MBB Scheme

Mukhyamantri Bhagyalakshmi Bond Scheme

6.9/10

The Mukhyamantri Bhagyalakshmi Bond Scheme has been implemented with the objective of 'Dikri Vadhavo Dochti Bhanao' to prevent female feticide and to meet the expenses of education and marriage of the daughters of construction workers.

State

States / UT: Gujarat

Ministry / nodal: Labour, Skill Development and Employment Department

Nodal department: Labour, Skill Development and Employment Department

Scheme for: Individual

Scheme profile

DBT (direct benefit transfer): No

Target beneficiaries: Daughters of Construction Workers

Tags: Women, Education, Marriage, Construction Workers, Financial Help, Gujarat, Labour Welfare, DBT, Social Welfare, Government Scheme

Details

The Mukhyamantri Bhagyalakshmi Bond Scheme has been implemented with the objective of 'Dikri Vadhavo Dochti Bhanao' to prevent female feticide and to meet the expenses of education and marriage of the daughters of construction workers. A bond of Rs. 25,000 is issued for a period of 18 years in the name of a daughter of a construction worker registered with the Gujarat Building and Other Construction Labor Welfare Board. The amount can be withdrawn by the daughter after completing 18 years of age.

Benefits

  • A bond of Rs. 25,000 issued for 18 years
  • Amount can be withdrawn after the daughter turns 18

Eligibility

Daughters of construction workers registered with the Gujarat Building and Other Construction Labour Welfare Board. No income limit is specified.

How useful is this scheme?

Public benefit analysis

A practical look at this scheme for citizens

AI-generated insights showing how useful, accessible, and practical this scheme may be — combining deterministic scoring rules with a public-policy LLM analyst.

6.9
/ 10
Public Benefit Score
Accessibility 7.0/10 Good
Rural usefulness 5.0/10 Moderate
Application complexity 3.5/10 Good
Financial impact 8.0/10 Good
Literacy barrier 5.0/10 Moderate
Women inclusivity 9.0/10 Good
Awareness 5.5/10 Moderate
Implementation reliability 8.0/10 Good
Bigger shape means a better fit for citizens
  • Accessibility7.0
  • Financial impact8.0
  • Rural utility5.0
  • Awareness5.5
  • Simplicity6.5
  • Inclusivity9.0

What problem does this scheme solve?

The Mukhyamantri Bhagyalakshmi Bond Scheme aims to support the education and marriage expenses of daughters of construction workers in Gujarat.

Key challenges addressed

  • Prevention of female feticide
  • Financial support for education and marriage

Most beneficial for

  • Daughters of construction workers

Likely challenges

  • Awareness of the scheme among eligible beneficiaries
  • Complexity in the application process for semi-literate individuals

Practical insights for citizens

The scheme is practical but requires better outreach and support for application.

Rural challenges

  • Limited internet access
  • Lack of awareness about the scheme

Digital challenges

  • Dependence on online application process

Implementation bottlenecks

  • Verification of documents

Awareness challenges

  • Low awareness among construction workers

Application analysis

Application mode
Online
Documents burden
Moderate, requires multiple documents
Verification complexity
Moderate
Office dependency
Low
DBT dependency
Yes
CSC support
Limited
Estimated citizen effort
Moderate

Estimated beneficiary reach

  • Rural / urban reach Moderate
  • Gender reach Female
  • Occupation reach Construction workers

Benefit analysis

Benefit type
One-time bond
Benefit frequency
Single disbursement at age 18
Benefit practicality
Practical for education and marriage expenses
Financial meaningfulness
Moderately meaningful due to the bond amount
Long-term impact
Positive impact on the education and empowerment of daughters

Plain-language guidance

This scheme provides financial support for the education and marriage of daughters of construction workers in Gujarat. A bond of ₹25,000 is issued, which can be accessed when the daughter turns 18.

Who should apply
Daughters of registered construction workers in Gujarat.
Who may struggle
Semi-literate individuals and those with limited digital access.
Best application route
Apply online at the Sanman Portal with required documents.

This intelligence section is generated by an AI policy analyst combined with rule-based scoring. Scores and narrative are estimates derived from the publicly available scheme information shown on this page; actual experience may vary by state, district, and department. Always confirm details on the official portal before you apply.

Application Process

Online

Apply online at Sanman Portal. Required documents include Aadhar Card, Affidavit, Bank Pass Book/Cancelled Cheque, Birth Certificate, Children's Aadhar Card, E-Nirman Card, Form of bond issued by the bank, and Ration Card.

