MGBUY

Mukhyamantri Gambhir Bimari Upchar Yojana

6.6/10

The scheme "Mukhyamantri Gambhir Bimari Upchar Yojana" by the Department of Health, Medical Education & Family Welfare, Government of Jharkhand, provides medical grants of up to ₹5,00,000/- for the treatment of critical illnesses and supports acid attack victims.

State Composite

States / UT: Jharkhand

Nodal department: Department of Health, Medical Education & Family Welfare

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Categories: Health & Wellness

Sub-categories: Disease and conditions, Emergency medical assistance

Target beneficiaries: Individual

Tags: Financial Assistance, Illnesses, Medical, Hospital

Details

The “Mukhyamantri Gambhir Bimari Upchar Yojana” is implemented by the Department of Health, Medical Education & Family Welfare, Government of Jharkhand, aims to provide financial assistance for the treatment of critical illnesses such as cancer, kidney transplant, and severe liver diseases, as well as support to acid attack victims. Through this scheme, eligible individuals receive medical grants of up to ₹5,00,000/- to cover treatment costs.

Benefits

  • - Financial Assistance: Up to ₹5,00,000/- per case for the treatment of critical illnesses such as cancer, kidney transplant, and severe liver diseases
  • Valid Hospitals: Treatment costs are covered only in Jharkhand's medical colleges, central medical institutions, or empaneled hospitals. (Link)
  • Expense Reimbursement: Covers bed charges, medicines, surgeries, and other related costs. NOTE: Disbursal: Grants are disbursed directly to hospitals via electronic transfer or bank draft
  • Financial Assistance: Up to ₹5,00,000/- per case for the treatment of critical illnesses such as cancer, kidney transplant, and severe liver diseases.
  • Valid Hospitals: Treatment costs are covered only in Jharkhand's medical colleges, central medical institutions, or empaneled hospitals. (Link)
  • Expense Reimbursement: Covers bed charges, medicines, surgeries, and other related costs.

NOTE: Disbursal: Grants are disbursed directly to hospitals via electronic transfer or bank draft.

Eligibility

  1. The applicant must be a resident of Jharkhand.
  2. The applicant’s gross annual income must be below ₹8,00,000/- for three consecutive years (not applicable for acid attack victims).
  3. The applicant must suffer from one of the specified illnesses:
  • All types of cancer.
  • Kidney transplant.
  • Severe liver diseases.

Exclusions

  • Applicants receiving aid from similar government health schemes are excluded unless the medical condition is non-overlapping.


How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.6
/ 10
Public Benefit Score
Accessibility 6.0/10 Moderate
Rural usefulness 7.0/10 Good
Application complexity 7.0/10 Challenging
Financial impact 9.5/10 Good
Literacy barrier 4.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 5.5/10 Moderate
Implementation reliability 7.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility6.0
  • Financial impact9.5
  • Rural utility7.0
  • Awareness5.5
  • Simplicity3.0
  • Inclusivity7.0

What problem does this scheme solve?

The Mukhyamantri Gambhir Bimari Upchar Yojana provides significant financial assistance for critical illnesses, particularly benefiting low-income individuals and acid attack victims in Jharkhand.

Key challenges addressed

  • Financial burden of critical illnesses
  • Support for acid attack victims

Most beneficial for

  • Low-income individuals
  • Residents of Jharkhand with critical illnesses
  • Acid attack survivors

Likely challenges

  • Complex application process
  • Limited awareness among potential beneficiaries
  • Dependency on local health offices

Practical insights for citizens

While the scheme offers substantial financial support, the complexity of the application process may deter eligible applicants.

Rural challenges

  • Access to health offices may be difficult
  • Limited awareness in rural areas

Digital challenges

  • Low digital engagement in rural areas
  • Lack of online application options

Implementation bottlenecks

  • Dependence on local health committee efficiency
  • Potential delays in fund disbursal

Awareness challenges

  • Limited outreach and information dissemination
  • Potential stigma around critical illnesses

Application analysis

Application mode
Offline office
Documents burden
Moderate, requires multiple documents
Verification complexity
Moderate, involves district-level committee
Office dependency
High, requires visits to local health offices
DBT dependency
Low, as funds are transferred directly to hospitals
CSC support
Limited, primarily offline process
Estimated citizen effort
High, requires multiple steps and document submissions

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Inclusive
  • Target income group Low-income individuals
  • Occupation reach General population with critical illnesses

Benefit analysis

Benefit type
Composite
Benefit frequency
Per case
Benefit practicality
High, covers significant medical expenses
Financial meaningfulness
Very meaningful, up to ₹500,000
Long-term impact
Potentially improves health outcomes for beneficiaries

Plain-language guidance

This scheme helps residents of Jharkhand with serious illnesses by providing financial assistance for treatment costs. Acid attack victims can also apply without income restrictions.

