MCDBY

Mukhyamantri Chiranjeevi Durghatana Beema Yojna

7.1/10

The Mukhyamantri Chiranjeevi Durghatana Beema Yojna was launched on May 1, 2022, to provide financial assistance of up to ₹5 lakh to insured families in the event of death or permanent total disability due to accidents.

State

States / UT: Rajasthan

Nodal department: S.I. & P.F. (State Insurance & Provident Fund)

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: All Beneficiary Category, Economically Weaker Sections

Tags: Insurance, Accident, Financial Assistance, Rajasthan, Health, Support, EWS, Beneficiary, Scheme, Government, Safety, Durghatana

Details

The Mukhyamantri Chiranjeevi Durghatana Beema Yojna was launched on May 1, 2022, to provide financial assistance of up to ₹5 lakh to insured families in the event of death or permanent total disability due to accidents. In cases where more than one death occurs in a family, the accident insurance amount has been increased from ₹5 lakh to ₹10 lakh to provide additional support.

Benefits

  • Financial assistance of up to ₹5 lakh for death or permanent total disability due to accidents
  • Increased coverage to ₹10 lakh for families with multiple deaths

Eligibility

Families with members who are insured under the scheme can apply. The scheme is open to all beneficiary categories, including Economically Weaker Sections (EWS).

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

7.1
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 5.0/10 Moderate
Application complexity 3.5/10 Good
Financial impact 9.5/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 7.0/10 Good
Awareness 5.5/10 Moderate
Implementation reliability 8.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact9.5
  • Rural utility5.0
  • Awareness5.5
  • Simplicity6.5
  • Inclusivity7.0

What problem does this scheme solve?

The scheme provides significant financial assistance for accident-related incidents, particularly benefiting economically weaker sections.

Key challenges addressed

  • Financial support for families affected by accidents
  • Increased coverage for families with multiple deaths

Most beneficial for

  • Economically Weaker Sections
  • Families with members at risk of accidents

Likely challenges

  • Awareness about the scheme
  • Digital access for application

Practical insights for citizens

Practical for those who can navigate online applications

Rural challenges

  • Limited internet access
  • Lack of awareness

Digital challenges

  • High digital dependency for application

Implementation bottlenecks

  • Awareness and outreach

Awareness challenges

  • Low awareness among target beneficiaries

Application analysis

Application mode
Online portal
Documents burden
Moderate, requires multiple documents
Verification complexity
Moderate
Office dependency
Low
DBT dependency
No
CSC support
Limited
Estimated citizen effort
Moderate effort required for application

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Inclusive
  • Target income group Economically Weaker Sections
  • Occupation reach General

Benefit analysis

Benefit type
Financial assistance
Benefit frequency
One-time
Benefit practicality
High, especially for accident-related incidents
Financial meaningfulness
High, with potential for significant support
Long-term impact
Positive impact on financial security for families

Plain-language guidance

This scheme offers financial help for families affected by accidents. Eligible families can receive up to ₹5 lakh, or ₹10 lakh for multiple deaths.

Who should apply
Families with members insured under the scheme, especially those in economically weaker sections.
Who may struggle
Individuals with limited digital access or low awareness of the scheme.
Best application route
Apply via the official online portal.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

To apply, visit the official website: mcdbysipf.rajasthan.gov.in. Required documents include:

  • Death Certificate Copy
  • Jan Aadhar/Bhamashah Card Copy
  • Other Document

References

Scheme page (portal)
https://jaipur.rajasthan.gov.in/scheme/detail/971
Related PDF (portal)
https://jankalyanfile.rajasthan.gov.in/Files//Content/UploadFolder/Scheme/SIPF/MCDBY/DOC_971_8ed5b135-c835-45ba-989a-7bd19f0d2d2c.pdf
Related PDF (portal)
https://jankalyanfile.rajasthan.gov.in/Files//Content/UploadFolder/Scheme/SIPF/MCDBY/DOC_971_bab75a8a-a0a5-491e-bb91-e60107f0aba5.pdf
Related PDF (portal)
https://jankalyanfile.rajasthan.gov.in/Files//Content/UploadFolder/Scheme/SIPF/MCDBY/DOC_971_b6009b8c-f2c0-46c8-a0cb-dad0ecc5a759.pdf
Department website
https://mcdbysipf.rajasthan.gov.in

Apply

Apply now

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Frequently asked questions

What is the purpose of Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Mukhyamantri Chiranjeevi Durghatana Beema Yojna is a government welfare initiative designed to support Individual, All Beneficiary Category, Economically Weaker Sections through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Eligibility for Mukhyamantri Chiranjeevi Durghatana Beema Yojna may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Benefits under Mukhyamantri Chiranjeevi Durghatana Beema Yojna may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Mukhyamantri Chiranjeevi Durghatana Beema Yojna is managed by S.I. & P.F. (State Insurance & Provident Fund) and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Yes, eligible applicants may be able to apply online for Mukhyamantri Chiranjeevi Durghatana Beema Yojna through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Applications for Mukhyamantri Chiranjeevi Durghatana Beema Yojna may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is Mukhyamantri Chiranjeevi Durghatana Beema Yojna available in all states?
No, Mukhyamantri Chiranjeevi Durghatana Beema Yojna is primarily available for eligible residents of Rajasthan and may be implemented through state government departments and local administrative offices.
Can residents outside Rajasthan apply for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Eligibility for Mukhyamantri Chiranjeevi Durghatana Beema Yojna is generally limited to residents of Rajasthan unless otherwise specified in the official scheme guidelines.
Does Mukhyamantri Chiranjeevi Durghatana Beema Yojna provide healthcare or insurance support?
Mukhyamantri Chiranjeevi Durghatana Beema Yojna may provide healthcare assistance, insurance coverage, cashless treatment support, medical reimbursement, or hospital-related benefits depending on the scheme structure.
Can beneficiaries use Mukhyamantri Chiranjeevi Durghatana Beema Yojna at government hospitals?
Eligible beneficiaries may be able to access services at empanelled hospitals, government healthcare facilities, or authorised healthcare providers depending on scheme participation rules.
Can CSC centres help users apply for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Mukhyamantri Chiranjeevi Durghatana Beema Yojna?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Mukhyamantri Chiranjeevi Durghatana Beema Yojna in Rajasthan?
Users in Rajasthan may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Mukhyamantri Chiranjeevi Durghatana Beema Yojna applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.