MCSBY

Mukhyamantri Chiranjeevi Swasthya Beema Yojana

6.8/10

The state government has announced the implementation of 'Universal Health Coverage' in the state in the budget announcement 2021-22, in compliance of which Chief Minister Chiranjeevi Health Insurance Scheme was started in the state from May 1, 2021.

State Cash

States / UT: Rajasthan

Nodal department: Medical, Health and Family Welfare Department

Scheme for: Family

Scheme profile

Scheme open date: 2021-05-01

Categories: Health & Wellness

Sub-categories: Health Insurance

Target beneficiaries: Individual

Tags: Financial Assistance, Health Insurance, Family Welfare

Details

The Government of Rajasthan has always been in the forefront in making various innovations to provide health services to the citizens of the state. Rajasthan has also successfully operated free medicines and free tests in the state in the past, due to which the general public is getting the benefit of free medicines and tests in the government hospitals of the state.
This scheme has been brought with the commitment of providing good health to all the citizens of the state by freeing them from the huge expenditure on medical treatment so that there is no compulsion of money in the treatment of suffering and serious diseases.

Benefits

  • 1. Cashless treatment facility up to Rs. 25 00 000/- will be provided to each family of Rajasthan. 1. National Food Security Act the insurance premium of families eligible for Socio-Economic Census small and marginal farmers and contract workers will be borne by the state government. 1. Other families will have to pay a premium of Rs. 850/- per year
  1. Cashless treatment facility up to Rs. 25,00,000/- will be provided to each family of Rajasthan.
  2. National Food Security Act, the insurance premium of families eligible for Socio-Economic Census, small and marginal farmers and contract workers will be borne by the state government.
  3. Other families will have to pay a premium of Rs. 850/- per year.

Eligibility

Under the scheme, eligible families have been divided into two categories-

  1. Category receiving free benefits:- 100 percent of the premium of the eligible families of such category determined by the state government is paid by the government. Presently eligible families under Food Security Act, eligible families of Socio-Economic Census (SECC) 2011, contract workers working in state government departments/boards/corporations/government companies, small marginal farmers and those who received Covid-19 ex-gratia last year destitute and helpless families are included in the free category.
  2. Category receiving benefits by paying Rs.850/- per family per year:- The families of the state who do not come under the category of free eligible families and are not government employees/pensioners and are not taking benefits under the Medical Attendance Rules They can avail the benefits of the scheme by paying 50% of the fixed premium Rs. 850/- per family per year. The remaining 50 percent of the premium will be borne by the government.
  3. All EWS families are also proposed to be given the benefit of Chiranjeevi Yojana free of cost.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.8
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 4.0/10 Moderate
Application complexity 4.5/10 Moderate
Financial impact 9.5/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 5.0/10 Moderate
Implementation reliability 8.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact9.5
  • Rural utility4.0
  • Awareness5.0
  • Simplicity5.5
  • Inclusivity7.0

What problem does this scheme solve?

The Mukhyamantri Chiranjeevi Swasthya Beema Yojana aims to provide health insurance coverage to families in Rajasthan, significantly reducing the financial burden of medical expenses.

Key challenges addressed

  • High medical treatment costs
  • Access to healthcare for low-income families

Most beneficial for

  • Low-income families
  • Small and marginal farmers
  • Contract workers

Likely challenges

  • Awareness of the scheme among rural populations
  • Digital literacy for online registration

Practical insights for citizens

The scheme is practical but requires significant outreach to ensure all eligible families are informed and able to apply.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • Need for digital literacy to navigate online processes
  • Dependence on mobile for OTP verification

Implementation bottlenecks

  • Potential delays in online verification
  • Inconsistent access to E-Mitra centers

Awareness challenges

  • Low awareness in rural areas about the scheme's benefits

Application analysis

Application mode
Online + CSC assisted
Documents burden
Jan Aadhar card and Aadhar card required
Verification complexity
Moderate, requires online verification by nodal officers
Office dependency
Low, primarily online with E-Mitra support
DBT dependency
No direct benefit transfer involved
CSC support
Available through E-Mitra centers
Estimated citizen effort
Moderate effort required for registration

Estimated beneficiary reach

  • Rural / urban reach High
  • Gender reach Moderate
  • Target income group Low-income families
  • Occupation reach Farmers, laborers, contract workers

Benefit analysis

Benefit type
Cashless treatment facility
Benefit frequency
Annual coverage
Benefit practicality
High, as it covers significant medical expenses
Financial meaningfulness
Very meaningful for low-income families facing high medical costs
Long-term impact
Positive impact on health outcomes and financial stability for families

Plain-language guidance

The Mukhyamantri Chiranjeevi Swasthya Beema Yojana provides health insurance to families in Rajasthan, covering medical expenses up to ₹25,00,000. Families can apply online or through local E-Mitra centers.

