scheme support self-employment or financial assistance for women?: Depending on scheme guidelines, NAMO Shree Scheme may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Does NAMO Shree Scheme provide healthcare or insurance support?: NAMO Shree Scheme may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use NAMO Shree Scheme at government hospitals?: Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for NAMO Shree Scheme?: Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for NAMO Shree Scheme?: Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for NAMO Shree Scheme?: Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for NAMO Shree Scheme in Gujarat?: Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with NAMO Shree Scheme applications?: Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.