Who should apply
Residents of Jharkhand suffering from critical illnesses or acid attack victims.
Who may struggle
Individuals unfamiliar with the application process or those with limited literacy.
Best application route
Apply directly at the Civil Surgeon's office for assistance.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Offline

Step 1: The interested applicant should visit (during office hours) the Civil Surgeon’s office and request a hard copy of the prescribed format of the application form from the staff exclusively entrusted to issue and collect filled-in applications.
Step 2: In the application form, fill in all the mandatory fields, and attach copies of all the mandatory documents (self-attest, if required).
Step 3: Submit the duly filled and signed application form along with the documents to the District-level Health Committee.
Step 4: Request a receipt or acknowledgment from the District-level Health Committee to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

Who can apply for the MGBUY?

Residents of Jharkhand with an annual income below ₹8,00,000 suffering from specific critical illnesses can apply.

Are acid attack victims eligible?

Yes, they are eligible regardless of income.

What illnesses are covered under this scheme?

All types of cancer, kidney transplant, and severe liver diseases are covered.

Are private hospitals included?

Only empaneled private hospitals listed under the scheme are eligible.

Can the assistance amount exceed ₹5,00,000?

In exceptional cases, additional amounts may be approved by the Cabinet.

Is income proof mandatory for acid attack victims?

No, income proof is not required for acid attack cases.

How is the grant amount disbursed?

The amount is transferred directly to the hospital via bank draft or electronic transfer.

Where can I get the application form?

Application forms are available at the Civil Surgeon's office.

What documents are needed to apply?

Residence proof, income certificate, medical reports, hospital registration, and bank account details.

Can applicants apply for multiple treatments?

Yes, provided the illnesses fall within the scheme's scope.

What is the role of the district committee?

The committee verifies applications, approves grants, and monitors disbursals.

Is the scheme applicable for emergency treatments?

Yes, immediate assistance is provided, but post-approval is required.

How often are district committee meetings held?

Meetings are held weekly, typically every Monday.

References

Guidelines
https://www.jharkhand.gov.in/Home/ViewDoc?id=D011DO003SD00314022020055057258

Apply

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Frequently asked questions

What is the purpose of Mukhyamantri Gambhir Bimari Upchar Yojana?
Mukhyamantri Gambhir Bimari Upchar Yojana is a government welfare initiative designed to support Individual, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Mukhyamantri Gambhir Bimari Upchar Yojana?
Eligibility for Mukhyamantri Gambhir Bimari Upchar Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Mukhyamantri Gambhir Bimari Upchar Yojana?
Benefits under Mukhyamantri Gambhir Bimari Upchar Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Mukhyamantri Gambhir Bimari Upchar Yojana?
Mukhyamantri Gambhir Bimari Upchar Yojana is managed by Department of Health, Medical Education & Family Welfare and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Mukhyamantri Gambhir Bimari Upchar Yojana?
Yes, eligible applicants may be able to apply online for Mukhyamantri Gambhir Bimari Upchar Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Mukhyamantri Gambhir Bimari Upchar Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Mukhyamantri Gambhir Bimari Upchar Yojana?
Applications for Mukhyamantri Gambhir Bimari Upchar Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Mukhyamantri Gambhir Bimari Upchar Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Mukhyamantri Gambhir Bimari Upchar Yojana?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Mukhyamantri Gambhir Bimari Upchar Yojana.
Is Mukhyamantri Gambhir Bimari Upchar Yojana available in all states?
No, Mukhyamantri Gambhir Bimari Upchar Yojana is primarily available for eligible residents of Jharkhand and may be implemented through state government departments and local administrative offices.
Can residents outside Jharkhand apply for Mukhyamantri Gambhir Bimari Upchar Yojana?
Eligibility for Mukhyamantri Gambhir Bimari Upchar Yojana is generally limited to residents of Jharkhand unless otherwise specified in the official scheme guidelines.
Can students apply for Mukhyamantri Gambhir Bimari Upchar Yojana?
Eligible students studying in recognised institutions may apply for Mukhyamantri Gambhir Bimari Upchar Yojana depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Mukhyamantri Gambhir Bimari Upchar Yojana?
Mukhyamantri Gambhir Bimari Upchar Yojana may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Does Mukhyamantri Gambhir Bimari Upchar Yojana provide healthcare or insurance support?
Mukhyamantri Gambhir Bimari Upchar Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Mukhyamantri Gambhir Bimari Upchar Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Mukhyamantri Gambhir Bimari Upchar Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Mukhyamantri Gambhir Bimari Upchar Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Mukhyamantri Gambhir Bimari Upchar Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Mukhyamantri Gambhir Bimari Upchar Yojana in Jharkhand?
Users in Jharkhand may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Mukhyamantri Gambhir Bimari Upchar Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.