Who should apply
Low-income families, small farmers, and contract workers in Rajasthan.
Who may struggle
Semi-literate individuals and those unfamiliar with online processes.
Best application route
Apply via local CSC with Aadhaar.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

The process for registering category wise is as follows -
Registration process for free benefit category-

  1. The eligible families under the Food Security Act and the eligible families of the Socio-Economic Census 2011 are already benefited under the scheme. Hence they do not require registration.
  2. It will be necessary for the beneficiary to register on the registration portal or beneficiaries can register online through their SSO ID or by visiting E Mitra Kendra.1. It is necessary for the beneficiary to have Jan Aadhar card / Jan Aadhar card number / Jan Aadhar card registration receipt number and Aadhar card number.
  3. OTP on the mobile number registered in the Aadhaar card of the applicant before registration.
  4. The application for registration in the scheme of contract workers will be verified online by the nodal officer of the concerned department and will be updated regularly.
  5. Small and marginal farmers who are not linked with Jan Aadhaar card, they will be able to get the seeding of land holding done in Jan Aadhaar card as per the prescribed procedure on Jan Aadhaar portal through E-Mitra. After seeding, the family can be registered on the above mentioned registration portal of the scheme itself through online/e-mitra.
  6. After successful registration, the beneficiary will be able to print the policy document.

Category receiving benefits by paying Rs.850/- per family per year:-

  1. It will be necessary for the beneficiary to register himself online portal.1. These beneficiaries will have to pay Rs. 850/- per family per year as premium amount to the concerned E Mitra center or through digital payment mode.
  2. After successful registration, the beneficiary will be able to print the policy document.
  3. The step-wise detailed process of registration under the scheme by e-Mitra or by yourself is available on the scheme's website https://chiranjeevi.rajasthan.gov.in/.

Clarifications

Additional points from the scheme information published on myScheme (not legal advice).

What is the " Mukhyamantri Chiranjeevi Swasthya Beema Yojana" ?

The state government has announced the implementation of 'Universal Health Coverage' in the state in the budget announcement 2021-22, in compliance of which Chief Minister Chiranjeevi Health Insurance Scheme was started in the state from May 1, 2021.

What are the benefits under the scheme ?

Cashless treatment facility up to Rs. 25,00,000/- will be provided to each family of Rajasthan.

How much amount need to be pay by "Category Receiving Benefits By Paying Some Amount" ?

These beneficiaries will have to pay Rs. 850/- per family per year

Who can join the Chiranjeevi scheme?

Every family of Rajasthan can join this scheme. The family of government employees does not need to join this scheme because Rajasthan Government Health Scheme Yojana being brought for them.

How To Apply For The Scheme ?

The process for registering category wise is as follows-

What Documents Are Needed ?
  1. Jan Aadhar/Bhamashah Card Copy. 2. Aadhar Card Copy.
What is the official web portal to apply ?

Https://chiranjeeviapp.rajasthan.gov.in/webapp/

Once The Registration Is Done In Chiranjeevi Yojana, If A Beneficiary Has To Add Or Delete The Name Of A Family Member, Then What Will Be The Process?

For this, amendment in Janadhar card can be done by visiting E-Mitra center.

Will a genera category have to pay the rupees during the registration itself or can he deposit the rupees later also?

Applicant have to pay a premium amount of Rs 850/- at the time of registration at the E-Mitra center only.

References

Detail
https://schemes.rajasthan.gov.in/scheme/detail/775
Official Site
https://chiranjeevi.rajasthan.gov.in/#/home
Registration Process
https://chiranjeevi.rajasthan.gov.in/#/chiranjeevi/scheme-registration-process

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Frequently asked questions

What is the purpose of Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Mukhyamantri Chiranjeevi Swasthya Beema Yojana is a government welfare initiative designed to support Family, Individual through benefits related to Health & Wellness, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Eligibility for Mukhyamantri Chiranjeevi Swasthya Beema Yojana may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Benefits under Mukhyamantri Chiranjeevi Swasthya Beema Yojana may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Mukhyamantri Chiranjeevi Swasthya Beema Yojana is managed by Medical, Health and Family Welfare Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Yes, eligible applicants may be able to apply online for Mukhyamantri Chiranjeevi Swasthya Beema Yojana through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Applications for Mukhyamantri Chiranjeevi Swasthya Beema Yojana may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Mukhyamantri Chiranjeevi Swasthya Beema Yojana available in all states?
No, Mukhyamantri Chiranjeevi Swasthya Beema Yojana is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
Can residents outside Rajasthan apply for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Eligibility for Mukhyamantri Chiranjeevi Swasthya Beema Yojana is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
Does Mukhyamantri Chiranjeevi Swasthya Beema Yojana provide healthcare or insurance support?
Mukhyamantri Chiranjeevi Swasthya Beema Yojana may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Mukhyamantri Chiranjeevi Swasthya Beema Yojana at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Are there deadlines for applying to Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Some schemes may operate through fixed application windows, annual registration cycles, or department-specific deadlines depending on scheme implementation policies.
Can beneficiaries track application status for Mukhyamantri Chiranjeevi Swasthya Beema Yojana?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Mukhyamantri Chiranjeevi Swasthya Beema Yojana in Rajasthan?
Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Mukhyamantri Chiranjeevi Swasthya Beema Yojana applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.