References

Gujarat schemes directory
https://mariyojana.gujarat.gov.in/Schemeatoz.aspx
Reference (department / portal)
https://labour.gujarat.gov.in

Apply

Apply now

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Frequently asked questions

What is the purpose of Mukhyamantri Bhagyalakshmi Bond Scheme?
Mukhyamantri Bhagyalakshmi Bond Scheme is a government welfare initiative designed to support Individual, Daughters of Construction Workers through benefits related to General, financial assistance, subsidies, social welfare, healthcare, education, or livelihood support.
Who can apply for Mukhyamantri Bhagyalakshmi Bond Scheme?
Eligibility for Mukhyamantri Bhagyalakshmi Bond Scheme may depend on factors such as income category, age, gender, occupation, state of residence, social category, and government-defined beneficiary criteria.
What benefits are offered under Mukhyamantri Bhagyalakshmi Bond Scheme?
Benefits under Mukhyamantri Bhagyalakshmi Bond Scheme may include financial assistance, subsidies, scholarships, insurance support, healthcare benefits, pension support, training assistance, or welfare services depending on the scheme guidelines.
Which department manages Mukhyamantri Bhagyalakshmi Bond Scheme?
Mukhyamantri Bhagyalakshmi Bond Scheme is managed by Labour, Skill Development and Employment Department and may be implemented through district offices, online portals, CSC centres, banks, or authorised government agencies.
Can users apply online for Mukhyamantri Bhagyalakshmi Bond Scheme?
Yes, eligible applicants may be able to apply online for Mukhyamantri Bhagyalakshmi Bond Scheme through official government portals, authorised service centres, or digital application systems depending on the implementation process.
Is Aadhaar mandatory for Mukhyamantri Bhagyalakshmi Bond Scheme?
Many government schemes may require Aadhaar verification, identity proof, or linked bank account details for beneficiary validation and direct benefit transfer processing.
Where can users apply for Mukhyamantri Bhagyalakshmi Bond Scheme?
Applications for Mukhyamantri Bhagyalakshmi Bond Scheme may be submitted through government departments, official scheme portals, CSC centres, district offices, welfare departments, or authorised service centres.
What documents may be required for Mukhyamantri Bhagyalakshmi Bond Scheme?
Applicants may need Aadhaar card, income certificate, residence proof, bank account details, caste certificate, photographs, educational records, or occupation-related documents depending on scheme eligibility requirements.
Is income certificate required for Mukhyamantri Bhagyalakshmi Bond Scheme?
Income certificate requirements may vary depending on beneficiary category, subsidy eligibility, and financial assistance criteria defined under Mukhyamantri Bhagyalakshmi Bond Scheme.
Is Mukhyamantri Bhagyalakshmi Bond Scheme available in all states?
No, Mukhyamantri Bhagyalakshmi Bond Scheme is primarily available for eligible residents of Gujarat and may be implemented through state government departments and local administrative offices.
Can residents outside Gujarat apply for Mukhyamantri Bhagyalakshmi Bond Scheme?
Eligibility for Mukhyamantri Bhagyalakshmi Bond Scheme is generally limited to residents of Gujarat unless otherwise specified in the official scheme guidelines.
Can students apply for Mukhyamantri Bhagyalakshmi Bond Scheme?
Eligible students studying in recognised institutions may apply for Mukhyamantri Bhagyalakshmi Bond Scheme depending on educational qualification, category, income limit, and academic eligibility.
Is scholarship amount provided under Mukhyamantri Bhagyalakshmi Bond Scheme?
Mukhyamantri Bhagyalakshmi Bond Scheme may provide scholarship assistance, tuition support, educational reimbursement, or financial aid for eligible students.
Is Mukhyamantri Bhagyalakshmi Bond Scheme only for women beneficiaries?
Mukhyamantri Bhagyalakshmi Bond Scheme is primarily intended to support eligible women beneficiaries through welfare assistance, financial support, skill development, healthcare, or social security initiatives.
Does Mukhyamantri Bhagyalakshmi Bond Scheme support self-employment or financial assistance for women?
Depending on scheme guidelines, Mukhyamantri Bhagyalakshmi Bond Scheme may provide loans, subsidies, training support, self-employment assistance, or financial welfare benefits for women.
Can CSC centres help users apply for Mukhyamantri Bhagyalakshmi Bond Scheme?
Many government schemes may be accessible through nearby CSC centres, authorised digital service centres, or welfare facilitation offices.
How can users check the latest updates for Mukhyamantri Bhagyalakshmi Bond Scheme?
Users should verify official notifications, department announcements, application deadlines, and eligibility updates through authorised government portals or implementing agencies.
Can beneficiaries track application status for Mukhyamantri Bhagyalakshmi Bond Scheme?
Certain schemes may provide online application tracking, beneficiary verification systems, or status-check facilities through official portals.
Where can users get help for Mukhyamantri Bhagyalakshmi Bond Scheme in Gujarat?
Users in Gujarat may seek assistance through CSC centres, district welfare offices, government departments, agriculture offices, social welfare departments, or authorised facilitation centres.
Which nearby public services may help with Mukhyamantri Bhagyalakshmi Bond Scheme applications?
Depending on the scheme, users may require support from Aadhaar centres, CSC centres, banks, hospitals, post offices, or government welfare offices for document verification and application assistance.